black and white state seal

DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
BUREAU OF INSURANCE

CHARLES PARKER HEALD

PRODUCER RESIDENT

License Number:
PRR35088
Status:
Active
First Licensure:
06/23/1992
Cancel Date:
None
Renewal Date:
10/31/2025

Continuing Education:
Required by 10/31/2025
Hours Required:
Ethics:
3
Total Required:
24
Hours Acquired:
Ethics:
4
Total Acquired:
24

Mailing:
UNION, ME 04862
Phone:
+1 (207) 785-4636
Email:
sheald@crossagency.com

History
License Type Start Date End Date
PRODUCER RESIDENT 06/23/1992 10/31/2025

Agency
Name Issue Date License Number Expiration Date Cancel Date
BEN WATTS AGENCY INC
 04/06/1999 AGR61577 11/01/2002
BEN WATTS FINANCIAL SERVICES INC
 12/07/1992 AGR36092 08/29/2007
BEN WATTS FINANCIAL SERVICES INC
 07/27/1995 AGR36092 09/16/2002
BEN WATTS FINANCIAL SERVICES INC
 01/07/1999 AGR36092 09/16/2002
CROSS INSURANCE UNION
 10/22/2002 AGR89944 08/29/2007
CROSS INSURANCE, INC. - MAINE
 10/09/2017 AGR19087

