black and white state seal

DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
BUREAU OF INSURANCE

ANNETTE LOUISE RICHARDS

PRODUCER RESIDENT

License Number:
PRR33676
Status:
Active
First Licensure:
09/28/1991
Cancel Date:
None
Renewal Date:
08/31/2026

Continuing Education:
Required by 08/31/2026
Hours Required:
Ethics:
3
Total Required:
24
Hours Acquired:
Ethics:
0
Total Acquired:
3

Mailing:
PORTLAND, ME 04102
Phone:
+1 (207) 450-7385
Fax:
+1 (207) 780-6377
Email:
licensing@crossagency.com

History
License Type Start Date End Date
PRODUCER RESIDENT 09/28/1991 08/31/2026

Agency
Name Issue Date License Number Expiration Date Cancel Date
CROSS INSURANCE, INC. - MAINE
 02/16/2024 AGR19087
DESMOND & PAYNE INC
 11/10/2017 AGR2206 01/24/2024
THE HOLDEN AGENCY
 07/23/2002 AGR1995 12/27/2018
NOYES & CHAPMAN INC
 04/01/1994 AGR3256 03/16/1998

Employer
Name Issue Date License Number Expiration Date Cancel Date
21ST CENTURY PREMIER INSURANCE COMPANY
 02/05/2009 PCF321 04/26/2010
ACE AMERICAN INSURANCE COMPANY
 07/20/2022 PCF640
ACE FIRE UNDERWRITERS INSURANCE COMPANY
 07/20/2022 PCF43
ACE PROPERTY & CASUALTY INSURANCE COMPANY
 07/20/2022 PCF44
ACUITY A MUTUAL INSURANCE COMPANY
 12/28/2017 PCF155357 12/20/2023
ALLMERICA FINANCIAL ALLIANCE INSURANCE COMPANY
 05/15/2008 PCF75617 10/29/2015
ALLMERICA FINANCIAL BENEFIT INSURANCE COMPANY
 05/15/2008 PCF145893
AMERICAN ECONOMY INSURANCE COMPANY
 09/10/2024 PCF363
AMERICAN MODERN HOME INSURANCE COMPANY
 11/18/2021 PCF808 07/04/2023
AMERICAN RELIABLE INSURANCE COMPANY
 11/05/2010 PCF45416 11/30/2021
AMERICAN STRATEGIC INSURANCE CORP
 09/22/2017 PCF258492
AMH HEALTH PLANS OF MAINE, INC.
 10/27/2024 LHD353013
AMH HEALTH, LLC
 10/27/2024 HMD329485
ANTHEM HEALTH PLANS OF MAINE INC.
 10/27/2024 LHD70566
ANTHEM INSURANCE COMPANIES INC
 10/27/2024 LHF125537
ASSURANCE COMPANY OF AMERICA
 04/04/2001 PCF651 04/30/2007
ATHOME INSURANCE COMPANY
 04/30/2006 PCF503 04/26/2010
THE AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT
 02/07/2007 PCF659
BANKERS STANDARD INSURANCE COMPANY
 07/20/2022 PCF152165
BEAZLEY INSURANCE COMPANY INC.
 05/25/2001 PCF1001 05/24/2005
BEDIVERE INSURANCE COMPANY
 04/11/2006 PCF91 02/26/2009
BRISTOL WEST INSURANCE COMPANY
 08/11/2006 PCF78370
CAMBRIDGE MUTUAL FIRE INSURANCE COMPANY
 02/13/2018 PCF396
CASCO INDEMNITY COMPANY
 03/01/2018 PCF921
THE CHARTER OAK FIRE INSURANCE COMPANY
 03/06/2007 PCF403
CHUBB INDEMNITY INSURANCE COMPANY
 07/20/2022 PCF591
CHUBB NATIONAL INSURANCE COMPANY
 07/20/2022 PCF80404
THE CINCINNATI CASUALTY COMPANY
 04/21/2022 PCF137248
THE CINCINNATI INDEMNITY COMPANY
 04/21/2022 PCF137240
THE CINCINNATI INSURANCE COMPANY
 04/21/2022 PCF989
CITIZENS INSURANCE COMPANY OF AMERICA
 02/27/2001 PCF937
CONCORD GENERAL MUTUAL INSURANCE COMPANY
 12/01/2005 PCF416
COUNTRYWAY INSURANCE COMPANY
 03/06/2018 PCF98
DAIRYLAND INSURANCE COMPANY
