black and white state seal

DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
BUREAU OF INSURANCE

RONALD C. HOWE

PRODUCER RESIDENT

License Number:
PRR2095
Status:
Active
First Licensure:
08/16/1971
Cancel Date:
None
Renewal Date:
08/31/2026

Continuing Education:
Required by 08/31/2026
Hours Required:
Ethics:
3
Total Required:
24
Hours Acquired:
Ethics:
0
Total Acquired:
0

Mailing:
LEWISTON, ME 04240
Phone:
+1 (207) 514-7007
Email:
ron@champoux-ins.com

History
License Type Start Date End Date
PRODUCER RESIDENT 01/19/1990 08/31/2026

Agency
Name Issue Date License Number Expiration Date Cancel Date
CHAMPOUX INSURANCE GROUP
 10/27/2016 AGR62519
DANIELS & HOWE INSURANCE AGENCY
 01/30/1985 AGR11285 09/13/2002
DANIELS & HOWE INSURANCE AGENCY
 01/30/1985 AGR11285 01/25/2007
DANIELS & HOWE INSURANCE AGENCY
 10/26/1992 AGR11285 10/06/1995
DANIELS & HOWE INSURANCE AGENCY
 10/06/1995 AGR11285 09/13/2002
DANIELS & HOWE INSURANCE LLC
 06/03/2005 AGR114648 02/22/2007
DOWNEAST FINANCIAL GROUP
 12/10/1984 AGR16404 12/08/1998
DOWNEAST FINANCIAL GROUP
 12/10/1984 AGR16404 10/01/1996
DOWNEAST FINANCIAL GROUP
 10/26/1992 AGR16404 10/06/1995
DOWNEAST FINANCIAL GROUP
 10/06/1995 AGR16404 12/08/1998
WEBCO ASSOCIATES LLC
 10/15/1999 AGR60024 10/28/2008

