black and white state seal

DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
BUREAU OF INSURANCE

PHILIP MICHAEL O HEARN

PRODUCER RESIDENT

License Number:
PRR38536
Status:
Active
First Licensure:
01/19/1994
Cancel Date:
None
Renewal Date:
08/31/2026

Continuing Education:
Required by 08/31/2026
Hours Required:
Ethics:
3
Total Required:
24
Hours Acquired:
Ethics:
0
Total Acquired:
0

Mailing:
SCARBOROUGH, ME 04074
Phone:
+1 (207) 376-0636
Email:
ohearnphilip@gmail.com

History
License Type Start Date End Date
PRODUCER RESIDENT 02/28/1994 08/31/2026

Agency
Name Issue Date License Number Expiration Date Cancel Date
INSURANCE SOLUTIONS OF MAINE
 04/03/2008 AGR152069 10/15/2012
NATIONAL HOUSING INSURANCE GROUP LLC
 11/03/2010 AGR184184
O'HEARN INSURANCE AGENCY INC
 03/12/1998 AGR54199 11/30/2016
UIG INC
 04/23/2014 AGR123009 07/02/2019

Employer
Name Issue Date License Number Expiration Date Cancel Date
ACADIA INSURANCE COMPANY
 03/25/2014 PCF35064 01/23/2019
ACUITY A MUTUAL INSURANCE COMPANY
 05/10/2017 PCF155357 11/16/2018
AETNA HEALTH INC
 10/01/2001 HMD45749 07/27/2022
AETNA LIFE INSURANCE COMPANY
 10/01/2001 LHF621 07/27/2022
ALLMERICA FINANCIAL ALLIANCE INSURANCE COMPANY
 06/17/2008 PCF75617 09/19/2008
ALLMERICA FINANCIAL ALLIANCE INSURANCE COMPANY
 04/13/2009 PCF75617 10/28/2015
ALLMERICA FINANCIAL BENEFIT INSURANCE COMPANY
 06/17/2008 PCF145893 09/19/2008
ALLMERICA FINANCIAL BENEFIT INSURANCE COMPANY
 04/13/2009 PCF145893
AMERICAN ECONOMY INSURANCE COMPANY
 04/10/2007 PCF363 04/23/2012
AMERICAN ECONOMY INSURANCE COMPANY
 05/22/2012 PCF363 09/12/2017
AMERICAN FAMILY LIFE ASSURANCE COMPANY OF COLUMBUS
 08/12/2003 LHF645 08/31/2004
AMERICAN FAMILY LIFE ASSURANCE COMPANY OF COLUMBUS
 11/20/2006 LHF645 01/16/2007
AMERICAN FAMILY LIFE ASSURANCE COMPANY OF COLUMBUS
 04/08/2009 LHF645 06/19/2017
AMERICAN FIRE AND CASUALTY COMPANY
 06/20/2014 PCF200822 09/12/2017
AMERICAN STATES INSURANCE COMPANY
 12/11/2006 PCF377 04/23/2012
AMERICAN STATES INSURANCE COMPANY
 05/22/2012 PCF377 09/12/2017
AMERICAN ZURICH INSURANCE COMPANY
 11/18/2010 PCF914 07/29/2013
AMGUARD INSURANCE COMPANY
 03/11/2008 PCF51460 07/30/2009
ANTHEM HEALTH PLANS OF MAINE INC.
 05/25/2000 LHD70566 10/01/2014
ANTHEM LIFE INSURANCE COMPANY
 04/26/2011 LHF70467 12/16/2016
ASSURANCE COMPANY OF AMERICA
 11/18/2010 PCF651 07/29/2013
ASSURITY LIFE INSURANCE COMPANY
 06/18/2004 LHF179 04/07/2009
ASSURITY LIFE INSURANCE COMPANY
 05/25/2010 LHF179 09/26/2011
ASSURITY LIFE INSURANCE COMPANY
 11/01/2011 LHF179 10/19/2015
ATHOME INSURANCE COMPANY
 09/06/2005 PCF503 10/27/2008