Employer
Name Issue Date License Number Expiration Date Cancel Date
ACADIA INSURANCE COMPANY
 12/19/2008 PCF35064
ACUITY A MUTUAL INSURANCE COMPANY
 03/31/2016 PCF155357
AEGIS SECURITY INSURANCE COMPANY
 09/03/2015 PCF49874 12/14/2023
AGCS MARINE INSURANCE COMPANY
 08/07/2017 PCF48335
ALLIED INSURANCE COMPANY OF AMERICA
 10/05/2021 PCF216138
ALLMERICA FINANCIAL ALLIANCE INSURANCE COMPANY
 05/15/2008 PCF75617 10/28/2015
ALLMERICA FINANCIAL BENEFIT INSURANCE COMPANY
 05/15/2008 PCF145893
ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY
 02/12/2008 PCF864 08/08/2008
ALLSTATE INDEMNITY COMPANY
 09/14/2004 PCF522 08/08/2008
ALLSTATE INSURANCE COMPANY
 09/14/2004 PCF354 08/08/2008
ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY
 09/14/2004 PCF84066 08/08/2008
AMERICAN ECONOMY INSURANCE COMPANY
 07/18/2014 PCF363 05/28/2021
AMERICAN ECONOMY INSURANCE COMPANY
 02/08/2022 PCF363
AMERICAN FIRE AND CASUALTY COMPANY
 07/18/2014 PCF200822
AMERICAN STATES INSURANCE COMPANY
 07/18/2014 PCF377 07/09/2021
AMERICAN STRATEGIC INSURANCE CORP
 05/20/2020 PCF258492
AMGUARD INSURANCE COMPANY
 11/18/2002 PCF51460
ANSUR AMERICA INSURANCE COMPANY
 02/27/2024 PCF95773
ASSURANCE COMPANY OF AMERICA
 04/07/1999 PCF651 03/11/2015
ATLANTIC SPECIALTY INSURANCE COMPANY
 10/04/2011 PCF104029 06/18/2018
BRISTOL WEST INSURANCE COMPANY
 06/21/2006 PCF78370 05/12/2023
BRISTOL WEST INSURANCE COMPANY
 06/21/2023 PCF78370
CAMBRIDGE MUTUAL FIRE INSURANCE COMPANY
 12/05/2002 PCF396 07/01/2003
CASCO INDEMNITY COMPANY
 11/20/2002 PCF921
THE CHARTER OAK FIRE INSURANCE COMPANY
 06/15/2005 PCF403
THE CINCINNATI LIFE INSURANCE COMPANY
 10/30/2009 LHF75044 03/25/2010
CITIZENS INSURANCE COMPANY OF AMERICA
 11/22/2002 PCF937
COMMERCE INSURANCE COMPANY (THE)
 11/03/2015 PCF53427 05/03/2024
CONCORD GENERAL MUTUAL INSURANCE COMPANY
 07/15/1992 PCF416
CONTINENTAL WESTERN INSURANCE COMPANY
 12/19/2008 PCF673
COUNTRY MUTUAL INSURANCE COMPANY
 01/01/2017 PCF78610 06/27/2018
DAIRYLAND INSURANCE COMPANY
 08/27/1992 PCF721
DORCHESTER MUTUAL INSURANCE COMPANY
 06/01/2006 PCF426 01/25/2012
EASTGUARD INSURANCE COMPANY
 11/18/2002 PCF101 11/19/2004
EMPLOYERS ASSURANCE COMPANY
 05/13/2019 PCF285638
EMPLOYERS COMPENSATION INSURANCE COMPANY
 05/13/2019 PCF285639
EMPLOYERS FIRE INSURANCE COMPANY
 10/04/2007 PCF41 06/21/2012
EMPLOYERS INSURANCE COMPANY OF WAUSAU
 03/07/2016 PCF434
EMPLOYERS PREFERRED INSURANCE COMPANY
 05/13/2019 PCF285637
EVERLAKE LIFE INSURANCE COMPANY
 09/14/2004 LHF112 08/08/2008
EXCELSIOR INSURANCE COMPANY
 07/18/2014 PCF46786 04/26/2024
FARMERS INSURANCE EXCHANGE FARMERS GROUP INC
 09/30/1999 IIF106 03/21/2012
FARMINGTON CASUALTY COMPANY
 04/12/2006 PCF995 07/01/2014
FEDERAL INSURANCE COMPANY
 07/12/2022 PCF439
FIDELITY AND GUARANTY INSURANCE COMPANY
 09/29/2022 PCF832
FIREMANS FUND INSURANCE COMPANY
 07/08/2009 PCF443
FIREMEN'S INSURANCE COMPANY OF WASHINGTON DC
 12/19/2008 PCF35141
FIRST LIBERTY INSURANCE CORPORATION
 03/07/2016 PCF31779
FOREMOST INSURANCE COMPANY GRAND RAPIDS, MICHIGAN
 03/15/2002 PCF445 02/08/2005
FOREMOST INSURANCE COMPANY GRAND RAPIDS, MICHIGAN
 03/02/2005 PCF445 05/12/2023
FOREMOST INSURANCE COMPANY GRAND RAPIDS, MICHIGAN
 06/21/2023 PCF445
FRANKENMUTH INSURANCE COMPANY
 12/16/2008 PCF83684
GENERAL INSURANCE COMPANY OF AMERICA
 07/18/2014 PCF447
GLATFELTER INSURANCE COMPANY
 04/07/1999 PCF752 12/05/2007
GREAT NORTHERN INSURANCE COMPANY
 07/12/2022 PCF455
GREEN MOUNTAIN INSURANCE COMPANY INC
 07/15/1992 PCF73
THE HANOVER INSURANCE COMPANY
 11/22/2002 PCF712
HARLEYSVILLE INSURANCE COMPANY
 08/27/2008 PCF129870
HARLEYSVILLE MUTUAL INSURANCE COMPANY
 08/27/2008 PCF74622 05/01/2012
HARLEYSVILLE PREFERRED INSURANCE COMPANY
 08/27/2008 PCF128998
HARLEYSVILLE WORCESTER INSURANCE COMPANY
 09/03/2003 PCF908
HARTFORD ACCIDENT & INDEMNITY COMPANY
 10/16/2003 PCF462 06/25/2007
HARTFORD CASUALTY INSURANCE COMPANY
 10/16/2003 PCF967 07/07/2008
HARTFORD FIRE INSURANCE COMPANY
 10/16/2003 PCF464 07/07/2008
HARTFORD INSURANCE COMPANY OF THE MIDWEST
 10/16/2003 PCF1021 07/07/2008
HARTFORD UNDERWRITERS INSURANCE COMPANY
 10/16/2003 PCF992 07/07/2008
HOLYOKE MUTUAL INSURANCE COMPANY IN SALEM
 12/03/2003 PCF472 12/31/2016
INTEGON NATIONAL INSURANCE COMPANY
 08/11/2015 PCF310
LAMORAK INSURANCE COMPANY
 10/04/2007 PCF671 12/10/2010
LAMORAK INSURANCE COMPANY
 05/17/2012 PCF671 04/16/2013