Employer
Name Issue Date License Number Expiration Date Cancel Date
21ST CENTURY PREMIER INSURANCE COMPANY
 02/03/2009 PCF321 06/16/2010
AETNA HEALTH INC
 07/11/2000 HMD45749 07/30/2012
AETNA LIFE INSURANCE COMPANY
 07/11/2000 LHF621 07/30/2012
ALLIANZ LIFE INSURANCE COMPANY OF NORTH AMERICA
 05/04/2004 LHF846 11/22/2007
ALLIED INSURANCE COMPANY OF AMERICA
 08/02/2018 PCF216138
ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY
 08/02/2018 PCF223935
ALLMERICA FINANCIAL BENEFIT INSURANCE COMPANY
 10/18/2016 PCF145893
AMCO INSURANCE COMPANY
 08/02/2018 PCF223938
AMERICAN ECONOMY INSURANCE COMPANY
 07/08/2021 PCF363 10/10/2024
AMERICAN FAMILY LIFE ASSURANCE COMPANY OF COLUMBUS
 11/03/2003 LHF645 03/31/2006
AMERICAN FAMILY LIFE ASSURANCE COMPANY OF COLUMBUS
 07/01/2010 LHF645 04/19/2012
AMERICAN NATIONAL INSURANCE COMPANY
 07/08/2005 LHF11 04/26/2010
AMERICAN STRATEGIC INSURANCE CORP
 05/20/2020 PCF258492 11/04/2024
AMERICAN ZURICH INSURANCE COMPANY
 06/08/2006 PCF914 01/06/2012
ANSUR AMERICA INSURANCE COMPANY
 03/05/2024 PCF95773 03/27/2024
ASSURANCE COMPANY OF AMERICA
 09/13/2010 PCF651 01/06/2012
ASSURITY LIFE INSURANCE COMPANY
 04/21/2008 LHF179 10/14/2011
ATHOME INSURANCE COMPANY
 03/30/2007 PCF503 08/31/2007
THE AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT
 12/29/2016 PCF659 03/04/2025
BANNER LIFE INSURANCE COMPANY
 07/22/1999 LHF50047 08/24/2010
BANNER LIFE INSURANCE COMPANY
 11/08/2016 LHF50047
BRIGHTHOUSE LIFE INSURANCE COMPANY
 02/19/1997 LHF277 10/31/2005
BRISTOL WEST INSURANCE COMPANY
 05/10/2001 PCF78370 10/25/2016
BRISTOL WEST INSURANCE COMPANY
 12/07/2016 PCF78370
CASCO INDEMNITY COMPANY
 10/05/2016 PCF921 04/15/2024
THE CHARTER OAK FIRE INSURANCE COMPANY
 12/29/2016 PCF403 08/14/2023
CIGNA HEALTHCARE OF MAINE INC.
 02/08/2000 HMD4 04/22/2014
CITIZENS INSURANCE COMPANY OF AMERICA
 02/15/2000 PCF937 06/07/2007
CITIZENS INSURANCE COMPANY OF AMERICA
 10/18/2016 PCF937
COLONIAL LIFE & ACCIDENT INSURANCE COMPANY
 01/15/2001 LHF100 04/12/2007
COMMERCE INSURANCE COMPANY (THE)
 10/16/2018 PCF53427 09/19/2023
CONCORD GENERAL MUTUAL INSURANCE COMPANY
 12/29/1980 PCF416 01/23/2007
CONCORD GENERAL MUTUAL INSURANCE COMPANY
 05/25/2023 PCF416 09/21/2023
CONCORD HERITAGE LIFE INSURANCE COMPANY INC
 04/24/1985 LHF146 01/01/2009
CONNECTICUT GENERAL LIFE INSURANCE COMPANY
 02/08/2000 LHF149 05/16/2014
COUNTRYWAY INSURANCE COMPANY
 02/01/2002 PCF98 07/17/2014
DAIRYLAND INSURANCE COMPANY
 11/01/1989 PCF721 10/11/2007
DAIRYLAND INSURANCE COMPANY
 06/10/2016 PCF721 09/19/2024
DEPOSITORS INSURANCE COMPANY
 08/02/2018 PCF223940
EMPLOYERS INSURANCE COMPANY OF WAUSAU
 02/14/2017 PCF434 02/05/2025
EXCELSIOR INSURANCE COMPANY
 07/09/1999 PCF46786 03/14/2007
EXCELSIOR INSURANCE COMPANY
 11/04/2016 PCF46786 04/26/2024
FARMERS INSURANCE EXCHANGE FARMERS GROUP INC