THE AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT
 07/28/2004 PCF659 03/04/2020
BANNER LIFE INSURANCE COMPANY
 06/24/2008 LHF50047
BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA
 02/06/2009 LHF804 10/13/2020
BRIGHTHOUSE LIFE INSURANCE COMPANY
 12/10/2008 LHF277 02/12/2010
BRIGHTHOUSE LIFE INSURANCE COMPANY
 10/10/2014 LHF277
BRISTOL WEST INSURANCE COMPANY
 12/10/2008 PCF78370 01/16/2024
CAMBRIDGE MUTUAL FIRE INSURANCE COMPANY
 02/08/2012 PCF396
CASCO INDEMNITY COMPANY
 09/01/2004 PCF921 08/01/2006
THE CHARTER OAK FIRE INSURANCE COMPANY
 06/15/2009 PCF403 03/04/2020
CIGNA HEALTHCARE OF MAINE INC.
 01/12/2000 HMD4 04/22/2014
CITIZENS INSURANCE COMPANY OF AMERICA
 06/17/2008 PCF937 09/19/2008
CITIZENS INSURANCE COMPANY OF AMERICA
 04/13/2009 PCF937
COLONIAL LIFE & ACCIDENT INSURANCE COMPANY
 04/15/2004 LHF100 01/12/2012
COMMERCE AND INDUSTRY INSURANCE COMPANY
 02/12/2010 PCF413
CONCORD GENERAL MUTUAL INSURANCE COMPANY
 03/01/2007 PCF416 12/06/2018
CONNECTICUT GENERAL LIFE INSURANCE COMPANY
 01/12/2000 LHF149 05/16/2014
CONTINENTAL WESTERN INSURANCE COMPANY
 03/25/2014 PCF673 01/23/2019
COUNTRY MUTUAL INSURANCE COMPANY
 01/01/2017 PCF78610 08/08/2017
DAIRYLAND INSURANCE COMPANY
 09/17/2003 PCF721 02/18/2016
DEARBORN LIFE INSURANCE COMPANY
 09/07/2011 LHF919 08/26/2021
EMPLOYERS FIRE INSURANCE COMPANY
 12/09/2010 PCF41 05/07/2012
EMPLOYERS INSURANCE COMPANY OF WAUSAU
 10/01/2013 PCF434 09/12/2017
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY
 12/15/2009 LHF407 06/10/2019
EXCELSIOR INSURANCE COMPANY
 01/12/2007 PCF46786 10/21/2008
EXCELSIOR INSURANCE COMPANY
 11/19/2008 PCF46786 04/23/2012
EXCELSIOR INSURANCE COMPANY
 05/22/2012 PCF46786 09/12/2017
FARMERS CASUALTY INSURANCE COMPANY
 05/12/2004 PCF895 10/15/2008
FARMERS INSURANCE EXCHANGE FARMERS GROUP INC
 08/06/2008 IIF106 09/30/2008
FARMERS INSURANCE EXCHANGE FARMERS GROUP INC
 12/15/2008 IIF106 03/21/2012
FARMERS PROPERTY AND CASUALTY INSURANCE COMPANY
 05/12/2004 PCF714 10/15/2008
FARMINGTON CASUALTY COMPANY
 06/15/2009 PCF995 03/04/2020
FIREMEN'S INSURANCE COMPANY OF WASHINGTON DC
 03/25/2014 PCF35141 01/23/2019
FIRST LIBERTY INSURANCE CORPORATION
 10/01/2013 PCF31779 09/12/2017
FOREMOST INSURANCE COMPANY GRAND RAPIDS, MICHIGAN
 05/21/2004 PCF445 01/16/2024
FOREMOST PROPERTY AND CASUALTY INSURANCE COMPANY
 03/20/2013 PCF37337 06/04/2018
FOREMOST SIGNATURE INSURANCE COMPANY
 03/20/2013 PCF176307 06/04/2018
FRANKENMUTH INSURANCE COMPANY
 01/21/2013 PCF83684 02/22/2019
GENERAL INSURANCE COMPANY OF AMERICA
 05/22/2012 PCF447 09/12/2017
GENWORTH LIFE & ANNUITY INSURANCE COMPANY
 01/02/2007 LHF966 05/18/2012
