Search → AMERICAN HERITAGE LIFE INSURANCE COMPANY

DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
BUREAU OF INSURANCE
AMERICAN HERITAGE LIFE INSURANCE COMPANY
INSURANCE COMPANY
License Number:
LHF594
Status:
First Licensure:
02/07/1964
Cancel Date:
None
Renewal Date:
08/10/2026
NAIC Code:
Mailing:
COMPLIANCE DEPT
1776 AMERICAN HERITAGE LIFE DR
JACKSONVILLE, FL 32224-6687
1776 AMERICAN HERITAGE LIFE DR
JACKSONVILLE, FL 32224-6687
Phone:
+1 (904) 992-1776
Fax:
+1 (800) 521-3535
| License Type | Start Date | End Date |
|---|---|---|
| INSURANCE COMPANY | 03/01/1990 | 08/10/2026 |
| Name | Issue Date | License Number | Expiration Date | Cancel Date |
|---|---|---|---|---|
| ACADIA BENEFITS INC |
06/09/2012 | AGR36487 | ||
| ACRISURE LLC |
03/17/2020 | AGN160630 | ||
| ADVANCED BENEFITS COMMUNICATION LLC |
01/22/2021 | AGN223270 | ||
| FRANK DANIEL AIELLO JR |
09/29/2021 | PRN312600 | ||
| RICHARD AKEL |
11/05/2020 | PRN302703 | ||
| ALBRECHT COMPANIES INC, THE |
11/08/2024 | AGN420782 | ||
| ALL POINTS INSURANCE LLC |
01/26/2016 | AGR104455 | ||
| ALL PRO BENEFITS LLC |
09/15/2021 | AGN369162 | ||
| ALLEN AGENCY |
11/13/2018 | AGR29497 | ||
| JOEL CHRISTOPHER ALLUMBAUGH |
08/13/2015 | PRR59774 | ||
| JESSE AMERO |
04/08/2025 | PRN501097 | ||
| AON CONSULTING, INC. |
07/01/2020 | AGN63149 | ||
| MATTHEW K. ARBO |
05/01/2013 | PRR89185 | ||
| MARTIN L. BAILEY |
01/14/2022 | PRN408162 | ||
| JERRY L. BAKER |
02/11/2021 | PRN296558 | ||
| STEVEN J. BALTAS |
09/06/2019 | PRN271666 | ||
| NICHOLAS DAVID BARATTINI |
12/31/2024 | PRN409876 | ||
| ALEXANDRA B. BEAULIEU |
12/17/2013 | PRR26870 | ||
| ALEXA BEBOUT |
04/04/2021 | PRN339844 | ||
| LYNN KAROL BELECKI |
09/10/2020 | PRN213381 | ||
| JANE REBECCA BELL |
02/14/2024 | PRR97913 | ||
| MARC BIRBIGLIA |
01/20/2024 | PRN474527 | ||
| ROBERT PATRICK BIRDWELL |
09/26/2024 | PRN407833 | ||
| ANTHONY D. BISCOTTI |
07/17/2024 | PRN488787 | ||
| AKIO L. BLEY |
01/22/2021 | PRN236660 | ||
| BLTC FUNDING LLC |
08/08/2025 | AGN271581 | ||
| BOCHTLER INSURANCE INC |
06/11/2014 | AGR229347 | ||
| DAVID WELCH BOCHTLER |
05/21/2014 | PRR22181 | ||
| BARBARA MARIE BONAPARTE |
03/11/2019 | PRN327006 | ||
| THOMAS P. BOTTS |
02/07/2023 | PRN266839 | ||
| MATTHEW BOWERS |
04/04/2021 | PRN340526 | ||
| CHRISTOPHER S. BRADY |
01/04/2016 | PRN93436 | ||
| BROADVIEW INSURANCE AGENCY, LLC |
10/15/2015 | AGN166979 | ||
| BROWN & BROWN INSURANCE SERVICES, INC. |
09/27/2024 | AGN36572 | ||
| ADAM D. BRUCKMAN |
04/10/2022 | PRN88059 | ||
| ALEXANDER CABRERA |
09/15/2017 | PRN291845 | ||
| SIMON CAMAJ |
