black and white state seal

DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
BUREAU OF INSURANCE

CLIFFORD PATRICK RYAN

PRODUCER NON-RESIDENT

License Number:
PRN407047
Status:
First Licensure:
12/30/2021
Cancel Date:
None

Mailing:
ST PETERSBURG, FL 33705
Phone:
+1 (207) 831-5322
Fax:
+1 (207) 404-2808
Email:
clifford.ryan@charter.net

History

License Type Start Date End Date
PRODUCER NON-RESIDENT 12/30/2021

Agency

Name Issue Date License Number Expiration Date Cancel Date
ELDER PLANNING ADVISORS OF MAINE INC
12/30/2021 AGR46447 12/31/2021

Employer

Name Issue Date License Number Expiration Date Cancel Date
AMERICAN GENERAL LIFE INSURANCE COMPANY
12/30/2021 LHF119
AMERICAN NATIONAL INSURANCE COMPANY
12/30/2021 LHF11
BANNER LIFE INSURANCE COMPANY
12/30/2021 LHF50047
BRIGHTHOUSE LIFE INSURANCE COMPANY
12/30/2021 LHF277
LINCOLN NATIONAL LIFE INSURANCE COMPANY-THE
10/19/2023 LHF619
MUTUAL OF OMAHA INSURANCE COMPANY
12/30/2021 LHF84 06/22/2022
NATIONWIDE LIFE & ANNUITY INSURANCE COMPANY
12/30/2021 LHF62021
PACIFIC LIFE INSURANCE COMPANY
02/20/2022 LHF237
PRUCO LIFE INSURANCE COMPANY
12/30/2021 LHF768 11/25/2022
TRANSAMERICA LIFE INSURANCE COMPANY
12/30/2021 LHF726

Authority

Description Issue Date Termination Date Status
HEALTH 12/30/2021 Active
LIFE 12/30/2021 Active
VARIABLE CONTRACTS 09/12/2023 Active

License/Disciplinary Action

None.

CONSULTANT RESIDENT

License Number:
COR39217
First Licensure:
04/22/1994
Cancel Date:
10/22/2018
Renewal Date:
10/22/2018

Mailing:
ST PETERSBURG, FL 33705
Phone:
+1 (207) 831-5322
Fax:
+1 (207) 404-2808
Email:
clifford.ryan@charter.net

History

License Type Start Date End Date
CONSULTANT RESIDENT 04/22/1994 10/21/2018

Agency

Name Issue Date License Number Expiration Date Cancel Date
ELDER PLANNING ADVISORS OF MAINE INC
07/30/1996 CFR46456 10/22/2018

Authority

Description Issue Date Termination Date Status
LIFE AND HEALTH 04/22/1994 10/22/2018 Terminated

License/Disciplinary Action

None.

PRODUCER RESIDENT

License Number:
PRR34732
First Licensure:
02/07/1992
Cancel Date:
12/30/2021
Renewal Date:
12/30/2021

Mailing:
ST PETERSBURG, FL 33705
Phone:
+1 (207) 831-5322
Fax:
+1 (207) 404-2808
Email:
clifford.ryan@charter.net

History

License Type Start Date End Date
PRODUCER RESIDENT 02/07/1992 12/29/2021

Agency

Name Issue Date License Number Expiration Date Cancel Date
ATLANTIS FINANCIAL GROUP INC
03/06/1995 AGR41618 09/25/1996
ELDER PLANNING ADVISORS OF MAINE INC
07/29/1996 AGR46447 12/30/2021
ELDER PLANNING ADVISORS OF MAINE INC
07/29/1996 AGR46447 09/13/2002