GENWORTH LIFE & ANNUITY INSURANCE COMPANY
 04/19/2013 LHF966 04/12/2016
GENWORTH LIFE INS CO
 09/29/2008 LHF46264 04/19/2010
GENWORTH LIFE INS CO
 02/17/2012 LHF46264 04/21/2014
GRANITE STATE INSURANCE COMPANY
 02/12/2010 PCF452
GREAT FALLS INSURANCE COMPANY
 06/15/2012 PCD185974 02/10/2022
GUARANTEE TRUST LIFE INSURANCE COMPANY
 05/06/2013 LHF191 11/27/2013
GUARDIAN INSURANCE & ANNUITY COMPANY INC
 03/19/2009 LHF27827 09/30/2021
GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
 02/06/2009 LHF644 09/30/2021
THE HANOVER INSURANCE COMPANY
 06/17/2008 PCF712 09/19/2008
THE HANOVER INSURANCE COMPANY
 04/13/2009 PCF712
HARTFORD ACCIDENT & INDEMNITY COMPANY
 08/23/2004 PCF462 07/02/2008
HARTFORD ACCIDENT & INDEMNITY COMPANY
 05/12/2009 PCF462 01/25/2012
HARTFORD ACCIDENT & INDEMNITY COMPANY
 09/23/2014 PCF462 12/29/2015
HARTFORD CASUALTY INSURANCE COMPANY
 08/23/2004 PCF967 07/07/2008
HARTFORD CASUALTY INSURANCE COMPANY
 09/29/2009 PCF967 01/25/2012
HARTFORD FIRE INSURANCE COMPANY
 08/23/2004 PCF464 07/07/2008
HARTFORD FIRE INSURANCE COMPANY
 06/26/2009 PCF464 03/02/2011
HARTFORD INSURANCE COMPANY OF THE MIDWEST
 08/23/2004 PCF1021 06/08/2011
HARTFORD UNDERWRITERS INSURANCE COMPANY
 08/23/2004 PCF992 12/29/2015
HOUSING ENTERPRISE INSURANCE COMPANY INC
 01/17/2012 PCF189003 12/29/2014
JACKSON NATIONAL LIFE INSURANCE COMPANY
 04/05/2012 LHF45199 09/10/2012
KANSAS CITY LIFE INSURANCE COMPANY
 02/04/2011 LHF1017 03/17/2015
KEMPER INDEPENDENCE INSURANCE COMPANY
 05/16/2012 PCF94586 01/25/2024
LIBERTY INSURANCE CORPORATION
 10/01/2013 PCF999 09/12/2017
LIBERTY MUTUAL FIRE INSURANCE COMPANY
 10/01/2013 PCF330 09/12/2017
LIBERTY MUTUAL INSURANCE COMPANY
 10/01/2013 PCF331 09/12/2017
LINCOLN NATIONAL LIFE INSURANCE COMPANY-THE
 12/20/2012 LHF619 02/20/2013
LINCOLN NATIONAL LIFE INSURANCE COMPANY-THE
 09/24/2013 LHF619 09/27/2013
LM INSURANCE CORPORATION
 10/01/2013 PCF31778 09/12/2017
MAIN STREET AMERICA ASSURANCE COMPANY
 12/06/2010 PCF997 12/20/2019
MAIN STREET AMERICA PROTECTION INSURANCE COMPANY
 05/09/2016 PCF235440 12/20/2019
MAINE DENTAL SERVICE CORP
 10/01/1998 NPD29330 04/27/2020
MAINE PARTNERS HEALTH PLAN INC
 08/29/1997 HMD51090 12/31/2004
MARYLAND CASUALTY COMPANY
 11/18/2010 PCF500 07/29/2013
MASSACHUSETTS BAY INSURANCE COMPANY
 06/17/2008 PCF505 09/19/2008
MASSACHUSETTS BAY INSURANCE COMPANY
 04/13/2009 PCF505
MERCHANTS BONDING COMPANY (MUTUAL)
 07/15/2010 PCF108067 01/15/2013
MERCHANTS NATIONAL BONDING INC
 07/26/2012 PCF205259 01/15/2013
MERRIMACK MUTUAL FIRE INSURANCE COMPANY
 02/08/2012 PCF79
METLIFE INVESTORS INSURANCE COMPANY
 08/22/2007 LHF134734 07/20/2010