 04/20/2004 IIF106 03/21/2012
FARMINGTON CASUALTY COMPANY
 12/29/2016 PCF995 03/04/2025
FIDELITY & GUARANTY LIFE INSURANCE COMPANY
 06/13/2001 LHF168 02/24/2004
FIRST COLONY LIFE INSURANCE COMPANY
 12/11/2003 LHF175 01/01/2007
FOREMOST INSURANCE COMPANY GRAND RAPIDS, MICHIGAN
 01/21/1998 PCF445 02/25/2010
FOREMOST INSURANCE COMPANY GRAND RAPIDS, MICHIGAN
 11/23/2011 PCF445 10/25/2016
FOREMOST INSURANCE COMPANY GRAND RAPIDS, MICHIGAN
 12/07/2016 PCF445
FOREMOST PROPERTY AND CASUALTY INSURANCE COMPANY
 10/04/2016 PCF37337 10/25/2016
FOREMOST PROPERTY AND CASUALTY INSURANCE COMPANY
 12/07/2016 PCF37337 12/28/2016
FOREMOST PROPERTY AND CASUALTY INSURANCE COMPANY
 01/16/2017 PCF37337 06/04/2018
FOREMOST SIGNATURE INSURANCE COMPANY
 10/04/2016 PCF176307 10/25/2016
FOREMOST SIGNATURE INSURANCE COMPANY
 12/07/2016 PCF176307 12/28/2016
FOREMOST SIGNATURE INSURANCE COMPANY
 01/16/2017 PCF176307 06/04/2018
FRANKENMUTH INSURANCE COMPANY
 11/10/2016 PCF83684 03/27/2024
GENWORTH LIFE & ANNUITY INSURANCE COMPANY
 01/01/2007 LHF966 05/27/2009
GREEN MOUNTAIN INSURANCE COMPANY INC
 12/29/1980 PCF73 01/23/2007
GREEN MOUNTAIN INSURANCE COMPANY INC
 05/25/2023 PCF73 09/21/2023
THE HANOVER INSURANCE COMPANY
 02/15/2000 PCF712 06/07/2007
THE HANOVER INSURANCE COMPANY
 10/18/2016 PCF712
HARLEYSVILLE INSURANCE COMPANY
 06/01/2020 PCF129870
HARLEYSVILLE PREFERRED INSURANCE COMPANY
 06/01/2020 PCF128998
HARLEYSVILLE WORCESTER INSURANCE COMPANY
 06/01/2020 PCF908
INTEGON NATIONAL INSURANCE COMPANY
 07/29/1999 PCF310 02/04/2003
INTEGON NATIONAL INSURANCE COMPANY
 10/04/2016 PCF310 04/24/2024
JOHN ALDEN LIFE INSURANCE COMPANY
 07/26/2003 LHF724 11/13/2007
JOHN HANCOCK LIFE INSURANCE COMPANY
 01/09/2008 LHF264 12/31/2009
JOHN HANCOCK LIFE INSURANCE COMPANY (USA)
 01/01/2010 LHF210 04/12/2012
MAIN STREET AMERICA ASSURANCE COMPANY
 11/05/1997 PCF997
MAIN STREET AMERICA PROTECTION INSURANCE COMPANY
 04/21/2016 PCF235440
MARYLAND CASUALTY COMPANY
 09/13/2010 PCF500 01/06/2012
MASSACHUSETTS BAY INSURANCE COMPANY
 02/15/2000 PCF505 06/07/2007
MASSACHUSETTS BAY INSURANCE COMPANY
 10/18/2016 PCF505
MIDVALE INDEMNITY COMPANY
 09/15/2020 PCF79410
MUTUAL OF OMAHA INSURANCE COMPANY
 07/05/2022 LHF84 05/22/2023
NATIONWIDE AFFINITY INSURANCE COMPANY OF AMERICA
 10/25/2011 PCF34188 11/07/2016
NATIONWIDE AFFINITY INSURANCE COMPANY OF AMERICA
 10/05/2021 PCF34188
NATIONWIDE AGRIBUSINESS INSURANCE COMPANY
 08/02/2018 PCF151937
NATIONWIDE ASSURANCE COMPANY
 10/25/2011 PCF38952 11/07/2016
NATIONWIDE ASSURANCE COMPANY
 09/27/2019 PCF38952 09/25/2023
NATIONWIDE GENERAL INSURANCE COMPANY
 10/25/2011 PCF30 11/07/2016
NATIONWIDE GENERAL INSURANCE COMPANY
 06/20/2019 PCF30 09/25/2023
NATIONWIDE INSURANCE COMPANY OF AMERICA
 06/01/2020 PCF422
NATIONWIDE LIFE & ANNUITY INSURANCE COMPANY
 03/15/2007 LHF62021 11/07/2016
