black and white state seal

DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
BUREAU OF INSURANCE

LORRAINE W. MICHALS

PRODUCER NON-RESIDENT

License Number:
PRN205218
Status:
First Licensure:
07/10/2012
Cancel Date:
None

Mailing:
HUBBARDSTON, MA 01452
Phone:
+1 (603) 665-6028
Fax:
+1 (603) 622-2854
Email:
lorraine.michals@usi.com

History

License Type Start Date End Date
PRODUCER NON-RESIDENT 07/10/2012

Agency

Name Issue Date License Number Expiration Date Cancel Date
CLARK INSURANCE
07/10/2012 AGR8150 07/18/2018
USI INS SERVICES LLC
09/11/2018 AGN147905 07/11/2023

Employer

Name Issue Date License Number Expiration Date Cancel Date
AMERICAN CASUALTY COMPANY OF READING PENNSYLVANIA
01/17/2013 PCF358 08/10/2022
AMERICAN ECONOMY INSURANCE COMPANY
09/04/2014 PCF363 11/26/2019
AMERICAN FIRE AND CASUALTY COMPANY
09/04/2014 PCF200822 11/26/2019
AMERICAN STATES INSURANCE COMPANY
09/04/2014 PCF377 11/26/2019
ATLANTIC SPECIALTY INSURANCE COMPANY
07/10/2012 PCF104029 06/24/2014
BERKLEY INSURANCE COMPANY
08/07/2013 PCF166289 11/18/2021
BERKLEY REGIONAL INSURANCE COMPANY
07/10/2012 PCF48727 03/23/2015
THE CHARTER OAK FIRE INSURANCE COMPANY
03/13/2014 PCF403 10/25/2019
COMMERCE INSURANCE COMPANY (THE)
05/02/2016 PCF53427 05/03/2024
CONCORD GENERAL MUTUAL INSURANCE COMPANY
05/14/2013 PCF416 12/06/2018
CONTINENTAL CASUALTY COMPANY
01/17/2013 PCF420 08/10/2022
CONTINENTAL INSURANCE COMPANY
01/17/2013 PCF782 08/10/2022
COUNTRY MUTUAL INSURANCE COMPANY
01/01/2017 PCF78610
EMPLOYERS FIRE INSURANCE COMPANY
07/10/2012 PCF41 04/18/2014
EMPLOYERS INSURANCE COMPANY OF WAUSAU
09/15/2015 PCF434 11/26/2019
EXCELSIOR INSURANCE COMPANY
07/10/2012 PCF46786 11/26/2019
FARMINGTON CASUALTY COMPANY
03/13/2014 PCF995 10/25/2019
FIDELITY AND DEPOSIT COMPANY OF MARYLAND
12/07/2016 PCF868
GENERAL INSURANCE COMPANY OF AMERICA
09/04/2014 PCF447 11/26/2019
GREEN MOUNTAIN INSURANCE COMPANY INC
05/14/2013 PCF73 12/06/2018
LAMORAK INSURANCE COMPANY
07/10/2012 PCF671 04/23/2014
MIDDLESEX MUTUAL ASSURANCE COMPANY
10/16/2012 PCF844 12/31/2016
NATIONAL FIRE INSURANCE COMPANY OF HARTFORD
01/17/2013 PCF523 08/10/2022
NETHERLANDS INSURANCE COMPANY
07/10/2012 PCF827 11/26/2019
NORTHERN ASSURANCE COMPANY OF AMERICA
07/10/2012 PCF1020 08/01/2013
OHIO CASUALTY INSURANCE COMPANY
09/04/2014 PCF73059 11/26/2019
OHIO SECURITY INSURANCE COMPANY
09/04/2014 PCF200581 11/26/2019
PEERLESS INDEMNITY INSURANCE COMPANY
09/04/2014 PCF97399 11/26/2019
PEERLESS INSURANCE COMPANY
07/10/2012 PCF548 11/26/2019
THE PHOENIX INSURANCE COMPANY
03/13/2014 PCF557 10/25/2019
SAFECO NATIONAL INSURANCE COMPANY
09/15/2015 PCF248658 11/26/2019
ST. PAUL FIRE AND MARINE INSURANCE COMPANY
03/13/2014 PCF575 07/02/2014
ST. PAUL GUARDIAN INSURANCE COMPANY
03/13/2014 PCF701 07/02/2014
ST. PAUL MERCURY INSURANCE COMPANY
03/13/2014 PCF576 07/02/2014
THE STANDARD FIRE INSURANCE COMPANY
03/13/2014 PCF584 10/25/2019
STATE MUTUAL INSURANCE COMPANY
05/14/2013 PCD102 12/06/2018
STILLWATER PROPERTY AND CASUALTY INSURANCE COMPANY
05/29/2013 PCF988 11/05/2014
TRANSPORTATION INSURANCE COMPANY
01/17/2013 PCF601 08/10/2022
TRAVELERS CASUALTY AND SURETY COMPANY
03/13/2014 PCF348 10/25/2019
TRAVELERS CASUALTY AND SURETY COMPANY OF AMERICA
03/13/2014 PCF974 10/25/2019
TRAVELERS CASUALTY INSURANCE COMPANY OF AMERICA
03/13/2014 PCF935 10/25/2019
TRAVELERS COMMERCIAL CASUALTY COMPANY
03/13/2014 PCF83507 10/25/2019
THE TRAVELERS INDEMNITY COMPANY OF AMERICA
03/13/2014 PCF585 10/25/2019
THE TRAVELERS INDEMNITY COMPANY OF CONNECTICUT
03/13/2014 PCF435 10/25/2019
THE TRAVELERS INDEMNITY COMPANY
03/13/2014 PCF602 10/25/2019
TRAVELERS PROPERTY CASUALTY COMPANY OF AMERICA
03/13/2014 PCF711 10/25/2019
VALLEY FORGE INSURANCE COMPANY
01/17/2013 PCF612 08/10/2022
VERMONT ACCIDENT INSURANCE COMPANY INC
05/14/2013 PCF883 12/06/2018
WEST AMERICAN INSURANCE COMPANY
09/04/2014 PCF200576 11/26/2019
WESTERN SURETY COMPANY
07/10/2012 PCF96
WRIGHT NATIONAL FLOOD INSURANCE COMPANY
05/16/2014 PCF190582 11/29/2020
YORK INSURANCE COMPANY OF MAINE
07/10/2012 PCF498 07/21/2016
ZURICH AMERICAN INSURANCE COMPANY
12/07/2016 PCF61397