METLIFE INVESTORS USA INSURANCE COMPANY
 08/22/2007 LHF934 06/20/2014
METROPOLITAN GENERAL INSURANCE COMPANY
 05/12/2004 PCF893 10/15/2008
METROPOLITAN LIFE INSURANCE COMPANY
 12/07/2007 LHF380 07/20/2010
MIDDLESEX MUTUAL ASSURANCE COMPANY
 05/27/2009 PCF844 12/31/2016
MINNESOTA LIFE INSURANCE COMPANY
 12/14/2009 LHF216 12/15/2015
MMG INSURANCE COMPANY
 02/10/2012 PCD5
MOUNTAIN VALLEY INDEMNITY COMPANY
 08/15/2011 PCF48487 03/16/2020
MUTUAL TRUST LIFE INSURANCE COMPANY, A PAN-AMERICAN LIFE INSURANCE GROUP STOCK COMPANY
 03/04/2002 LHF221 12/09/2002
NATIONWIDE AFFINITY INSURANCE COMPANY OF AMERICA
 07/14/2005 PCF34188 10/06/2008
NATIONWIDE ASSURANCE COMPANY
 01/31/2003 PCF38952 10/06/2008
NATIONWIDE GENERAL INSURANCE COMPANY
 05/23/2005 PCF30 10/06/2008
NATIONWIDE LIFE & ANNUITY INSURANCE COMPANY
 10/05/2001 LHF62021 07/10/2009
NATIONWIDE LIFE INSURANCE COMPANY
 02/28/1994 LHF29 10/23/2009
NATIONWIDE LIFE INSURANCE COMPANY OF AMERICA
 03/09/2005 LHF251 12/30/2005
NATIONWIDE LIFE INSURANCE COMPANY OF AMERICA
 06/06/2007 LHF251 10/07/2008
NATIONWIDE MUTUAL FIRE INSURANCE COMPANY
 01/19/1994 PCF31 10/06/2008
NATIONWIDE MUTUAL INSURANCE COMPANY
 01/19/1994 PCF32 10/06/2008
NATIONWIDE PROPERTY & CASUALTY INSURANCE COMPANY
 09/01/2008 PCF151089 10/06/2008
NETHERLANDS INSURANCE COMPANY
 01/12/2007 PCF827 10/21/2008
NETHERLANDS INSURANCE COMPANY
 05/22/2012 PCF827 09/12/2017
NEW ENGLAND GUARANTY INSURANCE COMPANY INC
 04/29/2011 PCF87 03/15/2018
NGM INSURANCE COMPANY
 12/06/2010 PCF86 12/20/2019
NORGUARD INSURANCE COMPANY
 03/11/2008 PCF51459 07/30/2009
NORTH AMERICAN COMPANY FOR LIFE AND HEALTH INSURANCE
 06/29/2006 LHF231 04/20/2010
NORTHERN INSURANCE COMPANY OF NEW YORK
 11/18/2010 PCF501 07/29/2013
NORTHERN SECURITY INSURANCE COMPANY INC
 03/01/2012 PCF36 03/05/2019
OHIO CASUALTY INSURANCE COMPANY
 10/07/2008 PCF73059 04/23/2012
OHIO CASUALTY INSURANCE COMPANY
 05/22/2012 PCF73059 09/12/2017
OHIO SECURITY INSURANCE COMPANY
 06/20/2014 PCF200581 09/12/2017
PATRIOT INSURANCE COMPANY
 01/01/2002 PCD208274 01/01/2007
PATRIOT INSURANCE COMPANY
 01/21/2013 PCD208274 02/22/2019
PATRIOT LIFE INSURANCE COMPANY
 08/20/2015 LHF43811 02/22/2019
PATRONS OXFORD INSURANCE COMPANY
 01/01/2014 PCD7
PAWTUCKET MUTUAL INSURANCE COMPANY
 06/22/2001 PCF88 03/01/2004
PEERLESS INDEMNITY INSURANCE COMPANY
 01/12/2007 PCF97399 10/21/2008
PEERLESS INDEMNITY INSURANCE COMPANY
 05/22/2012 PCF97399 09/12/2017
PEERLESS INSURANCE COMPANY
 01/12/2007 PCF548 10/21/2008
PEERLESS INSURANCE COMPANY
 05/22/2012 PCF548 09/12/2017
PENN INSURANCE AND ANNUITY COMPANY
 06/28/2010 LHF65787
