black and white state seal

DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
BUREAU OF INSURANCE

CROSS BENEFIT SOLUTIONS

RESIDENT PRODUCER AGENCY

License Number:
AGR47532
Status:
Active
First Licensure:
11/20/1996
Cancel Date:
None
Renewal Date:
12/01/2026

Street Location:
491 MAIN ST
BANGOR, ME 04401-6296
Mailing:
PO BOX 1388
BANGOR, ME 04402-1388
Phone:
+1 (207) 947-7345
Fax:
+1 (207) 947-7345
Email:
licensing@crossagency.com

History
License Type Start Date End Date
RESIDENT PRODUCER AGENCY 11/20/1996 12/01/2026

Employer
Name Issue Date License Number Expiration Date Cancel Date
4 EVER LIFE INSURANCE COMPANY
 09/05/2013 LHF469
ACE AMERICAN INSURANCE COMPANY
 12/23/2024 PCF640
ACE PROPERTY & CASUALTY INSURANCE COMPANY
 12/23/2024 PCF44
AETNA HEALTH INC
 02/16/2001 HMD45749
AETNA LIFE INSURANCE COMPANY
 08/13/1999 LHF621
ALL SAVERS INSURANCE COMPANY
 06/10/2022 LHF233900
ALLIANZ LIFE INSURANCE COMPANY OF NORTH AMERICA
 04/30/2004 LHF846 11/22/2007
AMERICAN FAMILY LIFE ASSURANCE COMPANY OF COLUMBUS
 05/20/2004 LHF645 04/01/2018
AMERICAN FAMILY LIFE ASSURANCE COMPANY OF COLUMBUS
 04/01/2018 LHF306110
AMERICAN GENERAL LIFE INSURANCE COMPANY
 07/16/2001 LHF119 02/05/2010
AMERICAN GENERAL LIFE INSURANCE COMPANY
 01/01/2013 LHF119
AMERICAN GENERAL LIFE INSURANCE COMPANY OF DELAWARE
 04/11/2006 LHF77803 12/31/2012
AMERICAN HERITAGE LIFE INSURANCE COMPANY
 01/27/2014 LHF594
AMERICAN NATIONAL INSURANCE COMPANY
 06/01/2001 LHF11 01/16/2007
AMERICAN PROGRESSIVE LIFE & HEALTH INS COMPANY OF NEW YORK
 04/07/2022 LHF374 05/19/2022
AMERICAN UNITED LIFE INSURANCE COMPANY
 11/02/2006 LHF35996 05/14/2015
AMERITAS LIFE INSURANCE CORP
 09/18/1998 LHF944
AMH HEALTH PLANS OF MAINE, INC.
 05/21/2023 LHD353013 08/12/2024
AMH HEALTH PLANS OF MAINE, INC.
 08/15/2024 LHD353013
AMH HEALTH, LLC
 03/01/2021 HMD329485 08/12/2024
AMH HEALTH, LLC
 08/15/2024 HMD329485
ANTHEM HEALTH PLANS OF MAINE INC.
 05/25/2000 LHD70566
ANTHEM INSURANCE COMPANIES INC
 07/06/2006 LHF125537 10/16/2012
ANTHEM INSURANCE COMPANIES INC
 09/01/2021 LHF125537
ANTHEM LIFE INSURANCE COMPANY
 01/01/2001 LHF70467 04/11/2025
ARCADIAN HEALTH PLAN INC
 01/31/2025 HMF112421
ASSURITY LIFE INSURANCE COMPANY
 09/01/1998 LHF179 10/22/2007
ASSURITY LIFE INSURANCE COMPANY
 08/25/2015 LHF179 10/13/2017
ASSURITY LIFE INSURANCE COMPANY
 01/31/2019 LHF179 10/05/2021
ASSURITY LIFE INSURANCE COMPANY
 07/01/2024 LHF179
BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA
 05/01/2001 LHF804 03/21/2012
BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA
 08/11/2015 LHF804 09/30/2021
BOSTON MUTUAL LIFE INSURANCE COMPANY
 12/10/2006 LHF135
BRIGHTHOUSE LIFE INSURANCE COMPANY