LIBERTY INSURANCE CORPORATION
 03/07/2016 PCF999
LIBERTY MUTUAL FIRE INSURANCE COMPANY
 03/07/2016 PCF330
LIBERTY MUTUAL INSURANCE COMPANY
 03/07/2016 PCF331
LM INSURANCE CORPORATION
 03/07/2016 PCF31778
MAIN STREET AMERICA ASSURANCE COMPANY
 04/23/1997 PCF997 02/13/2020
MAIN STREET AMERICA PROTECTION INSURANCE COMPANY
 04/20/2016 PCF235440 02/13/2020
MAINE BONDING AND CASUALTY COMPANY
 04/07/1999 PCD499 09/09/2008
MAINE EMPLOYERS MUTUAL INSURANCE COMPANY
 05/01/2020 PCD35999
MARYLAND CASUALTY COMPANY
 04/07/1999 PCF500 02/02/2015
MASSACHUSETTS BAY INSURANCE COMPANY
 11/22/2002 PCF505
MEMIC INDEMNITY COMPANY
 05/01/2020 PCF153927
MIDDLESEX MUTUAL ASSURANCE COMPANY
 10/21/2002 PCF844 12/31/2016
MMG INSURANCE COMPANY
 10/29/2002 PCD5
MOUNTAIN VALLEY INDEMNITY COMPANY
 08/07/2003 PCF48487 02/11/2009
NATIONWIDE ASSURANCE COMPANY
 12/30/2019 PCF38952 09/25/2023
NATIONWIDE GENERAL INSURANCE COMPANY
 12/07/2018 PCF30 09/25/2023
NATIONWIDE INSURANCE COMPANY OF AMERICA
 12/30/2019 PCF422 09/25/2023
NATIONWIDE MUTUAL FIRE INSURANCE COMPANY
 12/07/2018 PCF31 01/01/2023
NATIONWIDE MUTUAL INSURANCE COMPANY
 04/25/2012 PCF32
NATIONWIDE PROPERTY & CASUALTY INSURANCE COMPANY
 12/30/2019 PCF151089 09/25/2023
NETHERLANDS INSURANCE COMPANY
 07/18/2014 PCF827 04/26/2024
NEW ENGLAND GUARANTY INSURANCE COMPANY INC
 08/20/2014 PCF87 12/11/2018
NGM INSURANCE COMPANY
 04/23/1997 PCF86 02/13/2020
NORFOLK & DEDHAM MUTUAL FIRE INSURANCE COMPANY
 06/01/2006 PCF535 06/30/2009
NORGUARD INSURANCE COMPANY
 11/18/2002 PCF51459
NORTHERN ASSURANCE COMPANY OF AMERICA
 12/10/2010 PCF1020 04/15/2013
NORTHERN INSURANCE COMPANY OF NEW YORK
 04/07/1999 PCF501 02/02/2015
NORTHERN SECURITY INSURANCE COMPANY INC
 03/02/2021 PCF36
OHIO CASUALTY INSURANCE COMPANY
 05/05/2004 PCF73059
OHIO SECURITY INSURANCE COMPANY
 07/18/2014 PCF200581
PACIFIC INDEMNITY COMPANY
 07/12/2022 PCF547
PATRIOT INSURANCE COMPANY
 11/01/2002 PCD208274
PATRIOT LIFE INSURANCE COMPANY
 09/14/2015 LHF43811
PATRONS OXFORD INSURANCE COMPANY
 10/22/2002 PCD7
PEERLESS INDEMNITY INSURANCE COMPANY
 07/18/2014 PCF97399 12/23/2021
PEERLESS INSURANCE COMPANY
 07/18/2014 PCF548
THE PHOENIX INSURANCE COMPANY
 06/15/2005 PCF557
PRIVILEGE UNDERWRITERS RECIPROCAL EXCHANGE
 08/31/2025 PCF212805
PROGRESSIVE CASUALTY INSURANCE COMPANY
 07/16/1992 PCF637
PROGRESSIVE NORTHERN INSURANCE COMPANY
 07/28/1999 PCF51006
PROGRESSIVE NORTHWESTERN INSURANCE COMPANY
 08/24/1999 PCF27738
PROVIDENCE MUTUAL FIRE INSURANCE COMPANY
 05/03/2004 PCF562
RIVERPORT INSURANCE COMPANY
 09/12/2025 PCF129149
RIVERSTONE INTERNATIONAL INSURANCE, INC.
 12/09/2004 PCF60 05/15/2009
SAFECO NATIONAL INSURANCE COMPANY
 02/27/2017 PCF248658
ST. PAUL FIRE AND MARINE INSURANCE COMPANY
 01/19/2024 PCF575
THE STANDARD FIRE INSURANCE COMPANY
 04/12/2006 PCF584
STATE MUTUAL INSURANCE COMPANY
 07/15/1992 PCD102
TRAVELERS CASUALTY AND SURETY COMPANY
 06/15/2005 PCF348 07/07/2016
TRAVELERS CASUALTY AND SURETY COMPANY
 09/20/2022 PCF348
TRAVELERS CASUALTY AND SURETY COMPANY OF AMERICA
 08/01/2014 PCF974
TRAVELERS CASUALTY INSURANCE COMPANY OF AMERICA
 04/12/2006 PCF935
THE TRAVELERS HOME AND MARINE INSURANCE COMPANY
 05/23/2006 PCF56556
THE TRAVELERS INDEMNITY COMPANY OF AMERICA
 06/15/2005 PCF585
THE TRAVELERS INDEMNITY COMPANY OF CONNECTICUT
 06/15/2005 PCF435 07/01/2014
THE TRAVELERS INDEMNITY COMPANY
 06/15/2005 PCF602 06/09/2015
TRAVELERS PERSONAL INSURANCE COMPANY
 12/11/2018 PCF201268
TRAVELERS PROPERTY CASUALTY COMPANY OF AMERICA
 06/15/2005 PCF711 07/07/2016
TRAVELERS PROPERTY CASUALTY COMPANY OF AMERICA
 09/29/2025 PCF711
TRI STATE INSURANCE COMPANY OF MINNESOTA
 03/26/2014 PCF146321
TRUCK INSURANCE EXCHANGE TRUCK UNDERWRITERS ASSOCIATION
 11/16/2007 IIF107 10/19/2012
TWIN CITY FIRE INSURANCE COMPANY
 10/16/2003 PCF963 07/07/2008
UNION INSURANCE COMPANY
 06/15/2010 PCF141739
UNION MUTUAL FIRE INSURANCE COMPANY
 08/20/2014 PCF95
UNITED FINANCIAL CASUALTY COMPANY
 08/11/2006 PCF61704 03/31/2012
UNITED OHIO INSURANCE COMPANY
 04/25/2013 PCF192494
VERMONT ACCIDENT INSURANCE COMPANY INC
 07/15/1992 PCF883
VERMONT MUTUAL INSURANCE COMPANY
 03/02/2021 PCF37
VIGILANT INSURANCE COMPANY
 07/12/2022 PCF613
WEST AMERICAN INSURANCE COMPANY
 07/18/2014 PCF200576
WEST COAST LIFE INSURANCE COMPANY
 04/16/2008 LHF47439 09/18/2012
YORK INSURANCE COMPANY OF MAINE
 02/01/2003 PCF498 07/21/2016

