black and white state seal

DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
BUREAU OF INSURANCE

MICHELLE E. PAULES

CONSULTANT RESIDENT

License Number:
COR202665
Status:
First Licensure:
05/02/2012
Cancel Date:
None
Renewal Date:
06/30/2026

Continuing Education:
Required by 06/30/2026
Hours Required:
Ethics:
3
Total Required:
24
Hours Acquired:
Ethics:
0
Total Acquired:
1

Mailing:
PORTLAND, ME 04101
Phone:
+1 (207) 761-2426
Fax:
+1 (207) 761-0976
Email:
mpaules@acadiabenefits.com

History

License Type Start Date End Date
CONSULTANT RESIDENT 05/02/2012 06/30/2026

Agency

None.

Authority

Description Issue Date Termination Date Status
LIFE AND HEALTH 05/02/2012 Active

License/Disciplinary Action

None.

PRODUCER RESIDENT

License Number:
PRR26452
Status:
First Licensure:
10/30/1989
Cancel Date:
None
Renewal Date:
06/30/2026

Continuing Education:
Required by 06/30/2026
Hours Required:
Ethics:
3
Total Required:
24
Hours Acquired:
Ethics:
0
Total Acquired:
1

Mailing:
PORTLAND, ME 04101
Phone:
+1 (207) 761-2426
Fax:
+1 (207) 761-0976
Email:
mpaules@acadiabenefits.com

History

License Type Start Date End Date
PRODUCER RESIDENT 05/17/1990 06/30/2026

Agency

Name Issue Date License Number Expiration Date Cancel Date
ACADIA BENEFITS INC
02/20/2014 AGR36487
INPLAN GROUP LLC
02/09/1994 AGR22664 07/25/2008
INPLAN GROUP LLC
02/09/1994 AGR22664 09/13/2002
OPTIMUS GROUP SOLUTIONS LLC
08/14/2007 AGR143428 02/20/2014