 02/02/2016 LHF277
BRISTOL WEST INSURANCE COMPANY
 05/10/2001 PCF78370 05/02/2017
C M LIFE INSURANCE COMPANY
 07/28/2008 LHF906 11/16/2012
CARE IMPROVEMENT PLUS SOUTH CENTRAL INSURANCE COMPANY
 08/31/2023 LHF214634
CIGNA HEALTH AND LIFE INSURANCE COMPANY
 05/27/1997 LHF860 01/07/2005
CIGNA HEALTH AND LIFE INSURANCE COMPANY
 03/08/2011 LHF860
CIGNA HEALTHCARE OF MAINE INC.
 11/18/2004 HMD4 04/22/2014
THE CINCINNATI LIFE INSURANCE COMPANY
 09/15/2008 LHF75044
COLONIAL LIFE & ACCIDENT INSURANCE COMPANY
 09/20/2004 LHF100
COMBINED INSURANCE COMPANY OF AMERICA
 03/27/2017 LHF144
COMPANION LIFE INSURANCE COMPANY
 11/18/2013 LHF89767
CONNECTICUT GENERAL LIFE INSURANCE COMPANY
 11/18/2004 LHF149 09/26/2014
CONTINENTAL AMERICAN INSURANCE COMPANY
 11/13/2019 LHF80843
CONTINENTAL CASUALTY COMPANY
 04/07/2001 PCF420 03/21/2006
DEARBORN LIFE INSURANCE COMPANY
 01/14/2005 LHF919 10/21/2013
DEARBORN LIFE INSURANCE COMPANY
 02/26/2014 LHF919 08/26/2021
DELAWARE AMERICAN LIFE INSURANCE COMPANY
 06/08/2023 LHF156
EMPIRE HEALTHCHOICE HMO, INC.
 05/21/2023 HMF285382 08/12/2024
EMPIRE HEALTHCHOICE HMO, INC.
 08/15/2024 HMF285382
EMPOWER ANNUITY INSURANCE COMPANY OF AMERICA
 08/22/2006 LHF874 02/07/2012
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA
 05/03/2017 LHF916
FIDELITY SECURITY LIFE INSURANCE COMPANY
 04/07/2017 LHF972
FIRST COLONY LIFE INSURANCE COMPANY
 02/24/2000 LHF175 01/01/2007
FIRST PENN-PACIFIC LIFE INSURANCE COMPANY
 03/26/2001 LHF47438 06/24/2005
GENWORTH LIFE & ANNUITY INSURANCE COMPANY
 01/01/2007 LHF966 04/21/2014
GERBER LIFE INSURANCE COMPANY
 09/04/2015 LHF185 07/19/2018
GLOBE LIFE AND ACCIDENT INSURANCE COMPANY
 04/22/2024 LHF854
GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
 08/19/2005 LHF644
HARTFORD FIRE INSURANCE COMPANY
 01/23/2022 PCF464 05/07/2025
HARTFORD LIFE & ACCIDENT INSURANCE COMPANY
 04/22/2005 LHF193
HARTFORD LIFE GROUP INSURANCE COMPANY
 04/01/2002 LHF47085 12/31/2006
HCC LIFE INSURANCE COMPANY
 10/25/2016 LHF133704
HM LIFE INSURANCE COMPANY
 10/31/2024 LHF942
HUMANA INSURANCE COMPANY
 03/05/2020 LHF980 10/08/2021
HUMANA INSURANCE COMPANY
 02/17/2023 LHF980 10/04/2023
HUMANA INSURANCE COMPANY
 01/31/2025 LHF980
HUMANADENTAL INSURANCE COMPANY
 04/01/2024 LHF173873
INDEPENDENCE AMERICAN INSURANCE COMPANY
 11/06/2017 PCF86149 09/21/2023
JEFFERSON PILOT FINANCIAL INSURANCE COMPANY
 08/02/2001 LHF933 07/02/2007
JOHN HANCOCK LIFE INSURANCE COMPANY
 05/23/2007 LHF264 01/08/2010
JOHN HANCOCK LIFE INSURANCE COMPANY (USA)
 09/19/2008 LHF210 03/04/2019
JOHN HANCOCK LIFE INSURANCE COMPANY (USA)
 01/12/2021 LHF210
LIFE INSURANCE COMPANY OF NORTH AMERICA
 04/14/2010 LHF205