 03/13/2001 PCF721 04/12/2018
DAIRYLAND INSURANCE COMPANY
 10/06/2020 PCF721
EMPIRE HEALTHCHOICE HMO, INC.
 10/27/2024 HMF285382
EMPLOYERS FIRE INSURANCE COMPANY
 04/11/2006 PCF41 03/03/2009
EMPLOYERS INSURANCE COMPANY OF WAUSAU
 02/27/2017 PCF434
EXCELSIOR INSURANCE COMPANY
 11/13/2001 PCF46786 04/26/2024
EXECUTIVE RISK INDEMNITY INC.
 07/20/2022 PCF42522
FARMERS CASUALTY INSURANCE COMPANY
 04/07/2021 PCF895
FARMERS INSURANCE EXCHANGE FARMERS GROUP INC
 04/04/2001 IIF106 04/30/2007
FARMERS PROPERTY AND CASUALTY INSURANCE COMPANY
 04/07/2021 PCF714
FARMINGTON CASUALTY COMPANY
 03/06/2007 PCF995 06/09/2015
FEDERAL INSURANCE COMPANY
 07/20/2022 PCF439
FOREMOST INSURANCE COMPANY GRAND RAPIDS, MICHIGAN
 08/08/2007 PCF445 03/06/2009
FOREMOST INSURANCE COMPANY GRAND RAPIDS, MICHIGAN
 07/08/2010 PCF445
GLATFELTER INSURANCE COMPANY
 04/04/2001 PCF752 04/30/2007
GREAT NORTHERN INSURANCE COMPANY
 07/20/2022 PCF455
THE HANOVER INSURANCE COMPANY
 02/27/2001 PCF712
HARTFORD ACCIDENT & INDEMNITY COMPANY
 06/19/2006 PCF462 08/22/2007
HARTFORD CASUALTY INSURANCE COMPANY
 06/19/2006 PCF967 08/22/2007
HARTFORD FIRE INSURANCE COMPANY
 06/19/2006 PCF464 08/22/2007
HARTFORD INSURANCE COMPANY OF THE MIDWEST
 06/19/2006 PCF1021 08/22/2007
HARTFORD UNDERWRITERS INSURANCE COMPANY
 06/19/2006 PCF992 08/22/2007
HUMANA INSURANCE COMPANY
 12/03/2024 LHF980
INDEMNITY INSURANCE COMPANY OF NORTH AMERICA
 07/20/2022 PCF50104
INTEGON NATIONAL INSURANCE COMPANY
 03/06/2018 PCF310
KEMPER INDEPENDENCE INSURANCE COMPANY
 03/06/2018 PCF94586
LAMORAK INSURANCE COMPANY
 04/11/2006 PCF671 03/03/2009
MAINE BONDING AND CASUALTY COMPANY
 04/04/2001 PCD499 04/30/2007
MARTIN'S POINT GENERATIONS ADVANTAGE, INC.
 09/15/2024 HMD261379
MARYLAND CASUALTY COMPANY
 04/04/2001 PCF500 04/30/2007
MASSACHUSETTS BAY INSURANCE COMPANY
 02/27/2001 PCF505
MERRIMACK MUTUAL FIRE INSURANCE COMPANY
 02/13/2018 PCF79
MIC GENERAL INSURANCE CORPORATION
 01/24/2025 PCF66467
MMG INSURANCE COMPANY
 11/30/2017 PCD5
NETHERLANDS INSURANCE COMPANY
 11/13/2001 PCF827 04/26/2024
NEW ENGLAND GUARANTY INSURANCE COMPANY INC
 03/12/2018 PCF87 12/11/2018
NORTH EAST INSURANCE COMPANY
 02/23/2001 PCF536 02/11/2009
NORTHERN INSURANCE COMPANY OF NEW YORK
 04/04/2001 PCF501 04/30/2007
NORTHERN SECURITY INSURANCE COMPANY INC
 04/17/2006 PCF36 11/27/2006
NORTHERN SECURITY INSURANCE COMPANY INC
 11/21/2017 PCF36
OHIO SECURITY INSURANCE COMPANY
 09/05/2014 PCF200581 12/23/2021
OHIO SECURITY INSURANCE COMPANY
 08/05/2024 PCF200581
PACIFIC EMPLOYERS INSURANCE COMPANY
 07/20/2022 PCF546
PACIFIC INDEMNITY COMPANY
 07/20/2022 PCF547
PATRIOT INSURANCE COMPANY
 11/01/2002 PCD208274 02/09/2018
PATRONS OXFORD INSURANCE COMPANY
 09/30/2002 PCD7
PEERLESS INSURANCE COMPANY
 11/13/2001 PCF548
PENNSYLVANIA INSURANCE COMPANY
 04/11/2006 PCF72859 02/26/2009
THE PHOENIX INSURANCE COMPANY