06/27/2022 | PRN169826 | ||
| WILLIAM F. CAMPBELL |
03/06/2016 | PRR156121 | ||
| DANIEL BRYANT CARLISLE |
09/24/2013 | PRN221147 | ||
| MARIBEL CARRERA |
08/18/2020 | PRN358192 | ||
| ENRIQUE CARRILLO |
10/05/2014 | PRN215728 | ||
| DAVID K. CHAFFEE |
12/21/2015 | PRR125152 | ||
| THE CHENEY INSURANCE AGENCY |
07/21/2017 | AGR5152 | ||
| JAMES W. CHRISTENSON |
09/17/2014 | PRN234578 | ||
| JOHN CICCHELLI |
01/09/2018 | PRN250619 | ||
| DOUGLAS W. CLARK |
04/04/2012 | PRN19332 | ||
| WILLIAM PAUL CLIFFORD |
04/13/2010 | PRR116821 | ||
| MICHAEL HENRY CLOUTIER |
06/24/2019 | PRN333354 | ||
| ALEXANDER CONNOLLY |
07/23/2024 | PRR476430 | ||
| GORDON EDWARD CONWELL |
11/07/2024 | PRN430412 | ||
| DANIEL DAVID COTE |
05/25/2017 | PRR22763 | ||
| CROSS BENEFIT SOLUTIONS |
01/27/2014 | AGR47532 | ||
| CROSS INSURANCE, INC. - CONNECTICUT |
01/29/2022 | AGR323202 | ||
| CROSS INSURANCE, INC. - MAINE |
02/18/2018 | AGR19087 | ||
| JONATHAN MICHAEL CROSS |
10/11/2016 | PRR61663 | ||
| DIANA CRUZ-ADAMS |
04/12/2023 | PRN397196 | ||
| CURA ENTERPRISES, INC. |
04/13/2023 | AGN397402 | ||
| MEGAN LEE DANTE |
03/23/2021 | PRN168117 | ||
| MAGDA DARLING |
08/14/2017 | PRR277785 | ||
| JAMES D. DAVIDSON |
11/19/2007 | PRN54034 | ||
| DAVID PAUL DEROSA |
05/25/2016 | PRN88865 | ||
| PETER KEVIN DESCHAMP |
05/28/2010 | PRR42035 | ||
| DIGITAL INSURANCE LLC |
01/04/2016 | AGN76969 | ||
| IGOR DIMITRIENKO |
04/04/2021 | PRN354248 | ||
| FRANK P. DOHERTY |
06/26/2019 | PRN331395 | ||
| JOHN DOTEN |
10/16/2019 | PRN341159 | ||
| SHAWN D. DRAKE |
10/20/2014 | PRN199109 | ||
| JOHN MONROE DRYE |
08/07/2020 | PRN353695 | ||
| NADINE DUNAGAN |
04/01/2021 | PRN297206 | ||
| ABRAM WILBUR DURYEE III |
09/03/2024 | PRR112895 | ||
| E A SCRIBNER INSURANCE AGENCY INC |
10/08/2015 | AGR16434 | ||
| CHALESE MAE EASTMAN |
02/27/2020 | PRN348864 | ||
| JOE M. EICHMAN |
02/15/2022 | PRN240414 | ||
| EOI ENROLLMENT SERVICES LLC |
08/01/2025 | AGN486311 | ||
| BRIDGET ESTABROOK |
06/27/2023 | PRR394391 | ||
| ROBERT HATHAWAY FARNHAM |
04/24/2018 | PRR51753 | ||
| SHAWN FERGUSON |
12/31/2020 | PRN341413 | ||
| JOHN FERRAZ |
07/17/2024 | PRN486207 | ||
| FIDEL FERRER FERMIN |
12/19/2012 | PRN211836 | ||
| NANCY FESSLER |
04/04/2021 | PRN340533 | ||
| FICKER INSURANCE GROUP, LLC |
01/12/2022 | AGR406083 | ||
| ROBERT TATE FICKER |
12/14/2021 | PRR398790 | ||
| DANIEL ENRIQUE FIGUEROA |
06/01/2015 | PRN241588 | ||
| ALAN ROGER FIRPO |
05/07/2020 | PRN191063 | ||
| JEFFREY D. FISHER |
06/02/2022 | PRN354877 | ||
| JOHN FITZGERALD |
12/13/2024 | PRN503531 | ||