LIFE INSURANCE COMPANY OF THE SOUTHWEST
 04/20/2021 LHF901
LINCOLN BENEFIT LIFE COMPANY
 11/26/2001 LHF973 08/22/2007
LINCOLN NATIONAL LIFE INSURANCE COMPANY-THE
 12/06/2006 LHF619
MADISON NATIONAL LIFE INSURANCE COMPANY
 11/09/2015 LHF120427
MAINE COMMUNITY HEALTH OPTIONS
 11/01/2013 NPD214118
MAINE DENTAL SERVICE CORP
 10/01/1997 NPD29330 08/21/2024
MAINE DENTAL SERVICE CORP
 09/24/2024 NPD29330
MAINE PARTNERS HEALTH PLAN INC
 08/29/1997 HMD51090 12/31/2004
MARTIN'S POINT GENERATIONS ADVANTAGE, INC.
 08/29/2023 HMD261379
MARTINS POINT GENERATIONS LLC
 11/01/2007 HMD125915 01/01/2009
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY
 07/28/2008 LHF17 11/16/2012
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY
 11/24/2015 LHF17 02/18/2020
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY
 10/27/2020 LHF17
MEDICAL LIFE INSURANCE COMPANY
 03/01/2001 LHF1016 12/31/2004
METROPOLITAN GENERAL INSURANCE COMPANY
 07/26/2022 PCF893 03/13/2023
METROPOLITAN GENERAL INSURANCE COMPANY
 04/06/2023 PCF893 08/23/2023
METROPOLITAN GENERAL INSURANCE COMPANY
 07/18/2024 PCF893
METROPOLITAN LIFE INSURANCE COMPANY
 03/17/2000 LHF380 06/06/2015
METROPOLITAN LIFE INSURANCE COMPANY
 07/21/2015 LHF380
MUTUAL OF OMAHA INSURANCE COMPANY
 12/29/2006 LHF84 12/03/2013
NATIONAL GUARDIAN LIFE INSURANCE COMPANY
 04/18/2023 LHF84860
NATIONAL LIFE INSURANCE COMPANY
 04/20/2021 LHF225
NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH PA
 02/12/2018 PCF527
OLD LINE LIFE INSURANCE COMPANY OF AMERICA
 07/16/2001 LHF24 03/31/2003
PACIFIC LIFE INSURANCE COMPANY
 09/25/2018 LHF237
PATRIOT INSURANCE COMPANY
 01/01/2002 PCD208274 01/01/2007
PATRONS OXFORD INSURANCE COMPANY
 11/02/2017 PCD7
PRINCIPAL LIFE INSURANCE COMPANY
 11/05/1997 LHF406
PRINCIPAL NATIONAL LIFE INSURANCE COMPANY
 11/11/2014 LHF161852
PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY
 01/18/2001 LHF250
PRUCO LIFE INSURANCE COMPANY
 05/20/1999 LHF768 12/04/2009
PRUCO LIFE INSURANCE COMPANY
 06/09/2015 LHF768 12/20/2017
PRUCO LIFE INSURANCE COMPANY
 02/09/2018 LHF768 08/28/2024
PRUCO LIFE INSURANCE COMPANY
 02/03/2025 LHF768
PRUDENTIAL INSURANCE COMPANY OF AMERICA
 05/20/1999 LHF252 02/01/2004
PRUDENTIAL INSURANCE COMPANY OF AMERICA
 04/02/2012 LHF252 01/21/2020
RED TREE INSURANCE COMPANY INC
 02/23/2022 LHF174438 08/20/2024
RED TREE INSURANCE COMPANY INC
 09/24/2024 LHF174438
RELIANCE STANDARD LIFE INSURANCE COMPANY
 01/24/2006 LHF254
RELIASTAR LIFE INSURANCE COMPANY
 08/12/2003 LHF22 04/13/2007
RELIASTAR LIFE INSURANCE COMPANY
 06/12/2007 LHF22 11/07/2009
THE SAVINGS BANK MUTUAL LIFE INSURANCE COMPANY OF MASSACHUSETTS
 11/07/2014 LHF50668 05/11/2016
SECURIAN LIFE INSURANCE COMPANY