NATIONWIDE LIFE & ANNUITY INSURANCE COMPANY
 12/20/2016 LHF62021 09/18/2023
NATIONWIDE LIFE INSURANCE COMPANY
 03/15/2007 LHF29 11/07/2016
NATIONWIDE LIFE INSURANCE COMPANY
 12/20/2016 LHF29 09/18/2023
NATIONWIDE MUTUAL FIRE INSURANCE COMPANY
 10/25/2011 PCF31 11/07/2016
NATIONWIDE MUTUAL FIRE INSURANCE COMPANY
 09/27/2019 PCF31 01/01/2023
NATIONWIDE MUTUAL INSURANCE COMPANY
 10/25/2011 PCF32 11/07/2016
NATIONWIDE MUTUAL INSURANCE COMPANY
 08/02/2018 PCF32
NATIONWIDE PROPERTY & CASUALTY INSURANCE COMPANY
 09/01/2008 PCF151089 10/30/2008
NATIONWIDE PROPERTY & CASUALTY INSURANCE COMPANY
 10/25/2011 PCF151089 11/07/2016
NATIONWIDE PROPERTY & CASUALTY INSURANCE COMPANY
 09/27/2019 PCF151089 09/25/2023
NETHERLANDS INSURANCE COMPANY
 07/09/1999 PCF827 03/14/2007
NETHERLANDS INSURANCE COMPANY
 11/04/2016 PCF827 04/26/2024
NGM INSURANCE COMPANY
 11/05/1997 PCF86
NORTH AMERICAN COMPANY FOR LIFE AND HEALTH INSURANCE
 12/01/2001 LHF231 05/24/2010
NORTH EAST INSURANCE COMPANY
 04/01/2000 PCF536 02/11/2009
NORTHERN INSURANCE COMPANY OF NEW YORK
 04/20/2004 PCF501 01/06/2012
NORTHERN SECURITY INSURANCE COMPANY INC
 04/01/1999 PCF36 04/14/2010
NORTHLAND INSURANCE COMPANY
 05/25/1994 PCF537 06/24/2003
OHIO SECURITY INSURANCE COMPANY
 03/04/2019 PCF200581 02/05/2025
PACIFIC LIFE INSURANCE COMPANY
 07/05/2022 LHF237
PATRIOT INSURANCE COMPANY
 11/10/2016 PCD208274 03/27/2024
PATRIOT LIFE INSURANCE COMPANY
 08/14/2019 LHF43811 03/27/2024
PATRONS OXFORD INSURANCE COMPANY
 09/30/2002 PCD7 02/16/2007
PATRONS OXFORD INSURANCE COMPANY
 11/14/2016 PCD7
PEERLESS INDEMNITY INSURANCE COMPANY
 11/04/2016 PCF97399 12/23/2021
PEERLESS INSURANCE COMPANY
 07/09/1999 PCF548 03/14/2007
PEERLESS INSURANCE COMPANY
 11/04/2016 PCF548 02/05/2025
THE PHOENIX INSURANCE COMPANY
 12/29/2016 PCF557 03/04/2025
PHYSICIANS LIFE INSURANCE COMPANY
 07/15/2004 LHF865 12/11/2006
PHYSICIANS MUTUAL INSURANCE COMPANY
 07/15/2004 LHF558 12/08/2006
PRINCIPAL LIFE INSURANCE COMPANY
 01/09/1998 LHF406 05/30/2003
PROGRESSIVE CASUALTY INSURANCE COMPANY
 08/01/2002 PCF637 01/29/2007
PROGRESSIVE NORTHERN INSURANCE COMPANY
 08/01/2002 PCF51006 01/29/2007
PROGRESSIVE NORTHERN INSURANCE COMPANY
 11/01/2011 PCF51006 11/04/2024
PROGRESSIVE NORTHWESTERN INSURANCE COMPANY
 08/01/2002 PCF27738 01/29/2007
PROGRESSIVE NORTHWESTERN INSURANCE COMPANY
 11/01/2011 PCF27738 11/04/2024
PROTECTIVE LIFE INSURANCE COMPANY
 07/09/2018 LHF888 11/15/2019
PROTECTIVE LIFE INSURANCE COMPANY
 09/28/2020 LHF888 11/15/2021
REASSURE AMERICA LIFE INSURANCE COMPANY
 07/09/1996 LHF292 04/30/2004
SAFECO NATIONAL INSURANCE COMPANY
 02/14/2017 PCF248658 02/05/2025
SAGAMORE INSURANCE COMPANY
 04/11/2003 PCF85162 05/06/2016
THE SAVINGS BANK MUTUAL LIFE INSURANCE COMPANY OF MASSACHUSETTS
 09/24/2018 LHF50668 05/11/2023
THE SAVINGS BANK MUTUAL LIFE INSURANCE COMPANY OF MASSACHUSETTS