| MICHAEL JAMES FITZPATRICK |
01/25/2016 | PRR38480 | ||
| WILLIAM NICHOLAS FLAGG |
10/25/2021 | PRR269105 | ||
| MICHAEL ALAN FOSTER |
12/31/2024 | PRN56504 | ||
| JAMES A. FRANZONI |
03/27/2023 | PRN82549 | ||
| CHRISTOPHER J. GADDIS |
11/26/2024 | PRN445649 | ||
| DAKOTA EDWARD GAGNE |
04/04/2023 | PRR241969 | ||
| GENE PLEASANTS AGENCY INC |
11/26/2024 | AGN55886 | ||
| JOSE LUIS GOMEZ |
04/24/2024 | PRN482298 | ||
| PHILLIP GOODRUM |
03/15/2022 | PRN252082 | ||
| RODNEY WILSON GOSS |
08/03/2007 | PRN141965 | ||
| JEFF V. GRABIAK |
10/12/2020 | PRN83818 | ||
| ELIZABETH A. GRELLNER |
08/05/2017 | PRN222627 | ||
| MICHAEL S. GRIFFIN |
01/19/2024 | PRN168681 | ||
| KENNETH GRONINGA |
04/04/2021 | PRN337639 | ||
| GROUP BENEFITS LTD |
10/09/2023 | AGN360809 | ||
| JILLIAN E. GUIDO |
11/10/2021 | PRN403054 | ||
| MARCO ANTONIO GUZMAN |
04/24/2024 | PRN386755 | ||
| BRADLEY ALLEN HAKE |
05/12/2011 | PRN156542 | ||
| MICHAEL TODD HALL |
07/03/2025 | PRN519916 | ||
| BROOKLYNN HAMM |
04/04/2021 | PRN351505 | ||
| DOUGLAS MICHAEL HARTWICK |
02/13/2019 | PRN89723 | ||
| HAYS COMPANIES INC |
09/23/2020 | AGN320627 | ||
| JAMES CHARLES HAYS |
09/23/2020 | PRN155364 | ||
| HEALEY & ASSOCIATES INC |
05/02/2013 | AGR16403 | ||
| HEALTHCARE SOLUTIONS TEAM LLC |
02/15/2022 | AGN156151 | ||
| JILL HENNING |
03/02/2022 | PRN411896 | ||
| KATHERINE A. HENRY |
04/15/2022 | PRN405314 | ||
| BRIAN HEWITT |
10/16/2023 | PRN360236 | ||
| DENNIS HEYWOOD HILTON |
07/21/2017 | PRR20263 | ||
| KATHRYN E. HINZ |
05/09/2023 | PRN357457 | ||
| DAHIANA HOFFER |
08/11/2020 | PRN340726 | ||
| RONNIE DEE HOHENBERGER |
05/31/2019 | PRN237928 | ||
| JAMES T. HORAN JR |
01/14/2016 | PRN133636 | ||
| HUB INTERNATIONAL GREAT PLAINS, LLC |
12/23/2015 | AGN85046 | ||
| HUB INTERNATIONAL INSURANCE SERVICES INC |
10/25/2018 | AGN115244 | ||
| HUB INTERNATIONAL NORTHEAST LIMITED |
04/29/2014 | AGN44687 | ||
| MICHAEL H. HUTCHERSON |
10/20/2008 | PRN57149 | ||
| JENNIFER STEVENS AGENCY LLC |
11/05/2015 | AGN256785 | ||
| JOE MILLER ASSOCIATES LLC |
12/15/2015 | AGR164659 | ||
| JENNIFER JORDAN |
08/10/2020 | PRN298428 | ||
| JOHANNAH B. JOY |
05/03/2024 | PRN482425 | ||
| DANIEL JUDGE |
02/17/2012 | PRN197074 | ||
| MICHAEL P. JUNGA |
10/03/2019 | PRN333986 | ||
| VIOLET EMILY KANOFF |
05/12/2011 | PRN141983 | ||
| DOUGLAS GEORGE KEELER |
02/11/2016 | PRN264123 | ||
| PHILIP R. KELAHAN |
09/20/2021 | PRN295852 | ||
| TERESA KELLY |
04/03/2021 | PRN338130 | ||
| GLEN EUGENE KENNEDY |
03/16/2022 | PRR171700 | ||
| JAMES TIMOTHY KINNEY |
06/23/2015 | PRN107445 | ||
