black and white state seal

DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
BUREAU OF INSURANCE

KELLY STEPHEN HIGGINS

PRODUCER RESIDENT

License Number:
PRR126054
Status:
Active
First Licensure:
04/11/2006
Cancel Date:
None
Renewal Date:
04/30/2027

Continuing Education:
Required by 04/30/2027
Hours Required:
Ethics:
3
Total Required:
24
Hours Acquired:
Ethics:
0
Total Acquired:
0

Mailing:
BERWICK, ME 03901
Phone:
+1 (800) 595-2565
Email:
kelly@spenceandmathews.com

History
License Type Start Date End Date
PRODUCER RESIDENT 04/11/2006 04/30/2027

Agency
Name Issue Date License Number Expiration Date Cancel Date
NORTHEAST BANK INSURANCE GROUP INC
 06/20/2008 AGR50890 09/02/2011
SPENCE & MATHEWS INSURANCE AGENCY
 04/11/2006 AGR4116 12/19/2007
WCBL CORP
 09/02/2011 AGR193711

Employer
Name Issue Date License Number Expiration Date Cancel Date
ACADIA INSURANCE COMPANY
 12/29/2009 PCF35064 10/06/2014
ALLIED EASTERN INDEMNITY COMPANY
 01/19/2018 PCF242683
ALLMERICA FINANCIAL ALLIANCE INSURANCE COMPANY
 05/15/2008 PCF75617 10/28/2015
ALLMERICA FINANCIAL BENEFIT INSURANCE COMPANY
 05/15/2008 PCF145893
ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY
 02/12/2008 PCF864
ALLSTATE INDEMNITY COMPANY
 09/14/2007 PCF522
ALLSTATE INSURANCE COMPANY
 09/14/2007 PCF354
ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY
 09/14/2007 PCF84066
AMERICAN ECONOMY INSURANCE COMPANY
 10/07/2014 PCF363 03/12/2021
AMERICAN ECONOMY INSURANCE COMPANY
 07/01/2021 PCF363 10/10/2024
AMERICAN FIRE AND CASUALTY COMPANY
 10/07/2014 PCF200822
AMERICAN STATES INSURANCE COMPANY
 10/07/2014 PCF377 03/12/2021
ANSUR AMERICA INSURANCE COMPANY
 03/05/2024 PCF95773
THE AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT
 03/05/2008 PCF659
BRISTOL WEST INSURANCE COMPANY
 12/31/2009 PCF78370
THE CHARTER OAK FIRE INSURANCE COMPANY
 03/05/2008 PCF403 07/08/2020
CITIZENS INSURANCE COMPANY OF AMERICA
 09/18/2007 PCF937
CONCORD GENERAL MUTUAL INSURANCE COMPANY
 04/28/2010 PCF416
CONTINENTAL WESTERN INSURANCE COMPANY
 12/29/2009 PCF673 10/06/2014
COUNTRYWAY INSURANCE COMPANY
 07/15/2008 PCF98 10/02/2014
DAIRYLAND INSURANCE COMPANY
 03/03/2008 PCF721
EASTERN ADVANTAGE ASSURANCE COMPANY
 01/19/2018 PCF242684
EASTERN ALLIANCE INSURANCE COMPANY
 01/19/2018 PCF242682
EMPLOYERS INSURANCE COMPANY OF WAUSAU
 05/13/2016 PCF434
EXCELSIOR INSURANCE COMPANY
 11/06/2006 PCF46786 04/26/2024
FARMERS CASUALTY INSURANCE COMPANY
 03/05/2021 PCF895
FARMERS PROPERTY AND CASUALTY INSURANCE COMPANY
 01/05/2021 PCF714
FARMINGTON CASUALTY COMPANY
 03/05/2008 PCF995 12/05/2009
FARMINGTON CASUALTY COMPANY
 07/14/2023 PCF995
FIDELITY AND GUARANTY INSURANCE COMPANY
 08/09/2022 PCF832
FIREMEN'S INSURANCE COMPANY OF WASHINGTON DC
 12/29/2009 PCF35141 10/06/2014
FOREMOST INSURANCE COMPANY GRAND RAPIDS, MICHIGAN
 02/12/2007 PCF445
FRANKENMUTH INSURANCE COMPANY
 12/15/2008 PCF83684
GENERAL INSURANCE COMPANY OF AMERICA
 10/07/2014 PCF447 03/12/2021