Employer

Name Issue Date License Number Expiration Date Cancel Date
ALLIANZ LIFE INSURANCE COMPANY OF NORTH AMERICA
05/05/2004 LHF846 12/27/2017
AMERICAN GENERAL LIFE INSURANCE COMPANY
02/23/2016 LHF119 12/30/2021
AMERICAN INVESTORS LIFE INSURANCE COMPANY
04/03/2008 LHF36933 09/30/2009
AMERICAN NATIONAL INSURANCE COMPANY
07/14/2000 LHF11 01/11/2018
AMERICAN NATIONAL INSURANCE COMPANY
01/17/2019 LHF11 12/30/2021
ARCADIAN HEALTH PLAN INC
01/30/2008 HMF112421 03/27/2013
ATHENE ANNUITY AND LIFE COMPANY
03/10/2009 LHF64369 09/16/2021
AVIVA LIFE INSURANCE COMPANY
09/16/2003 LHF159 09/13/2005
AVIVA LIFE INSURANCE COMPANY
07/24/2008 LHF159 09/30/2008
BANNER LIFE INSURANCE COMPANY
06/04/2015 LHF50047 12/30/2021
BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA
05/01/2001 LHF804 06/20/2007
BRIGHTHOUSE LIFE INSURANCE COMPANY
04/01/2001 LHF277 10/31/2005
BRIGHTHOUSE LIFE INSURANCE COMPANY
11/12/2015 LHF277 12/30/2021
C M LIFE INSURANCE COMPANY
11/01/1999 LHF906 03/22/2011
COLUMBIAN MUTUAL LIFE INSURANCE COMPANY
06/21/1999 LHF807 11/15/2011
DEARBORN LIFE INSURANCE COMPANY
12/18/2008 LHF919 09/13/2011
DELAWARE LIFE INSURANCE COMPANY
02/02/1998 LHF720 09/19/2017
EMPIRE GENERAL LIFE ASSURANCE CORPORATION
11/19/2001 LHF51007 07/15/2005
FIDELITY & GUARANTY LIFE INSURANCE COMPANY
11/13/2007 LHF168 03/06/2009
FIRST COLONY LIFE INSURANCE COMPANY
06/27/1995 LHF175 01/01/2007
FORTITUDE LIFE INSURANCE & ANNUITY COMPANY
05/02/2003 LHF770 04/09/2012
GENWORTH LIFE INS CO
12/25/1997 LHF46264 07/16/2004
GLENBROOK LIFE AND ANNUITY COMPANY
12/04/1997 LHF964 09/24/2003
GOLDEN RULE INSURANCE COMPANY
04/23/1992 LHF918 07/05/2007
GOLDEN RULE INSURANCE COMPANY
08/17/2007 LHF918 05/26/2009
GOVERNMENT PERSONNEL MUTUAL LIFE INSURANCE COMPANY
08/08/2000 LHF189 02/26/2009
GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
05/01/2001 LHF644 06/20/2007
ING INSURANCE COMPANY OF AMERICA
01/09/1997 LHF44839 12/31/2005
JACKSON NATIONAL LIFE INSURANCE COMPANY
03/26/2004 LHF45199 01/29/2007
JACKSON NATIONAL LIFE INSURANCE COMPANY
11/19/2008 LHF45199 02/24/2012
JACKSON NATIONAL LIFE INSURANCE COMPANY
10/23/2012 LHF45199 10/07/2019
JEFFERSON NATIONAL LIFE INSURANCE COMPANY
09/13/1996 LHF682 09/30/2009
JOHN HANCOCK LIFE INSURANCE COMPANY
12/17/2007 LHF264 12/31/2009
JOHN HANCOCK LIFE INSURANCE COMPANY (USA)
