black and white state seal

DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
BUREAU OF INSURANCE

JOSEPH MICHAEL KARAM

PRODUCER NON-RESIDENT

License Number:
PRN317229
Status:
First Licensure:
09/18/2018
Cancel Date:
None

Mailing:
MACOMB, MI 48044
Phone:
+1 (866) 487-9887
Fax:
+1 (586) 331-3077
Email:
joe@ahpins.com

History

License Type Start Date End Date
PRODUCER NON-RESIDENT 09/18/2018

Agency

Name Issue Date License Number Expiration Date Cancel Date
AMERICAN HEALTH PLANS
09/24/2022 AGN431652

Employer

Name Issue Date License Number Expiration Date Cancel Date
AMERITAS LIFE INSURANCE CORP
08/16/2021 LHF944
CHESAPEAKE LIFE INSURANCE COMPANY
10/12/2018 LHF699 03/19/2019
CIGNA HEALTH AND LIFE INSURANCE COMPANY
01/10/2024 LHF860
LOYAL AMERICAN LIFE INSURANCE COMPANY
12/09/2021 LHF207 10/30/2023

Authority

Description Issue Date Termination Date Status
HEALTH 09/18/2018 Active
LIFE 09/18/2018 Active

Responsible For

Name License Number
AMERICAN HEALTH PLANS AGN431652

License/Disciplinary Action

None.

GENERAL INFORMATION

NAIC Information

National Producer Number (NPN):
9931349

Other Addresses

Address Type
16600 18 MILE RD
CLINTON TOWNSHIP, MI 48038-4539
Office

An active license/permit may still be subject to limitations and restrictions as a result of disciplinary action imposed. Please contact the specific licensing board about specific disciplinary actions.

Date: 01/19/2026 01:11:25 AM