black and white state seal

DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
BUREAU OF INSURANCE

HEATHER ANN SPAULDING

PRODUCER RESIDENT

License Number:
PRR168190
Status:
Active
First Licensure:
07/23/2009
Cancel Date:
None
Renewal Date:
07/31/2025

Continuing Education:
Required by 07/31/2025
Hours Required:
Ethics:
3
Total Required:
24
Hours Acquired:
Ethics:
0
Total Acquired:
34

Mailing:
LEWISTON, ME 04240
Phone:
+1 (207) 783-8591
Fax:
+1 (207) 783-3852
Email:
licensing@crossagency.com

History
License Type Start Date End Date
PRODUCER RESIDENT 07/23/2009 07/31/2025

Agency
Name Issue Date License Number Expiration Date Cancel Date
THE BILL JOHNSON INSURANCE AGENCY
 07/23/2009 AGR41412 10/12/2018
CROSS INSURANCE, INC. - MAINE
 02/01/2024 AGR19087
DESMOND & PAYNE INC
 05/17/2018 AGR2206 01/24/2024

Employer
Name Issue Date License Number Expiration Date Cancel Date
ACADIA INSURANCE COMPANY
 10/07/2009 PCF35064
ACE AMERICAN INSURANCE COMPANY
 09/30/2010 PCF640
ACE FIRE UNDERWRITERS INSURANCE COMPANY
 09/30/2010 PCF43
ACE PROPERTY & CASUALTY INSURANCE COMPANY
 09/30/2010 PCF44
ACUITY A MUTUAL INSURANCE COMPANY
 07/14/2015 PCF155357
ALLIED INSURANCE COMPANY OF AMERICA
 10/05/2021 PCF216138
ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY
 10/25/2019 PCF223935
ALLMERICA FINANCIAL ALLIANCE INSURANCE COMPANY
 10/02/2009 PCF75617 10/28/2015
ALLMERICA FINANCIAL BENEFIT INSURANCE COMPANY
 10/02/2009 PCF145893
AMERICAN AUTOMOBILE INSURANCE COMPANY
 04/05/2011 PCF356
AMERICAN CASUALTY COMPANY OF READING PENNSYLVANIA
 11/30/2011 PCF358
AMERICAN ECONOMY INSURANCE COMPANY
 11/05/2009 PCF363 10/20/2010
AMERICAN ECONOMY INSURANCE COMPANY
 07/21/2014 PCF363 03/12/2021
AMERICAN FIRE AND CASUALTY COMPANY
 07/21/2014 PCF200822
AMERICAN MODERN HOME INSURANCE COMPANY
 11/08/2016 PCF808 10/28/2021
AMERICAN MODERN PROPERTY & CASUALTY INSURANCE COMPANY
 03/24/2022 PCF234561
AMERICAN STATES INSURANCE COMPANY
 11/05/2009 PCF377 10/20/2010
AMERICAN STATES INSURANCE COMPANY
 07/21/2014 PCF377 03/12/2021
AMERICAN ZURICH INSURANCE COMPANY
 10/07/2009 PCF914 07/30/2013
ANSUR AMERICA INSURANCE COMPANY
 02/27/2024 PCF95773
ASSURANCE COMPANY OF AMERICA
 10/07/2009 PCF651 07/30/2013
BANKERS STANDARD INSURANCE COMPANY
 09/29/2016 PCF152165
BRISTOL WEST INSURANCE COMPANY
 11/12/2010 PCF78370
CAMBRIDGE MUTUAL FIRE INSURANCE COMPANY
 10/05/2009 PCF396
CASCO INDEMNITY COMPANY
 01/01/2013 PCF921
THE CHARTER OAK FIRE INSURANCE COMPANY
 09/09/2009 PCF403
CHUBB INDEMNITY INSURANCE COMPANY
 10/05/2009 PCF591
CHUBB NATIONAL INSURANCE COMPANY
 10/05/2009 PCF80404
THE CINCINNATI CASUALTY COMPANY
 09/24/2024 PCF137248
THE CINCINNATI INDEMNITY COMPANY