06/19/2007 LHF210 12/01/2015
KEYPORT LIFE INSURANCE COMPANY
09/04/2003 LHF201 12/31/2003
LINCOLN BENEFIT LIFE COMPANY
09/16/2004 LHF973 07/08/2014
LINCOLN NATIONAL LIFE INSURANCE COMPANY-THE
11/13/2001 LHF619 10/26/2007
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY
11/01/1999 LHF17 03/22/2011
MASSMUTUAL ASCEND LIFE INSURANCE COMPANY
03/15/2000 LHF878 06/16/2006
METLIFE INVESTORS USA INSURANCE COMPANY
10/13/2005 LHF934 11/13/2009
METROPOLITAN LIFE INSURANCE COMPANY
06/24/2005 LHF380 11/24/2009
MUTUAL OF OMAHA INSURANCE COMPANY
07/25/2021 LHF84 12/30/2021
NATIONWIDE LIFE & ANNUITY INSURANCE COMPANY
11/02/2016 LHF62021 09/23/2019
NATIONWIDE LIFE & ANNUITY INSURANCE COMPANY
02/01/2021 LHF62021 12/30/2021
NATIONWIDE LIFE INSURANCE COMPANY
11/10/1994 LHF29 10/13/2005
NATIONWIDE LIFE INSURANCE COMPANY
01/16/2006 LHF29 09/10/2007
PACIFIC LIFE INSURANCE COMPANY
02/05/1998 LHF237 02/08/2010
PRINCIPAL LIFE INSURANCE COMPANY
02/18/1999 LHF406 03/19/2010
PROTECTIVE LIFE INSURANCE COMPANY
09/17/1996 LHF888 09/12/2007
PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY
12/19/2002 LHF250 03/29/2007
PRUCO LIFE INSURANCE COMPANY
12/12/2000 LHF768 02/27/2013
PRUCO LIFE INSURANCE COMPANY
04/07/2015 LHF768 12/20/2017
PRUCO LIFE INSURANCE COMPANY
09/23/2021 LHF768 12/30/2021
PRUDENTIAL INSURANCE COMPANY OF AMERICA
12/12/2000 LHF252 01/31/2012
REASSURE AMERICA LIFE INSURANCE COMPANY
12/09/2002 LHF292 04/30/2004
RELIASTAR LIFE INSURANCE COMPANY
04/21/2003 LHF22 11/05/2008
SECURITY BENEFIT LIFE INSURANCE COMPANY
03/14/2003 LHF259 07/23/2012
SECURITY CONNECTICUT LIFE INSURANCE COMPANY
11/03/1997 LHF876 10/01/2003
TALCOTT RESOLUTION LIFE AND ANNUITY INSURANCE COMPANY
09/28/2007 LHF660 09/23/2013
TALCOTT RESOLUTION LIFE INSURANCE COMPANY
09/28/2007 LHF822 09/23/2013
TRANSAMERICA LIFE INSURANCE COMPANY
12/23/2005 LHF726 06/01/2020
TRANSAMERICA LIFE INSURANCE COMPANY
01/14/2021 LHF726 12/30/2021
TRANSAMERICA OCCIDENTAL LIFE INSURANCE COMPANY
10/05/2007 LHF23 10/02/2008
UNITEDHEALTHCARE INSURANCE COMPANY
11/03/2008 LHF700 11/01/2019
UNUM LIFE INSURANCE COMPANY OF AMERICA
09/01/1996 LHD145 03/29/2007
USG ANNUITY AND LIFE COMPANY
06/03/1992 LHF12 01/01/2004
VENERABLE INSURANCE AND ANNUITY COMPANY
10/05/2005 LHF841 12/18/2009
VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY
05/10/1996 LHF766 11/16/2008