Employer

Name Issue Date License Number Expiration Date Cancel Date
AETNA HEALTH INC
02/12/2001 HMD45749
AETNA LIFE INSURANCE COMPANY
02/12/2001 LHF621
ALL SAVERS INSURANCE COMPANY
09/27/2022 LHF233900
AMERITAS LIFE INSURANCE CORP
12/09/2012 LHF944
ANTHEM HEALTH PLANS OF MAINE INC.
05/25/2000 LHD70566
ANTHEM INSURANCE COMPANIES INC
07/11/2006 LHF125537 10/12/2012
ANTHEM LIFE INSURANCE COMPANY
01/01/2008 LHF70467 04/18/2025
BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA
05/05/2009 LHF804 10/13/2020
BOSTON MUTUAL LIFE INSURANCE COMPANY
08/27/2008 LHF135 07/17/2013
C M LIFE INSURANCE COMPANY
01/30/1996 LHF906 01/14/2020
CIGNA HEALTHCARE OF MAINE INC.
07/08/1999 HMD4 04/22/2014
CONNECTICUT GENERAL LIFE INSURANCE COMPANY
07/08/1999 LHF149 05/16/2014
DEARBORN LIFE INSURANCE COMPANY
12/07/2007 LHF919 10/18/2013
FIRST COLONY LIFE INSURANCE COMPANY
08/09/1994 LHF175 01/01/2007
GENWORTH LIFE & ANNUITY INSURANCE COMPANY
02/13/2002 LHF966 04/21/2014
GUARDIAN INSURANCE & ANNUITY COMPANY INC
05/05/2009 LHF27827
GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
05/05/2009 LHF644
HARTFORD LIFE & ACCIDENT INSURANCE COMPANY
03/24/2004 LHF193 09/24/2012
HARTFORD LIFE & ACCIDENT INSURANCE COMPANY
11/26/2012 LHF193
LINCOLN NATIONAL LIFE INSURANCE COMPANY-THE
01/19/2002 LHF619 09/05/2017
LINCOLN NATIONAL LIFE INSURANCE COMPANY-THE
12/19/2017 LHF619
MAINE COMMUNITY HEALTH OPTIONS
10/15/2013 NPD214118
MAINE DENTAL SERVICE CORP
10/01/1997 NPD29330
MAINE PARTNERS HEALTH PLAN INC
10/01/1997 HMD51090 12/31/2004
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY
10/30/1989 LHF17 01/14/2020
METROPOLITAN LIFE INSURANCE COMPANY
03/21/2008 LHF380
MML BAY STATE LIFE INSURANCE COMPANY
09/16/1991 LHF900 08/04/2009
NASSAU LIFE INSURANCE COMPANY
02/15/1995 LHF248 06/08/2007
PATRIOT INSURANCE COMPANY
01/01/2002 PCD208274 01/01/2007
PRINCIPAL LIFE INSURANCE COMPANY
03/02/1990 LHF406
PROTECTIVE LIFE INSURANCE COMPANY
01/08/2017 LHF888 11/15/2019
PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY
03/23/2004 LHF250
PRUCO LIFE INSURANCE COMPANY
02/16/2017 LHF768 12/20/2017
PRUDENTIAL INSURANCE COMPANY OF AMERICA
10/28/1997 LHF252 02/01/2004
RED TREE INSURANCE COMPANY INC
05/05/2021 LHF174438
RELIANCE STANDARD LIFE INSURANCE COMPANY
12/20/2010 LHF254
RELIASTAR LIFE INSURANCE COMPANY
03/29/2012 LHF22 05/01/2015
THE SAVINGS BANK MUTUAL LIFE INSURANCE COMPANY OF MASSACHUSETTS
06/11/2012 LHF50668 05/10/2016
SECURIAN LIFE INSURANCE COMPANY
07/01/2008 LHF120264 07/14/2020
STANDARD INSURANCE COMPANY
10/19/2007 LHF991
SUN LIFE AND HEALTH INSURANCE COMPANY (US)
02/13/2002 LHF857
SUN LIFE ASSURANCE COMPANY OF CANADA - US BRANCH
12/07/2005 LHF271 08/25/2009
SUN LIFE ASSURANCE COMPANY OF CANADA - US BRANCH
11/01/2012 LHF271
TALCOTT RESOLUTION LIFE AND ANNUITY INSURANCE COMPANY
07/30/2002 LHF660 09/24/2012
TALCOTT RESOLUTION LIFE INSURANCE COMPANY
07/30/2002 LHF822 09/24/2012
TRANSAMERICA LIFE INSURANCE COMPANY
09/11/2008 LHF726 01/29/2016
TRANSAMERICA OCCIDENTAL LIFE INSURANCE COMPANY
08/24/2006 LHF23 10/02/2008
UNION SECURITY INSURANCE COMPANY
09/27/2007 LHF295 01/28/2014
UNITED OF OMAHA LIFE INSURANCE COMPANY
12/24/2021 LHF28
UNITED STATES LIFE INSURANCE COMPANY IN THE CITY OF NY
01/01/1993 LHF654 03/14/2006
UNITEDHEALTHCARE INSURANCE COMPANY
12/29/2018 LHF700
UNITEDHEALTHCARE OF NEW ENGLAND, INC.
11/01/2021 HMF393375
UNUM LIFE INSURANCE COMPANY OF AMERICA
01/20/1993 LHD145

Authority

Description Issue Date Termination Date Status
HEALTH 10/30/1989 Active
LIFE 10/30/1989 Active
VARIABLE CONTRACTS 10/01/1995 Active
VARIABLE ANNUITY 05/17/1990 09/16/1991 Terminated
VARIABLE LIFE & ANNUITY 09/16/1991 10/01/1995 Terminated
INDEPENDENT PRODUCER 12/04/1997 09/28/2011 Terminated

License/Disciplinary Action

None.

PRODUCER RESIDENT

License Number:
PRR41741
First Licensure:
03/21/1995
Cancel Date:
12/04/1997
Renewal Date:
10/01/1998

Mailing:
PORTLAND, ME 04101
Phone:
+1 (207) 761-2426
Fax:
+1 (207) 761-0976
Email:
mpaules@acadiabenefits.com

History

License Type Start Date End Date
PRODUCER RESIDENT 03/21/1995 12/03/1997

Agency

None.

Employer

None.

Authority

Description Issue Date Termination Date Status
INDEPENDENT PRODUCER 03/21/1995 12/04/1997 Terminated
LIFE AND HEALTH 03/21/1995 12/04/1997 Terminated

License/Disciplinary Action

None.

GENERAL INFORMATION

NAIC Information

National Producer Number (NPN):
2447070

Other Addresses

Address Type
PORTLAND, ME 04101
Office

CE Courses

Date Description Course Number Content Areas
02/25/2025 THE EVOLUTION OF PAID FAMILY AND MEDICAL LEAVE (PFML) (WEBINAR) 29032
1
credits in General Education
Total:
1

An active license/permit may still be subject to limitations and restrictions as a result of disciplinary action imposed. Please contact the specific licensing board about specific disciplinary actions.

Date: 05/14/2025 05:15:35 PM