black and white state seal

DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
BUREAU OF INSURANCE

EMPLOYEE FAMILY PROTECTION INC

NON-RESIDENT PRODUCER AGENCY

License Number:
AGN21093
Status:
First Licensure:
04/21/1987
Cancel Date:
None
Renewal Date:
04/01/2027

Street Location:
90 KREIGER LN
GLASTONBURY, CT 06033-2327
Mailing:
90 KREIGER LN
GLASTONBURY, CT 06033-2327
Phone:
+1 (860) 451-3757
Fax:
+1 (860) 451-3696
Email:
kzaharuk@efpnow.com

History

License Type Start Date End Date
NON-RESIDENT PRODUCER AGENCY 07/16/1990 04/01/2027

Employer

Name Issue Date License Number Expiration Date Cancel Date
ACE AMERICAN INSURANCE COMPANY
09/29/2024 PCF640
ACE PROPERTY & CASUALTY INSURANCE COMPANY
01/15/2020 PCF44
AMERICAN FAMILY LIFE ASSURANCE COMPANY OF COLUMBUS
07/16/1997 LHF645 04/01/2018
AMERICAN FAMILY LIFE ASSURANCE COMPANY OF COLUMBUS
04/01/2018 LHF306110
AMERICAN GENERAL LIFE INSURANCE COMPANY
11/12/1999 LHF119 07/09/2019
AMERICAN GENERAL LIFE INSURANCE COMPANY OF DELAWARE
05/10/2006 LHF77803 12/31/2012
AMERICAN HERITAGE LIFE INSURANCE COMPANY
01/04/2007 LHF594 06/07/2013
AMERICAN HERITAGE LIFE INSURANCE COMPANY
05/11/2016 LHF594 07/30/2018
AMERITAS LIFE INSURANCE CORP
03/01/2007 LHF944 07/10/2017
BOSTON MUTUAL LIFE INSURANCE COMPANY
03/03/1999 LHF135
COLONIAL LIFE & ACCIDENT INSURANCE COMPANY
10/27/2008 LHF100
COMBINED INSURANCE COMPANY OF AMERICA
01/17/2019 LHF144
GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
02/01/2021 LHF644 06/21/2023
HARTFORD LIFE & ACCIDENT INSURANCE COMPANY
09/11/2018 LHF193
METROPOLITAN LIFE INSURANCE COMPANY
07/30/2015 LHF380
NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH PA
12/20/2004 PCF527 05/03/2006
OXFORD LIFE INSURANCE COMPANY
09/01/2000 LHF53253 01/30/2009
PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY
05/01/1997 LHF250
SECURITY MUTUAL LIFE INSURANCE COMPANY OF NEW YORK
12/15/1987 LHF262
STARMOUNT LIFE INSURANCE COMPANY
02/28/2023 LHD131525
TEXAS LIFE INSURANCE COMPANY
08/11/2015 LHF65258 12/12/2019
TRANSAMERICA LIFE INSURANCE COMPANY
10/06/1999 LHF726 03/24/2005
TRANSAMERICA LIFE INSURANCE COMPANY
02/17/2010 LHF726
TRUSTMARK INSURANCE COMPANY
07/08/2004 LHF132
UNITED STATES LIFE INSURANCE COMPANY IN THE CITY OF NY
11/12/1999 LHF654 05/10/2006
UNUM INSURANCE COMPANY
02/28/2023 LHD241
UNUM LIFE INSURANCE COMPANY OF AMERICA
12/10/2002 LHD145

Affiliated Agent

Name Issue Date License Number Expiration Date Cancel Date
KEVIN W. CARDEN
07/12/2004 PRN105074
JOHN EDWARD GRAY
07/16/1990 PRN17690
MICHAEL F. JENKS
07/16/1990 PRN23495
CHARLES J. STEPNOWSKI
04/21/1987 PRN19026
MICHAEL C. STEPNOWSKI
07/01/2004 PRN104967
RYAN W. TAVENOR
06/30/2004 PRN104913
ROSE J. TOMAINO
06/30/2004 PRN16757
DOUGLASS LLOYD TRACY
06/30/2004 PRN19175

Branch Office

None.

Supervised Entity

None.

Responsible Individual

Name License Number
MICHAEL C. STEPNOWSKI PRN104967

License/Disciplinary Action

None.

GENERAL INFORMATION

NAIC Information

National Producer Number (NPN):
953623

Other Phone Numbers

Phone Number Type
+1 (860) 659-1323 Office

An active license/permit may still be subject to limitations and restrictions as a result of disciplinary action imposed. Please contact the specific licensing board about specific disciplinary actions.

Date: 05/25/2025 07:50:02 AM