 11/30/2006 LHF120264 07/14/2020
SECURITY CONNECTICUT LIFE INSURANCE COMPANY
 10/02/2001 LHF876 10/01/2003
SECURITY LIFE OF DENVER INSURANCE COMPANY
 06/12/2007 LHF261 11/07/2009
SECURITY MUTUAL LIFE INSURANCE COMPANY OF NEW YORK
 11/01/2000 LHF262 02/04/2006
SECURITY MUTUAL LIFE INSURANCE COMPANY OF NEW YORK
 05/11/2015 LHF262 03/03/2022
SIERRA HEALTH AND LIFE INSURANCE COMPANY INC.
 02/17/2025 LHF58195
SILVERSCRIPT INSURANCE COMPANY
 12/11/2023 LHF132429
STANDARD INSURANCE COMPANY
 12/15/2000 LHF991
STANDARD LIFE INSURANCE COMPANY OF INDIANA
 07/19/2001 LHF266 01/02/2009
STANDARD SECURITY LIFE INSURANCE COMPANY OF NEW YORK
 06/05/2017 LHF267 09/26/2019
STARMOUNT LIFE INSURANCE COMPANY
 10/23/2018 LHD131525
SUN LIFE AND HEALTH INSURANCE COMPANY (US)
 07/14/2004 LHF857
SUN LIFE ASSURANCE COMPANY OF CANADA - US BRANCH
 04/16/2008 LHF271
SYMETRA LIFE INSURANCE COMPANY
 07/26/2012 LHF777
TARO HEALTH PLAN OF MAINE, INC.
 11/03/2022 HMD419618
TIME INSURANCE COMPANY
 05/25/2002 LHF276 03/12/2003
TIME INSURANCE COMPANY
 04/14/2004 LHF276 04/22/2005
TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY
 01/02/2008 LHF298 05/29/2020
TRANSAMERICA LIFE INSURANCE COMPANY
 01/02/2008 LHF726
TRANSAMERICA OCCIDENTAL LIFE INSURANCE COMPANY
 09/30/2002 LHF23 07/26/2007
TRUSTMARK LIFE INSURANCE COMPANY
 10/01/2013 LHF76055 07/24/2024
UNIMERICA INSURANCE COMPANY
 02/18/2019 LHF102276
UNION SECURITY INSURANCE COMPANY
 01/15/2008 LHF295 12/03/2020
UNITED CONCORDIA INSURANCE COMPANY
 10/23/2019 LHF85353
UNITED OF OMAHA LIFE INSURANCE COMPANY
 12/10/1998 LHF28 01/27/2014
UNITED STATES LIFE INSURANCE COMPANY IN THE CITY OF NY
 12/09/2003 LHF654 07/23/2021
UNITEDHEALTHCARE INSURANCE COMPANY
 09/22/2004 LHF700 03/19/2014
UNITEDHEALTHCARE INSURANCE COMPANY
 03/20/2014 LHF700
UNITEDHEALTHCARE OF NEW ENGLAND, INC.
 11/01/2021 HMF393375
UNITEDHEALTHCARE OF WISCONSIN, INC.
 03/18/2024 HMF376407
UNUM INSURANCE COMPANY
 08/26/2019 LHD241
UNUM LIFE INSURANCE COMPANY OF AMERICA
 01/18/2001 LHD145
USABLE LIFE
 12/13/2007 LHF91761 11/30/2009
USABLE LIFE
 10/23/2023 LHF91761
VISION SERVICE PLAN INSURANCE COMPANY
 04/01/2001 LHF47545 10/09/2018
VISION SERVICE PLAN INSURANCE COMPANY
 08/04/2021 LHF47545
VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY
 09/04/1998 LHF766 10/06/2010
WASHINGTON NATIONAL INSURANCE COMPANY
 12/21/2017 LHF294
WELLCARE OF MAINE, INC.
 04/07/2022 HMD305081 05/23/2022
WELLCARE PRESCRIPTION INSURANCE INC
 04/07/2022 LHF121869 05/19/2022
WELLFLEET INSURANCE COMPANY
 07/18/2018 PCF295569
WESTERN NATIONAL LIFE INSURANCE COMPANY
 06/26/2001 LHF50722 11/29/2007
WILCAC LIFE INSURANCE COMPANY
 10/05/2001 LHF153 12/27/2005