Authority

Description Issue Date Termination Date Status
CASUALTY 07/10/2012 Active
PROPERTY 07/10/2012 Active

License/Disciplinary Action

None.

PRODUCER RESIDENT

License Number:
PRR103825
First Licensure:
05/21/2004
Cancel Date:
07/10/2012
Renewal Date:
07/10/2012

Mailing:
HUBBARDSTON, MA 01452
Phone:
+1 (603) 665-6028
Fax:
+1 (603) 622-2854
Email:
lorraine.michals@usi.com

History

License Type Start Date End Date
PRODUCER RESIDENT 05/21/2004 07/09/2012

Agency

Name Issue Date License Number Expiration Date Cancel Date
CLARK INSURANCE
05/21/2004 AGR8150 07/10/2012

Employer

Name Issue Date License Number Expiration Date Cancel Date
ATLANTIC SPECIALTY INSURANCE COMPANY
10/20/2011 PCF104029 07/10/2012
BERKLEY REGIONAL INSURANCE COMPANY
12/16/2010 PCF48727 07/10/2012
EMPLOYERS FIRE INSURANCE COMPANY
03/10/2009 PCF41 07/10/2012
EXCELSIOR INSURANCE COMPANY
07/30/2004 PCF46786 07/10/2012
LAMORAK INSURANCE COMPANY
03/10/2009 PCF671 07/10/2012
NETHERLANDS INSURANCE COMPANY
07/30/2004 PCF827 07/10/2012
NORTHERN ASSURANCE COMPANY OF AMERICA
03/10/2009 PCF1020 07/10/2012
PEERLESS INSURANCE COMPANY
07/30/2004 PCF548 07/10/2012
WESTERN SURETY COMPANY
12/16/2010 PCF96 07/10/2012
YORK INSURANCE COMPANY OF MAINE
07/06/2004 PCF498 07/10/2012

Authority

Description Issue Date Termination Date Status
PROPERTY AND CASUALTY 05/21/2004 07/10/2012 Terminated

License/Disciplinary Action

None.

GENERAL INFORMATION

NAIC Information

National Producer Number (NPN):
8106679

Other Addresses

Address Type
3 EXECUTIVE PARK DR STE 300
BEDFORD, NH 03110-6990
Office

CE Courses

Date Description Course Number Content Areas
08/20/2011 COMMERCIAL CASUALTY INSTITUTE ME14824
20
credits in General Education
Total:
20
10/20/2010 A PRACTICAL GUIDE TO AGENCY E&O RISK MANAGEMENT ME14940
6
credits in General Education
Total:
6
03/02/2010 IGNORING FLOOD INSURANCE EQUALS AN E & O EXPOSURE ME14537
3
credits in General Education
Total:
3
01/30/2010 CIC AGENCY MANAGEMENT INSTITUTE - REVISED ME16336
4
credits in Ethics
16
credits in General Education
Total:
20
11/03/2009 PRODUCER COMPLIANCE TIPS FROM THE BUREAU OF INSURANCE ME16365
3
credits in Ethics
Total:
3
08/15/2009 LIFE & HEALTH INSTITUTE ME14089
20
credits in General Education
Total:
20
01/31/2009 COMMERCIAL PROPERTY INSTITUTE ME11155
20
credits in General Education
Total:
20
08/23/2008 COMMERCIAL CASUALTY INSTITUTE ME14824
20
credits in General Education
Total:
20
05/27/2008 PROFESSIONAL LIABILITY OVERVIEW ME14943
4
credits in General Education
Total:
4
01/16/2008 UTMOST GOOD FAITH ME14795
3
credits in Ethics
Total:
3
09/11/2007 IGNORING FLOOD INSURANCE EQUALS AN E & O EXPOSURE ME14537
3
credits in General Education
Total:
3
08/12/2006 PERSONAL LINES INSTITUTE ME11154
20
credits in General Education
Total:
20

An active license/permit may still be subject to limitations and restrictions as a result of disciplinary action imposed. Please contact the specific licensing board about specific disciplinary actions.

Date: 05/24/2025 12:14:22 PM