 09/24/2024 PCF137240
THE CINCINNATI INSURANCE COMPANY
 09/24/2024 PCF989
CITIZENS INSURANCE COMPANY OF AMERICA
 10/02/2009 PCF937
CONCORD GENERAL MUTUAL INSURANCE COMPANY
 04/16/2010 PCF416
CONTINENTAL CASUALTY COMPANY
 11/30/2011 PCF420
CONTINENTAL INSURANCE COMPANY
 11/30/2011 PCF782
CONTINENTAL WESTERN INSURANCE COMPANY
 10/07/2009 PCF673
EMPLOYERS ASSURANCE COMPANY
 10/08/2019 PCF285638
EMPLOYERS COMPENSATION INSURANCE COMPANY
 10/08/2019 PCF285639
EMPLOYERS INSURANCE COMPANY OF WAUSAU
 12/28/2010 PCF434
EMPLOYERS PREFERRED INSURANCE COMPANY
 10/08/2019 PCF285637
EXCELSIOR INSURANCE COMPANY
 11/05/2009 PCF46786 10/20/2010
EXCELSIOR INSURANCE COMPANY
 07/21/2014 PCF46786 04/26/2024
EXECUTIVE RISK INDEMNITY INC.
 10/05/2009 PCF42522
FARMINGTON CASUALTY COMPANY
 09/09/2009 PCF995 07/01/2014
FEDERAL INSURANCE COMPANY
 10/05/2009 PCF439
FIREMANS FUND INSURANCE COMPANY
 04/05/2011 PCF443
FIREMEN'S INSURANCE COMPANY OF WASHINGTON DC
 10/07/2009 PCF35141
FIRST LIBERTY INSURANCE CORPORATION
 12/28/2010 PCF31779
FOREMOST INSURANCE COMPANY GRAND RAPIDS, MICHIGAN
 11/12/2010 PCF445
FOREMOST PROPERTY AND CASUALTY INSURANCE COMPANY
 03/14/2013 PCF37337 11/12/2018
FOREMOST SIGNATURE INSURANCE COMPANY
 03/14/2013 PCF176307 11/12/2018
FRANKENMUTH INSURANCE COMPANY
 10/02/2009 PCF83684
GENERAL INSURANCE COMPANY OF AMERICA
 11/05/2009 PCF447 10/20/2010
GENERAL INSURANCE COMPANY OF AMERICA
 07/21/2014 PCF447 03/12/2021
GENERAL INSURANCE COMPANY OF AMERICA
 02/11/2022 PCF447 10/10/2024
GREAT NORTHERN INSURANCE COMPANY
 10/05/2009 PCF455
GREEN MOUNTAIN INSURANCE COMPANY INC
 04/16/2010 PCF73
THE HANOVER INSURANCE COMPANY
 10/02/2009 PCF712
HARLEYSVILLE INSURANCE COMPANY
 10/07/2009 PCF129870
HARLEYSVILLE MUTUAL INSURANCE COMPANY
 10/07/2009 PCF74622 05/01/2012
HARLEYSVILLE PREFERRED INSURANCE COMPANY
 10/07/2009 PCF128998
HARLEYSVILLE WORCESTER INSURANCE COMPANY
 10/07/2009 PCF908
HARTFORD ACCIDENT & INDEMNITY COMPANY
 02/08/2011 PCF462 06/06/2013
HARTFORD ACCIDENT & INDEMNITY COMPANY
 03/31/2016 PCF462 05/08/2017
HARTFORD CASUALTY INSURANCE COMPANY
 03/01/2012 PCF967 06/06/2013
HARTFORD INSURANCE COMPANY OF THE MIDWEST
 04/02/2014 PCF1021 12/29/2015
HARTFORD UNDERWRITERS INSURANCE COMPANY
 10/20/2014 PCF992 02/06/2020
HARTFORD UNDERWRITERS INSURANCE COMPANY
 09/12/2021 PCF992
INDEMNITY INSURANCE COMPANY OF NORTH AMERICA
 09/30/2010 PCF50104
LIBERTY INSURANCE CORPORATION
 12/28/2010 PCF999
LIBERTY MUTUAL FIRE INSURANCE COMPANY
 12/28/2010 PCF330
LIBERTY MUTUAL INSURANCE COMPANY
 12/28/2010 PCF331
LM INSURANCE CORPORATION
 12/28/2010 PCF31778
MAIN STREET AMERICA ASSURANCE COMPANY
 12/15/2009 PCF997
MAIN STREET AMERICA PROTECTION INSURANCE COMPANY