| RONALD MANLEY KLEIMAN |
09/08/2003 | PRN46594 | ||
| SUSAN KLINEFELTER |
06/12/2019 | PRN167461 | ||
| RONALD ARLEN KOFSTAD JR |
11/23/2015 | PRR20766 | ||
| COURTNEY LYNNE KOLENDA |
12/30/2020 | PRN323398 | ||
| JAMIE KONO |
04/03/2021 | PRN354056 | ||
| DOUGLAS ALAN KRESZL |
07/03/2025 | PRN505837 | ||
| HOWARD B. LABOW |
04/05/1995 | PRN37149 | ||
| MAIA LABOW |
02/11/2011 | PRN182440 | ||
| KAYAH LEBLANC-GRANT |
08/24/2020 | PRN114475 | ||
| RICHARD SCOTT LEE |
12/31/2024 | PRN68118 | ||
| HOLLY LYNN LEMAR |
07/24/2017 | PRR46362 | ||
| JOSEPH CHRISTOPHER LENNERT |
03/17/2023 | PRN440061 | ||
| APRIL LEWIS |
02/27/2017 | PRN282474 | ||
| DIANA N. LEWIS |
07/24/2012 | PRN86157 | ||
| ERIK LIDUMS |
12/02/2024 | PRN499952 | ||
| LORI LYNN LOCKHART |
11/09/2024 | PRN420444 | ||
| LOCKTON COMPANIES LLC |
05/18/2007 | AGN123337 | ||
| JESSICA ROSE LOPEZ |
11/07/2024 | PRN251844 | ||
| GERI MACPHEE |
10/16/2019 | PRN341164 | ||
| MAINE BENEFITS GROUP, INC. |
12/04/2015 | AGR216537 | ||
| MAKMANN INSURANCE AGENCY LLC |
02/21/2024 | AGN393049 | ||
| KATHRYN MAKMANN |
02/21/2024 | PRN392827 | ||
| MANAGEMENT COMPENSATION GROUP SOUTHEAST LLC |
01/19/2024 | AGN154515 | ||
| DOUGLAS R. MANTZ |
05/20/2022 | PRN70131 | ||
| JEFFREY ANTHONY MANZI |
08/02/2012 | PRN47178 | ||
| MARSH & MCLENNAN AGENCY LLC |
01/13/2018 | AGN171044 | ||
| JASON PAUL MCDOWELL |
09/17/2019 | PRN247461 | ||
| SCOTT NORWOOD MCKEE |
03/30/2022 | PRR84776 | ||
| RICHARD BRIAN MCKENNA |
05/24/2016 | PRN204064 | ||
| AARON P. MCMORROW |
08/25/2013 | PRR88007 | ||
| MERCER HEALTH & BENEFITS ADMINISTRATION LLC |
11/02/2015 | AGN189659 | ||
| MERCER HEALTH & BENEFITS LLC |
04/21/2008 | AGN113379 | ||
| MID ATLANTIC BENEFITS GROUP LLC |
10/09/2024 | AGN497517 | ||
| JOSEPH THOMAS MILLER |
12/15/2015 | PRR35082 | ||
| KRISTEN GERLACH MILLER |
03/04/2021 | PRN297084 | ||
| JORDAN MOREY |
01/02/2018 | PRN295798 | ||
| DENNIS M. MUNROE |
02/09/2016 | PRN44890 | ||
| NATIONAL ENROLLMENT SERVICES |
04/01/1996 | AGN43288 | ||
| NATIONAL WORKSITE BENEFIT GROUP |
01/02/2018 | AGR110722 | ||
| ROSE NELSON |
08/09/2020 | PRN358342 | ||
| PEARLIE M. NEWBILL |
11/18/2014 | PRN158765 | ||
| NFP CORPORATE SERVICES (NY) LLC |
05/22/2018 | AGN126219 | ||
| JEREMY LEONARD NOBLE |
11/12/2014 | PRN131055 | ||
| DANIEL JAMES O'HALLORAN |
11/09/2014 | PRR21022 | ||
| DANIEL ODONNELL |
02/28/2019 | PRN148957 | ||
| WENDELL LAMONTE ODUM |
12/02/2024 | PRN499953 | ||
| MARILYN OLIN |
12/31/2024 | PRN444200 | ||
| OPTAVISE LLC |
12/31/2024 | AGN167845 | ||
| AMANDA OSBORNE |
12/12/2024 | PRN497579 | ||