Authority

Description Issue Date Termination Date Status
VARIABLE LIFE & ANNUITY 05/12/1994 10/01/1995 Terminated
HEALTH 02/07/1992 12/30/2021 Terminated
INDEPENDENT PRODUCER 12/05/1997 09/28/2011 Terminated
LIFE 02/07/1992 12/30/2021 Terminated
VARIABLE CONTRACTS 10/01/1995 07/21/2008 Terminated

License/Disciplinary Action

None.

PRODUCER RESIDENT

License Number:
PRR31333
First Licensure:
10/11/1990
Cancel Date:
12/05/1997
Renewal Date:
10/01/1998

Mailing:
ST PETERSBURG, FL 33705
Phone:
+1 (207) 831-5322
Fax:
+1 (207) 404-2808
Email:
clifford.ryan@charter.net

History

License Type Start Date End Date
PRODUCER RESIDENT 12/04/1993 12/04/1997
*** NOT ACTIVE *** 12/03/1993 12/03/1993
PRODUCER RESIDENT 05/28/1991 12/02/1993
*** NOT ACTIVE *** 03/13/1991 05/27/1991
PRODUCER NON-RESIDENT 10/11/1990 03/12/1991

Agency

None.

Employer

None.

Authority

Description Issue Date Termination Date Status
INDEPENDENT PRODUCER 12/04/1993 12/05/1997 Terminated
INDEPENDENT PRODUCER 05/28/1991 12/03/1993 Terminated
INDEPENDENT PRODUCER 10/11/1990 03/13/1991 Terminated
LIFE AND HEALTH 12/04/1993 12/05/1997 Terminated
LIFE AND HEALTH 05/28/1991 12/03/1993 Terminated
LIFE AND HEALTH 10/11/1990 03/13/1991 Terminated

License/Disciplinary Action

None.