 03/06/2007 PCF557
PRIVILEGE UNDERWRITERS RECIPROCAL EXCHANGE
 05/30/2023 PCF212805
PROGRESSIVE CASUALTY INSURANCE COMPANY
 02/28/2001 PCF637
PROGRESSIVE NORTHERN INSURANCE COMPANY
 02/28/2001 PCF51006
PROGRESSIVE NORTHWESTERN INSURANCE COMPANY
 02/28/2001 PCF27738
SAFECO NATIONAL INSURANCE COMPANY
 02/27/2017 PCF248658
SENTINEL INSURANCE COMPANY LTD
 06/19/2006 PCF84269 08/22/2007
ST. PAUL FIRE AND MARINE INSURANCE COMPANY
 02/11/2014 PCF575 07/01/2014
THE STANDARD FIRE INSURANCE COMPANY
 02/07/2007 PCF584
STILLWATER PROPERTY AND CASUALTY INSURANCE COMPANY
 08/29/2008 PCF988 11/05/2014
TRAVELERS CASUALTY AND SURETY COMPANY
 03/06/2007 PCF348 06/09/2015
TRAVELERS CASUALTY AND SURETY COMPANY OF AMERICA
 03/06/2007 PCF974
TRAVELERS CASUALTY COMPANY OF CONNECTICUT
 02/07/2007 PCF31810 07/01/2014
TRAVELERS CASUALTY INSURANCE COMPANY OF AMERICA
 03/06/2007 PCF935
TRAVELERS COMMERCIAL INSURANCE COMPANY
 12/02/2014 PCF31811
THE TRAVELERS HOME AND MARINE INSURANCE COMPANY
 02/07/2007 PCF56556
THE TRAVELERS INDEMNITY COMPANY OF AMERICA
 02/07/2007 PCF585
THE TRAVELERS INDEMNITY COMPANY OF CONNECTICUT
 02/07/2007 PCF435
THE TRAVELERS INDEMNITY COMPANY
 03/06/2007 PCF602
TRAVELERS PERSONAL INSURANCE COMPANY
 02/22/2019 PCF201268
TRAVELERS PROPERTY CASUALTY COMPANY OF AMERICA
 03/06/2007 PCF711
TRAVELERS PROPERTY CASUALTY INSURANCE COMPANY
 02/07/2007 PCF31808 07/01/2014
TRUCK INSURANCE EXCHANGE TRUCK UNDERWRITERS ASSOCIATION
 06/08/2007 IIF107 03/09/2009
TWIN CITY FIRE INSURANCE COMPANY
 06/19/2006 PCF963 08/22/2007
TWIN CITY FIRE INSURANCE COMPANY
 05/14/2015 PCF963 05/05/2017
UNION MUTUAL FIRE INSURANCE COMPANY
 03/12/2018 PCF95
UNITED FINANCIAL CASUALTY COMPANY
 08/11/2006 PCF61704 03/31/2012
UNITED OHIO INSURANCE COMPANY
 03/01/2018 PCF192494
UNITRIN SAFEGUARD INSURANCE COMPANY
 03/06/2018 PCF167010
UNIVERSAL UNDERWRITERS INSURANCE COMPANY
 03/30/2001 PCF892 09/18/2003
VERMONT MUTUAL INSURANCE COMPANY
 04/17/2006 PCF37 11/27/2006
VERMONT MUTUAL INSURANCE COMPANY
 11/21/2017 PCF37
VIGILANT INSURANCE COMPANY
 07/20/2022 PCF613
WESTCHESTER FIRE INSURANCE COMPANY
 07/20/2022 PCF177973
YORK INSURANCE COMPANY OF MAINE
 12/01/2001 PCF498 03/03/2009

Authority
Description Issue Date Termination Date Status
CASUALTY 09/28/1991 Active
HEALTH 07/27/2024 Active
PROPERTY 09/28/1991 Active

License/Disciplinary Action

None.

GENERAL INFORMATION

NAIC Information

National Producer Number (NPN):
1636688

Other Addresses
Address Type
PORTLAND, ME 04102
 Office

CE Courses
Date Description Course Number Content Areas
09/16/2024 COVERING CONDO UNIT OWNERS 29299
3
credits in General Education
Total:
3

An active license/permit may still be subject to limitations and restrictions as a result of disciplinary action imposed. Please contact the specific licensing board about specific disciplinary actions.

Date: 05/13/2025 12:28:39 PM