PENN MUTUAL LIFE INSURANCE COMPANY
 06/28/2010 LHF242
PHENIX MUTUAL FIRE INSURANCE COMPANY
 01/19/1994 PCF554 08/20/2018
PHILADELPHIA INDEMNITY INSURANCE COMPANY
 11/30/2010 PCF46041
THE PHOENIX INSURANCE COMPANY
 06/15/2009 PCF557 03/04/2020
PRINCIPAL LIFE INSURANCE COMPANY
 08/28/1998 LHF406 07/10/2009
PRINCIPAL NATIONAL LIFE INSURANCE COMPANY
 10/02/2015 LHF161852
PROGRESSIVE NORTHERN INSURANCE COMPANY
 05/14/2004 PCF51006 10/14/2008
PROGRESSIVE NORTHERN INSURANCE COMPANY
 02/21/2011 PCF51006 07/31/2023
PROGRESSIVE NORTHWESTERN INSURANCE COMPANY
 05/14/2004 PCF27738 10/14/2008
PROGRESSIVE NORTHWESTERN INSURANCE COMPANY
 02/21/2011 PCF27738 12/10/2014
PROVIDENCE MUTUAL FIRE INSURANCE COMPANY
 08/06/2008 PCF562 11/21/2013
PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY
 07/17/2006 LHF250 05/29/2019
PRUCO LIFE INSURANCE COMPANY
 02/26/2008 LHF768 05/09/2011
RELIASTAR LIFE INSURANCE COMPANY
 12/24/2008 LHF22 10/09/2012
SAFECO NATIONAL INSURANCE COMPANY
 02/27/2017 PCF248658 09/12/2017
SECURIAN LIFE INSURANCE COMPANY
 12/28/2006 LHF120264 07/10/2015
SECURITY LIFE OF DENVER INSURANCE COMPANY
 05/01/2009 LHF261 10/03/2012
SENTINEL INSURANCE COMPANY LTD
 11/13/2008 PCF84269 06/03/2009
SENTINEL INSURANCE COMPANY LTD
 06/22/2009 PCF84269 01/25/2012
SENTINEL INSURANCE COMPANY LTD
 02/09/2012 PCF84269 06/05/2015
ST. PAUL FIRE AND MARINE INSURANCE COMPANY
 06/15/2009 PCF575 12/05/2009
ST. PAUL FIRE AND MARINE INSURANCE COMPANY
 12/21/2009 PCF575 07/01/2014
ST. PAUL GUARDIAN INSURANCE COMPANY
 06/15/2009 PCF701 12/05/2009
ST. PAUL GUARDIAN INSURANCE COMPANY
 12/21/2009 PCF701 07/01/2014
ST. PAUL MERCURY INSURANCE COMPANY
 06/15/2009 PCF576 12/05/2009
ST. PAUL MERCURY INSURANCE COMPANY
 12/21/2009 PCF576 07/01/2014
THE STANDARD FIRE INSURANCE COMPANY
 07/28/2004 PCF584 03/04/2020
TIME INSURANCE COMPANY
 01/23/2002 LHF276 06/27/2011
TIME INSURANCE COMPANY
 05/01/2012 LHF276 06/25/2015
TOWER INSURANCE COMPANY OF NEW YORK
 08/15/2011 PCF120355 10/08/2014
TOWER NATIONAL INSURANCE COMPANY
 08/15/2011 PCF923 10/08/2014
TRANSAMERICA LIFE INSURANCE COMPANY
 09/01/2009 LHF726 01/29/2016
TRAVELERS CASUALTY AND SURETY COMPANY
 06/15/2009 PCF348 03/04/2020
TRAVELERS CASUALTY AND SURETY COMPANY OF AMERICA
 11/11/2008 PCF974 03/04/2020
TRAVELERS CASUALTY COMPANY OF CONNECTICUT
 07/28/2004 PCF31810 12/05/2009
TRAVELERS CASUALTY INSURANCE COMPANY OF AMERICA
 06/15/2009 PCF935 03/04/2020
TRAVELERS COMMERCIAL CASUALTY COMPANY
 06/15/2009 PCF83507 12/05/2009
TRAVELERS COMMERCIAL CASUALTY COMPANY
 12/21/2009 PCF83507 03/04/2020
THE TRAVELERS HOME AND MARINE INSURANCE COMPANY