 05/20/2016 PCF235440
MAINE EMPLOYERS MUTUAL INSURANCE COMPANY
 06/04/2013 PCD35999
MARYLAND CASUALTY COMPANY
 10/07/2009 PCF500 07/30/2013
MASSACHUSETTS BAY INSURANCE COMPANY
 10/02/2009 PCF505
MERRIMACK MUTUAL FIRE INSURANCE COMPANY
 11/20/2014 PCF79
MIDDLESEX MUTUAL ASSURANCE COMPANY
 10/26/2009 PCF844 02/01/2017
MIDVALE INDEMNITY COMPANY
 09/15/2020 PCF79410
MMG INSURANCE COMPANY
 10/06/2009 PCD5
NATIONAL FIRE INSURANCE COMPANY OF HARTFORD
 11/30/2011 PCF523
NATIONAL SURETY CORPORATION
 04/05/2011 PCF689
NATIONWIDE AFFINITY INSURANCE COMPANY OF AMERICA
 10/05/2021 PCF34188
NATIONWIDE ASSURANCE COMPANY
 12/30/2019 PCF38952 09/25/2023
NATIONWIDE GENERAL INSURANCE COMPANY
 12/06/2018 PCF30 09/25/2023
NATIONWIDE INSURANCE COMPANY OF AMERICA
 12/30/2019 PCF422 09/25/2023
NATIONWIDE MUTUAL FIRE INSURANCE COMPANY
 12/06/2018 PCF31 01/01/2023
NATIONWIDE MUTUAL INSURANCE COMPANY
 04/26/2012 PCF32
NATIONWIDE PROPERTY & CASUALTY INSURANCE COMPANY
 10/25/2019 PCF151089 09/25/2023
NETHERLANDS INSURANCE COMPANY
 11/05/2009 PCF827 10/20/2010
NETHERLANDS INSURANCE COMPANY
 07/21/2014 PCF827 04/26/2024
NEW ENGLAND GUARANTY INSURANCE COMPANY INC
 04/28/2010 PCF87 12/11/2018
NGM INSURANCE COMPANY
 12/15/2009 PCF86
NORTHERN INSURANCE COMPANY OF NEW YORK
 10/07/2009 PCF501 07/30/2013
NORTHERN SECURITY INSURANCE COMPANY INC
 11/08/2016 PCF36
OHIO CASUALTY INSURANCE COMPANY
 11/05/2009 PCF73059 10/20/2010
OHIO CASUALTY INSURANCE COMPANY
 07/21/2014 PCF73059
OHIO SECURITY INSURANCE COMPANY
 07/21/2014 PCF200581
PACIFIC INDEMNITY COMPANY
 10/05/2009 PCF547
PATRIOT INSURANCE COMPANY
 10/02/2009 PCD208274
PEERLESS INDEMNITY INSURANCE COMPANY
 11/05/2009 PCF97399 10/20/2010
PEERLESS INDEMNITY INSURANCE COMPANY
 07/21/2014 PCF97399 12/23/2021
PEERLESS INSURANCE COMPANY
 11/05/2009 PCF548 10/20/2010
PEERLESS INSURANCE COMPANY
 07/21/2014 PCF548
PENINSULA INSURANCE COMPANY-THE
 06/04/2010 PCF120460 02/01/2014
PENINSULA INSURANCE COMPANY-THE
 06/17/2014 PCF120460
THE PHOENIX INSURANCE COMPANY
 09/09/2009 PCF557
THE PIE INSURANCE COMPANY
 04/05/2011 PCF368 09/02/2022
PROGRESSIVE NORTHERN INSURANCE COMPANY
 04/19/2010 PCF51006
PROGRESSIVE NORTHWESTERN INSURANCE COMPANY
 10/13/2009 PCF27738
PROPERTY & CASUALTY INSURANCE COMPANY OF HARTFORD
 11/18/2024 PCF47445
PROVIDENCE MUTUAL FIRE INSURANCE COMPANY
 10/26/2009 PCF562
SAFECO NATIONAL INSURANCE COMPANY
 02/27/2017 PCF248658
SELECTIVE INSURANCE COMPANY OF AMERICA
 10/08/2024 PCF456095
SELECTIVE INSURANCE COMPANY OF NEW YORK
 10/08/2024 PCF437
SELECTIVE INSURANCE COMPANY OF SOUTH CAROLINA
 10/08/2024 PCF456097
SELECTIVE INSURANCE COMPANY OF THE SOUTHEAST
 10/08/2024 PCF456098
SELECTIVE WAY INSURANCE COMPANY