 10/12/2023 LHF50668
SECURITY BENEFIT LIFE INSURANCE COMPANY
 03/03/1981 LHF259
THE STANDARD FIRE INSURANCE COMPANY
 12/29/2016 PCF584 03/04/2025
STATE MUTUAL INSURANCE COMPANY
 12/29/1980 PCD102 01/23/2007
STATE MUTUAL INSURANCE COMPANY
 05/25/2023 PCD102 09/21/2023
SUN LIFE ASSURANCE COMPANY OF CANADA - US BRANCH
 12/07/2005 LHF271 08/25/2009
SUPREME COUNCIL OF THE ROYAL ARCANUM
 08/04/2021 FRF116162 05/18/2023
TRANSAMERICA LIFE INSURANCE COMPANY
 10/29/2018 LHF726 12/15/2020
TRAVELERS CASUALTY AND SURETY COMPANY
 12/29/2016 PCF348 03/04/2025
TRAVELERS CASUALTY AND SURETY COMPANY OF AMERICA
 12/29/2016 PCF974 03/04/2025
TRAVELERS CASUALTY INSURANCE COMPANY OF AMERICA
 12/29/2016 PCF935 03/04/2025
TRAVELERS COMMERCIAL CASUALTY COMPANY
 12/29/2016 PCF83507 03/04/2025
THE TRAVELERS HOME AND MARINE INSURANCE COMPANY
 12/29/2016 PCF56556 03/04/2025
THE TRAVELERS INDEMNITY COMPANY OF AMERICA
 12/29/2016 PCF585 03/04/2025
THE TRAVELERS INDEMNITY COMPANY OF CONNECTICUT
 12/29/2016 PCF435 08/12/2024
THE TRAVELERS INDEMNITY COMPANY
 12/29/2016 PCF602 03/04/2025
TRAVELERS PROPERTY CASUALTY COMPANY OF AMERICA
 12/29/2016 PCF711 03/04/2025
TRUCK INSURANCE EXCHANGE TRUCK UNDERWRITERS ASSOCIATION
 06/07/2007 IIF107 10/19/2012
ORDER OF UNITED COMMERCIAL TRAVELERS OF AMERICA
 12/26/2007 FRF29324 01/07/2009
UNITED OHIO INSURANCE COMPANY
 10/05/2016 PCF192494 04/15/2024
UNITY FINANCIAL LIFE INSURANCE COMPANY
 12/11/2003 LHF48099 11/28/2007
UNITY FINANCIAL LIFE INSURANCE COMPANY
 11/11/2008 LHF48099 10/30/2009
UNIVERSAL UNDERWRITERS INSURANCE COMPANY
 02/09/2001 PCF892 10/06/2003
USG ANNUITY AND LIFE COMPANY
 02/07/2002 LHF12 01/01/2004
VENERABLE INSURANCE AND ANNUITY COMPANY
 01/01/2004 LHF841 01/02/2007
VERMONT ACCIDENT INSURANCE COMPANY INC
 10/30/1982 PCF883 01/23/2007
VERMONT ACCIDENT INSURANCE COMPANY INC
 05/25/2023 PCF883 09/21/2023
VERMONT MUTUAL INSURANCE COMPANY
 04/01/1999 PCF37 04/14/2010
WESTERN SURETY COMPANY
 09/07/2001 PCF96 10/03/2023

Authority
Description Issue Date Termination Date Status
CASUALTY 08/16/1971 Active
HEALTH 08/16/1971 Active
LIFE 08/16/1971 Active
PROPERTY 08/16/1971 Active
VARIABLE CONTRACTS 10/06/1995 Active
VARIABLE ANNUITY 10/26/1992 10/06/1995 Terminated
VARIABLE ANNUITY 01/01/1901 11/01/1991 Terminated
VARIABLE LIFE & ANNUITY 10/06/1995 10/06/1995 Terminated
SURPLUS LINES 11/23/2004 01/08/2008 Terminated

License/Disciplinary Action

None.

GENERAL INFORMATION

NAIC Information

National Producer Number (NPN):
3680042

Other Phone Numbers
Phone Number Type
+1 (207) 795-7674 Office

CE Courses

None.

An active license/permit may still be subject to limitations and restrictions as a result of disciplinary action imposed. Please contact the specific licensing board about specific disciplinary actions.

Date: 05/22/2025 05:28:10 PM