Affiliated Agent
Name Issue Date License Number Expiration Date Cancel Date
PAUL SELLERS ALLEN
 09/20/2016 PRR16023
ERIN BERRYMAN
 01/21/2014 PRR223943
TANYA ANN BROOKE
 12/07/2011 PRR78358
JILL BROWN
 08/17/2018 PRR314985
BRIAN CHERRY
 10/15/2020 PRR365468
KATHLEEN KEANEY CORNELIO
 09/13/2016 PRR46148
ROYCE MARVIN CROSS
 12/28/2000 PRR4897
MIRANDA CURTIS
 07/10/2018 PRR312452
ROBERT HATHAWAY FARNHAM
 01/21/2014 PRR51753
KARA FORTIER
 09/19/2023 PRR463355
KATIE F. GAGNE
 06/20/2015 PRR251768
ROGER N. GAGNE
 07/26/2019 PRR6152
LILAH GIGUERE
 08/30/2019 PRR337437
SUSAN E. GURNEY
 09/20/2016 PRR99862
DANIEL D. JACOBS
 04/27/2024 PRN482810
ERIC JERMYN
 05/19/2016 PRR66073
OTTO HAZEN KEISKER
 07/28/2020 PRR357418
DELANEY KEITHLEY
 10/01/2024 PRR497120
ALICE ROSE KENNEDY
 04/04/2024 PRR480887
PATRICIA LEEMAN
 09/09/2020 PRR360569
DESIREE LILLY
 09/01/2023 PRR346755
JUSTIN LITCHFIELD
 06/21/2024 PRR487253
GABRIEL JAMES MARCHESE
 04/12/2019 PRR329473
MICHAEL PATRICK MCGARRY
 06/23/2023 PRR106074
KYLIE R. PROSSER
 04/09/2019 PRR329261
ETHAN S. REEVES
 09/09/2020 PRR360568
KRISTI LYNN SANFASIN
 02/11/2020 PRR105249
MICHAEL J. SISK
 07/13/2023 PRR456706
DEBRA JEAN TURCOTTE
 06/14/2017 PRR288237
JESSIKA WILLIAMS
 02/26/2010 PRR175322

Branch Office
Name Issue Date License Number Expiration Date Cancel Date
CROSS BENEFIT SOLUTIONS (LEWISTON, ME)
 06/29/2019 BRR333744
CROSS BENEFIT SOLUTIONS (PORTLAND ME)
 06/02/2018 BRR310406
CROSS BENEFIT SOLUTIONS (WELLESLEY, MA)
 12/12/2018 BRR322925

Supervised Entity

None.

Responsible Individual
Name License Number
ROYCE MARVIN CROSS PRR4897

License/Disciplinary Action

None.

GENERAL INFORMATION

NAIC Information

National Producer Number (NPN):
3685580

An active license/permit may still be subject to limitations and restrictions as a result of disciplinary action imposed. Please contact the specific licensing board about specific disciplinary actions.

Date: 05/16/2025 04:38:46 AM