 10/08/2024 PCF456096
SENTINEL INSURANCE COMPANY LTD
 04/01/2010 PCF84269 05/08/2017
SENTINEL INSURANCE COMPANY LTD
 01/05/2022 PCF84269 05/02/2023
THE STANDARD FIRE INSURANCE COMPANY
 09/09/2009 PCF584 12/05/2009
THE STANDARD FIRE INSURANCE COMPANY
 03/22/2011 PCF584
STATE MUTUAL INSURANCE COMPANY
 04/16/2010 PCD102
TOWER INSURANCE COMPANY OF NEW YORK
 10/08/2009 PCF120355 07/21/2016
TRANSPORTATION INSURANCE COMPANY
 11/30/2011 PCF601
TRAVELERS CASUALTY AND SURETY COMPANY
 09/09/2009 PCF348
TRAVELERS CASUALTY AND SURETY COMPANY OF AMERICA
 05/08/2015 PCF974
TRAVELERS CASUALTY INSURANCE COMPANY OF AMERICA
 09/09/2009 PCF935
TRAVELERS COMMERCIAL CASUALTY COMPANY
 09/09/2009 PCF83507
THE TRAVELERS INDEMNITY COMPANY OF AMERICA
 09/09/2009 PCF585
THE TRAVELERS INDEMNITY COMPANY OF CONNECTICUT
 09/09/2009 PCF435
THE TRAVELERS INDEMNITY COMPANY
 09/09/2009 PCF602
TRAVELERS PROPERTY CASUALTY COMPANY OF AMERICA
 09/09/2009 PCF711
TRI STATE INSURANCE COMPANY OF MINNESOTA
 03/26/2014 PCF146321
UNION INSURANCE COMPANY
 06/21/2010 PCF141739
UNION MUTUAL FIRE INSURANCE COMPANY
 04/28/2010 PCF95
UNITED FINANCIAL CASUALTY COMPANY
 10/13/2009 PCF61704 03/31/2012
UNITED OHIO INSURANCE COMPANY
 01/01/2013 PCF192494
VALLEY FORGE INSURANCE COMPANY
 11/30/2011 PCF612
VERMONT ACCIDENT INSURANCE COMPANY INC
 04/16/2010 PCF883
VERMONT MUTUAL INSURANCE COMPANY
 11/08/2016 PCF37
VIGILANT INSURANCE COMPANY
 10/05/2009 PCF613
WAUSAU BUSINESS INSURANCE COMPANY
 12/28/2010 PCF47449 03/31/2015
WAUSAU UNDERWRITERS INSURANCE COMPANY
 12/28/2010 PCF833 08/31/2015
WCF SELECT INSURANCE COMPANY
 04/05/2011 PCF386 03/22/2022
WEST AMERICAN INSURANCE COMPANY
 07/21/2014 PCF200576
WESTCHESTER FIRE INSURANCE COMPANY
 09/30/2010 PCF335 01/01/2011
WESTCHESTER FIRE INSURANCE COMPANY
 11/18/2010 PCF177973

Authority
Description Issue Date Termination Date Status
CASUALTY 07/23/2009 Active
PROPERTY 07/23/2009 Active

License/Disciplinary Action

None.

GENERAL INFORMATION

NAIC Information

National Producer Number (NPN):
14521405

Other Addresses
Address Type
LEWISTON, ME 04240
 Office

CE Courses
Date Description Course Number Content Areas
02/08/2024 CRM - ANALYSIS OF RISK (WEBINAR) 25717
16
credits in General Education
Total:
16
10/12/2023 CRM - PRINCIPLES OF RISK MANAGEMENT (WEBINAR) 28343
16
credits in General Education
Total:
16
08/02/2023 PERSONAL AUTOS USED IN BUSINESS 25123
2
credits in General Education
Total:
2

An active license/permit may still be subject to limitations and restrictions as a result of disciplinary action imposed. Please contact the specific licensing board about specific disciplinary actions.

Date: 05/13/2025 06:19:01 AM