Authority
Description Issue Date Termination Date Status
CASUALTY 06/23/1992 Active
HEALTH 07/27/1995 Active
LIFE 07/27/1995 Active
PROPERTY 06/23/1992 Active

License/Disciplinary Action

None.

GENERAL INFORMATION

NAIC Information

National Producer Number (NPN):
3684329

Other Addresses
Address Type
BEN WATTS AGENCY INC
DBA CROSS INSURANCE UNION
1719 HEALD HWY
UNION, ME 04862-4454
 Office

CE Courses
Date Description Course Number Content Areas
11/01/2023 FRAUD IN AUTO INSURANCE CLAIMS 26170
5
credits in General Education
Total:
5
11/01/2023 A GUIDE TO COMMERCIAL AUTOMOTIVE COVERAGE & CLAIMS ME17472
3
credits in General Education
Total:
3
11/01/2023 ETHICS: DO NO HARM 20681
4
credits in Ethics
Total:
4
11/01/2023 P&C PLAYERS, PRODUCTS, COMPLIANCE AND DOCUMENTATION, SECOND EDITION 28650
10
credits in General Education
Total:
10
11/01/2023 QUESTIONABLE PROPERTY AND CASUALTY CLAIMS ME17608
2
credits in General Education
Total:
2

An active license/permit may still be subject to limitations and restrictions as a result of disciplinary action imposed. Please contact the specific licensing board about specific disciplinary actions.

Date: 10/31/2025 03:53:03 PM