| JEFFREY K. OWENS |
12/31/2014 | PRN236469 | ||
| ROBERT PACEK |
11/18/2014 | PRN155632 | ||
| ROBERT KENNETH PADGETT |
04/13/2021 | PRN168057 | ||
| LOUIS J. PANTALONE |
03/06/2008 | PRN74289 | ||
| PAQUIN & CARROLL LLC |
02/04/2015 | AGR245816 | ||
| MICHAEL PARKER |
05/15/2014 | PRN231679 | ||
| JAMES D. PAROLIN |
07/21/2022 | PRR424354 | ||
| BRIAN WILLIAM PATTEN |
08/01/2017 | PRN51812 | ||
| MICHAEL DAVID PAULZAK |
08/24/2023 | PRN150345 | ||
| PAYCHEX INSURANCE AGENCY INC |
09/10/2020 | AGN56888 | ||
| HEATHER LYNN PAYEUR |
10/24/2018 | PRN118875 | ||
| JAMES FRANKLIN PENNY III |
05/12/2011 | PRN47698 | ||
| HOLLY LYNN PEPPLER |
03/14/2022 | PRN372215 | ||
| JAMES MICHAEL PIERCE |
10/30/2018 | PRR54486 | ||
| ROSEANN PLOWDEN |
10/20/2014 | PRN198414 | ||
| JOHN POGUE |
02/21/2022 | PRN143395 | ||
| SHEENA M. PORTAS |
01/04/2024 | PRR468255 | ||
| POWER & WALSH INSURANCE ADVISORS |
04/09/2024 | AGN387176 | ||
| BRIAN FARLEY POWER |
04/07/2024 | PRR262782 | ||
| STEVEN JOHN PRENDERGAST |
11/11/2021 | PRN165925 | ||
| ROBERT ALLYN PREVITE |
11/04/2020 | PRN98963 | ||
| JASON JON PROEFROCK |
02/28/2019 | PRN326783 | ||
| PROFESSIONAL GROUP PLANS INC |
10/31/2022 | AGN119123 | ||
| BREANNA PROUDFIT |
04/04/2021 | PRN336996 | ||
| KHARIS QUAINTANCE |
03/03/2017 | PRN181477 | ||
| RICH TAYLOR REDA |
06/21/2012 | PRN84535 | ||
| SCOTT WILLIAM REYNOLDS |
05/23/2012 | PRN95518 | ||
| MARK BRYAN ROBBINS |
04/07/2021 | PRN91018 | ||
| MEGANN ELEANOR ROBINSON |
06/13/2025 | PRN518066 | ||
| DONOVAN JOSEPH RYCKIS |
10/05/2021 | PRN316412 | ||
| LISA ANN RYDZIK |
12/31/2024 | PRN494256 | ||
| KENNETH SCOTT SALYER |
09/18/2024 | PRN453092 | ||
| CARLO P. SAMAYOA |
08/18/2020 | PRN96030 | ||
| HAMMOND PRIDE SCANLAN |
09/26/2013 | PRN96360 | ||
| KEITH HOBERT SCOTT |
06/07/2019 | PRN221231 | ||
| SHARON S THORNE |
09/12/2018 | AGN312004 | ||
| PAUL M. SHERMAN |
02/22/2021 | PRR59156 | ||
| HARRIS J. SILVERMAN |
03/04/2021 | PRN209471 | ||
| JOSHUA RANDALL SILVERMAN |
02/25/2021 | PRN153108 | ||
| BENN JACOB SMITH |
05/12/2011 | PRN141905 | ||
| CHRISTOPHER JAMES SMITH |
04/24/2024 | PRN481670 | ||
| LORNIE E. SMITH |
07/28/2017 | PRR166356 | ||
| MARYL L. SMITH |
10/17/2007 | PRN145986 | ||
| JANELLE SPARKS |
04/05/2021 | PRN338190 | ||
| STEPHEN WILDE INSURANCE INC. |
05/22/2012 | AGR197950 | ||
| JENNIFER L. STEVENS |
10/31/2013 | PRN219925 | ||
| LEE STOKES |
09/05/2023 | PRN363621 | ||
| STONE HILL & ASSOCIATES INC |
07/26/2024 | AGN58884 | ||
| HARRY A. STONE JR |
07/26/2024 | PRN58259 | ||
| STRATEGIC BENEFIT PARTNERS LLC |