 06/18/2007 PCF56556 03/04/2020
THE TRAVELERS INDEMNITY COMPANY OF AMERICA
 07/28/2004 PCF585 03/04/2020
THE TRAVELERS INDEMNITY COMPANY OF CONNECTICUT
 06/15/2009 PCF435 03/04/2020
THE TRAVELERS INDEMNITY COMPANY
 06/15/2009 PCF602 03/04/2020
TRAVELERS PROPERTY CASUALTY COMPANY OF AMERICA
 07/28/2004 PCF711 03/04/2020
TRAVELERS PROPERTY CASUALTY INSURANCE COMPANY
 07/28/2004 PCF31808 12/05/2009
TRAVELERS PROPERTY CASUALTY INSURANCE COMPANY
 12/21/2009 PCF31808 07/01/2014
TRI STATE INSURANCE COMPANY OF MINNESOTA
 03/26/2014 PCF146321 01/23/2019
TRUCK INSURANCE EXCHANGE TRUCK UNDERWRITERS ASSOCIATION
 08/06/2008 IIF107 09/30/2008
TRUCK INSURANCE EXCHANGE TRUCK UNDERWRITERS ASSOCIATION
 12/15/2008 IIF107 10/19/2012
TRUMBULL INSURANCE COMPANY
 10/24/2011 PCF47441 01/29/2014
TWIN CITY FIRE INSURANCE COMPANY
 08/23/2004 PCF963 07/07/2008
TWIN CITY FIRE INSURANCE COMPANY
 11/24/2008 PCF963 06/03/2009
UNION INSURANCE COMPANY
 03/25/2014 PCF141739 01/23/2019
UNION MUTUAL FIRE INSURANCE COMPANY
 04/29/2011 PCF95 03/15/2018
UNITED FINANCIAL CASUALTY COMPANY
 08/11/2006 PCF61704 10/14/2008
UNITED OF OMAHA LIFE INSURANCE COMPANY
 10/04/2011 LHF28 12/28/2012
UNITED STATES LIFE INSURANCE COMPANY IN THE CITY OF NY
 01/29/2002 LHF654 03/14/2006
UNUM LIFE INSURANCE COMPANY OF AMERICA
 07/17/2006 LHD145 05/29/2019
VERMONT MUTUAL INSURANCE COMPANY
 03/01/2012 PCF37 03/05/2019
WAUSAU BUSINESS INSURANCE COMPANY
 10/01/2013 PCF47449 03/31/2015
WAUSAU UNDERWRITERS INSURANCE COMPANY
 10/01/2013 PCF833 08/31/2015
WEST AMERICAN INSURANCE COMPANY
 06/20/2014 PCF200576 09/12/2017
WEST COAST LIFE INSURANCE COMPANY
 05/20/2009 LHF47439 08/10/2011
WESTERN SURETY COMPANY
 07/24/2008 PCF96 04/11/2017
YORK INSURANCE COMPANY OF MAINE
 08/15/2011 PCF498 10/08/2014

Authority
Description Issue Date Termination Date Status Additional Information
CASUALTY 01/19/1994 Active
HEALTH 02/28/1994 Active
LIFE 02/28/1994 Active
PROPERTY 01/19/1994 Active
SURPLUS LINES 11/09/2000 Active
VARIABLE CONTRACTS 10/01/1995 Active
VARIABLE LIFE & ANNUITY 07/25/1994 10/01/1995 Terminated
LIMITED TO HOME STATE 01/19/1994 07/21/1995 Terminated
Designated State

License/Disciplinary Action

None.

GENERAL INFORMATION

NAIC Information

National Producer Number (NPN):
126854

Other Addresses
Address Type
NATIONAL HOUSING INSURANCE GROUP
11 BLACKSTRAP RD
FALMOUTH, ME 04105-2222
 Office

CE Courses

None.

An active license/permit may still be subject to limitations and restrictions as a result of disciplinary action imposed. Please contact the specific licensing board about specific disciplinary actions.

Date: 05/22/2025 10:55:50 PM