GENERAL INFORMATION

NAIC Information

National Producer Number (NPN):
692341

Other Addresses

Address Type
ST PETERSBURG, FL 33705
Office

CE Courses

Date Description Course Number Content Areas
09/25/2023 4 HOUR ANNUITY AND BEST INTEREST TRAINING COURSE 27494
4
credits in Annuities - Best Interest
Total:
4
09/11/2021 TERM INSURANCE ME11443
6
credits in General Education
Total:
6
09/02/2021 RETIREMENT PLANNING FOR SENIORS: HELPING OUT CLIENTS TAKE CHARGE ME13572
7
credits in General Education
Total:
7
08/19/2021 OVERVIEW OF INSURANCE INVESTMENT VEHICLES 21023
5
credits in General Education
Total:
5
08/03/2021 EXPECT THE UNEXPECTED: A GUIDE TO LONG - TERM CARE, 4 HOUR TRAINING 21249
4
credits in Long Term Care
Total:
4
07/30/2021 ETHICAL ISSUES IN THE FINANCIAL SERVICES INDUSTRY ME14552
3
credits in Ethics
2
credits in General Education
Total:
5
07/24/2019 RETIREMENT PLANNING FOR SENIORS: HELPING OUT CLIENTS TAKE CHARGE ME13572
7
credits in General Education
Total:
7
07/22/2019 EMPLOYING VARIOUS TYPES OF TRUSTS IN THE ESTATE PLANNING PROCESS ME16598
3
credits in General Education
Total:
3
07/22/2019 LONG TERM CARE - 4 HOUR TRAINING REQUIREMENT ME17126
4
credits in Long Term Care
Total:
4
05/28/2019 AN OVERVIEW OF TERM & PERMANENT INSURANCE ME11429
3
credits in General Education
Total:
3
04/25/2019 SUITABILITY OF ANNUITY AND LIFE TRANSACTIONS ME15899
3
credits in General Education
Total:
3
04/23/2019 UNETHICAL BEHAVIOR: OPPORTUNITIES ABOUND ME17631
4
credits in Ethics
Total:
4
10/27/2017 OVERVIEW OF INSURANCE INVESTMENT VEHICLES 21023
5
credits in General Education
Total:
5
10/20/2017 EXPECT THE UNEXPECTED: A GUIDE TO LONG - TERM CARE, 4 HOUR TRAINING 21249
4
credits in Long Term Care
Total:
4
10/18/2017 EQUITY INDEX PRODUCTS ME11474
6
credits in General Education
Total:
6
11/26/2016 NAIC SUITABILITY IN ANNUITY TRANSACTIONS MODEL REGULATION ME17595
4
credits in Annuities
Total:
4
10/05/2016 SENIOR SAFE TRAINING 24277
3
credits in Ethics
Total:
3
11/24/2015 OWNER RMDS FROM IRAS (1HR) 23410
1
credits in General Education
Total:
1
11/24/2015 SOCIAL SECURITY OPTIMIZATION - HELPING CLIENTS OPTIMIZE INCOME 20334
1
credits in General Education
Total:
1
09/22/2015 INSURANCE LAW ME11880
15
credits in General Education
Total:
15
09/22/2015 LONG TERM CARE - 4 HOUR TRAINING REQUIREMENT ME17126
4
credits in General Education
Total:
4
04/21/2015 THE SECONDARY MARKET FOR LIFE INSURANCE: CURRENT TRENDS, NEW APPLICATIONS WEBINAR 22894
1
credits in General Education
Total:
1
04/08/2015 ETHICAL ISSUES IN THE FINANCIAL SERVICES INDUSTRY ME14552
3
credits in Ethics
2
credits in General Education
Total:
5
04/02/2015 ANTI-MONEY LAUNDERING FOR INSURANCE - 2ND EDITION ME14463
3
credits in General Education
Total:
3
08/14/2014 2014 FSP CLINIC FOR ADVANCED PROFESSIONALS DAY 1 22596
4
credits in General Education
Total:
4
10/22/2013 VARIABLE UNIVERSAL LIFE INSURANCE ME7649
15
credits in General Education
Total:
15
10/22/2013 RETIREMENT PLANNING FOR SENIORS: HELPING OUT CLIENTS TAKE CHARGE ME13572
7
credits in General Education
Total:
7
09/04/2013 LONG TERM CARE - 4 HOUR TRAINING REQUIREMENT ME17126
4
credits in General Education
Total:
4
09/04/2013 ETHICAL ISSUES IN THE FINANCIAL SERVICES INDUSTRY ME14552
3
credits in Ethics
2
credits in General Education
Total:
5
10/12/2011 ADVANCED TECHNICAL BACKGROUND FOR NEEDS SELLING ME11417
20
credits in General Education
Total:
20
05/23/2011 LONG TERM CARE - AN IN DEPTH VIEW ME14567
8
credits in General Education
Total:
8
11/16/2009 PRODUCER COMPLIANCE TIPS FROM THE BUREAU OF INSURANCE ME16365
3
credits in Ethics
Total:
3
07/13/2009 THE DEVELOPMENT & OPERATIONS OF EQUITY INDEXED ANNUITIES ME13533
3
credits in General Education
Total:
3
06/23/2009 ETHICAL ISSUES IN THE FINANCIAL SERVICES INDUSTRY ME14552
3
credits in Ethics
2
credits in General Education
Total:
5
12/01/2008 MEDICARE ADVANTAGE AND PART D PLAN TRAINING ME15449
6
credits in General Education
Total:
6
10/21/2008 NAIC LTC PARTNERSHIP TRAINING ME15022
8
credits in General Education
Total:
8
01/31/2008 BENEFITS OF ANNUITIES WHEN PLANNING FOR HEIRS ME13968
1
credits in General Education
Total:
1
01/01/2008 CARRYOVER COURSE WITH ETHICS CEU3
1
credits in Ethics
0
credits in General Education
Total:
1
12/31/2007 INSURANCE ETHICS: WALKING A SOMETIMES INVISIBLE LINE ME14149
5
credits in Ethics
Total:
5
09/13/2007 ETHICAL STANDARDS IN THE INSURANCE INDUSTRY ME14097
8
credits in Ethics
Total:
8
03/23/2007 TRANSITION WAIVER CEU1
3
credits in Ethics
9
credits in General Education
Total:
12
10/24/2006 LONG TERM CARE INSURANCE ME10602
16
credits in General Education
Total:
16
07/19/2006 TODAY'S INSURANCE PROFESSIONAL ME9984
20
credits in General Education
Total:
20
03/24/2006 INTRODUCTION TO MANAGEMENT RETIREMENT INCOME ME12099
1
credits in General Education
Total:
1

An active license/permit may still be subject to limitations and restrictions as a result of disciplinary action imposed. Please contact the specific licensing board about specific disciplinary actions.

Date: 05/13/2025 04:57:32 AM