03/14/2022 | AGN405697 | ||
| JOSEPH SUOZZO JR |
10/13/2021 | PRN122019 | ||
| MATTHEW S. TASSEY |
10/07/2015 | PRR6947 | ||
| SHANNON THOMAS TAYLOR |
02/21/2020 | PRN311639 | ||
| LINDA SUE TEETS |
06/12/2025 | PRN61077 | ||
| CODY THARP |
04/05/2021 | PRN337371 | ||
| THOMPSON INSURANCE AGENCY INC |
07/11/2023 | AGN440491 | ||
| CRYSTAL-LEE THOMPSON |
07/11/2023 | PRN440146 | ||
| SHARON SAAD THORNE |
04/14/2009 | PRN165380 | ||
| DAVID LAWRENCE TOPPER JR |
08/10/2007 | PRN81076 | ||
| JENNIFER ELIZABETH TRUESDALE |
07/25/2024 | PRN211260 | ||
| GLENN H. TULLOCH |
12/30/2019 | PRR52261 | ||
| MICHAEL ALLEN UFFINGER |
12/31/2024 | PRN267555 | ||
| UNICO GROUP INC |
09/27/2018 | AGN84103 | ||
| UNITED BENEFITS LLC |
03/21/2022 | AGN216303 | ||
| USI INS SERVICES LLC |
10/24/2012 | AGN147905 | ||
| VARNEY & COMPANY BENEFITS ADVISORS LLC |
07/18/2018 | AGR308564 | ||
| VARNEY AGENCY INC |
10/01/2000 | AGR12271 | ||
| CHARISSE MCCUMBER VAUGHN |
05/05/2020 | PRN347688 | ||
| MICHAEL C. WALKER |
09/25/2024 | PRN116180 | ||
| JAMES WILLIAM WARD |
04/15/2011 | PRN50739 | ||
| REGINA WARD |
08/11/2020 | PRN357175 | ||
| MATT A. WHITTEN |
03/21/2022 | PRN215938 | ||
| ROBERT HUNTER WHITTINGTON |
04/18/2017 | PRN68059 | ||
| STEPHEN LEONARD WILDE |
12/28/2011 | PRR195939 | ||
| WILLIAM FLAGG AGENCY, LLC |
05/29/2022 | AGR412446 | ||
| DARNEL L. WILLIAMS |
08/25/2022 | PRN291769 | ||
| WILLIS TOWERS WATSON MIDWEST INC |
01/01/2020 | AGN36667 | ||
| WILLIS TOWERS WATSON US LLC |
08/05/2017 | AGN130560 | ||
| WORLD INSURANCE ASSOCIATION INC |
08/07/2020 | AGN104358 |
| Description | Issue Date | Termination Date | Status |
|---|---|---|---|
| LIFE | 03/01/1996 | Active | |
| HEALTH | 03/01/1996 | Active | |
| HEALTH | 01/01/1901 | 07/01/1995 | Terminated |
| LIFE AND HEALTH | 01/01/1901 | 03/01/1996 | Terminated |
| LIFE | 01/01/1901 | 07/01/1995 | Terminated |
| Type | Contact |
|---|---|
| PRODUCER LICENSING CONTACT | PATTI CLOUD PATTI CLOUD 1776 AMERICAN HERITAGE LIFE DR JACKSONVILLE, FL 32224-6687 Phone: +1 (904) 992-3405 Fax: +1 (866) 427-3415 Email: pcloud@allstate.com |
| SERVICE OF PROCESS | CT CORPORATION SYSTEM 3 CHASE AVE AUGUSTA, ME 04330-4525 Phone: +1 (855) 316-8944 Email: info@ctadvantage.com |
License/Disciplinary Action
None.
GENERAL INFORMATION
NAIC Information
National Producer Number (NPN)
An active license/permit may still be subject to limitations and restrictions as a result of disciplinary action imposed. Please contact the specific licensing board about specific disciplinary actions.
Date: 10/24/2025 11:30:50 PM