GENERAL INSURANCE COMPANY OF AMERICA
 08/13/2021 PCF447 10/10/2024
GENERAL INSURANCE COMPANY OF AMERICA
 12/11/2024 PCF447
GREAT DIVIDE INSURANCE COMPANY
 08/04/2010 PCF36251 07/19/2023
GREAT FALLS INSURANCE COMPANY
 09/10/2012 PCD185974 02/10/2022
GREEN MOUNTAIN INSURANCE COMPANY INC
 04/28/2010 PCF73
THE HANOVER INSURANCE COMPANY
 09/18/2007 PCF712
INTEGON NATIONAL INSURANCE COMPANY
 06/24/2015 PCF310
MAIN STREET AMERICA ASSURANCE COMPANY
 06/29/2007 PCF997
MAIN STREET AMERICA PROTECTION INSURANCE COMPANY
 04/20/2016 PCF235440
MAINE EMPLOYERS MUTUAL INSURANCE COMPANY
 05/23/2017 PCD35999
MASSACHUSETTS BAY INSURANCE COMPANY
 09/18/2007 PCF505
MEMIC INDEMNITY COMPANY
 05/23/2017 PCF153927
MIDDLESEX MUTUAL ASSURANCE COMPANY
 08/15/2009 PCF844 12/15/2015
MIDVALE INDEMNITY COMPANY
 09/15/2020 PCF79410
MMG INSURANCE COMPANY
 11/06/2009 PCD5
NETHERLANDS INSURANCE COMPANY
 11/06/2006 PCF827 04/26/2024
NEW ENGLAND GUARANTY INSURANCE COMPANY INC
 03/18/2014 PCF87 12/13/2018
NGM INSURANCE COMPANY
 06/29/2007 PCF86
NORTHERN SECURITY INSURANCE COMPANY INC
 03/27/2007 PCF36
OHIO CASUALTY INSURANCE COMPANY
 10/07/2014 PCF73059
OHIO SECURITY INSURANCE COMPANY
 09/05/2014 PCF200581
PATRIOT INSURANCE COMPANY
 07/05/2007 PCD208274
PATRONS OXFORD INSURANCE COMPANY
 05/16/2011 PCD7 01/04/2012
PEERLESS INDEMNITY INSURANCE COMPANY
 11/06/2006 PCF97399 12/23/2021
PEERLESS INSURANCE COMPANY
 11/06/2006 PCF548
THE PHOENIX INSURANCE COMPANY
 03/05/2008 PCF557
PROGRESSIVE NORTHERN INSURANCE COMPANY
 12/05/2006 PCF51006
PROGRESSIVE NORTHWESTERN INSURANCE COMPANY
 12/05/2006 PCF27738
SAFECO NATIONAL INSURANCE COMPANY
 05/13/2016 PCF248658
ST. PAUL FIRE AND MARINE INSURANCE COMPANY
 03/05/2008 PCF575 05/29/2012
ST. PAUL FIRE AND MARINE INSURANCE COMPANY
 12/10/2021 PCF575
ST. PAUL GUARDIAN INSURANCE COMPANY
 03/05/2008 PCF701 12/05/2009
ST. PAUL GUARDIAN INSURANCE COMPANY
 12/21/2009 PCF701 05/29/2012
ST. PAUL MERCURY INSURANCE COMPANY
 03/05/2008 PCF576 05/29/2012
THE STANDARD FIRE INSURANCE COMPANY
 03/05/2008 PCF584
STATE MUTUAL INSURANCE COMPANY
 04/28/2010 PCD102
TRAVELERS CASUALTY AND SURETY COMPANY
 03/05/2008 PCF348 12/05/2009
TRAVELERS CASUALTY AND SURETY COMPANY OF AMERICA
 03/05/2008 PCF974 07/01/2014
TRAVELERS CASUALTY COMPANY OF CONNECTICUT
 03/05/2008 PCF31810 12/05/2009
TRAVELERS CASUALTY INSURANCE COMPANY OF AMERICA
 03/05/2008 PCF935 07/08/2020
TRAVELERS CASUALTY INSURANCE COMPANY OF AMERICA
 03/16/2021 PCF935
TRAVELERS COMMERCIAL CASUALTY COMPANY
 03/05/2008 PCF83507 12/05/2009
THE TRAVELERS HOME AND MARINE INSURANCE COMPANY
 03/05/2008 PCF56556
THE TRAVELERS INDEMNITY COMPANY OF AMERICA
 03/05/2008 PCF585 06/09/2015
THE TRAVELERS INDEMNITY COMPANY OF CONNECTICUT
 03/05/2008 PCF435 07/11/2017
THE TRAVELERS INDEMNITY COMPANY
 03/05/2008 PCF602 07/01/2014
TRAVELERS PERSONAL INSURANCE COMPANY
 09/01/2020 PCF201268
TRAVELERS PROPERTY CASUALTY COMPANY OF AMERICA
 03/05/2008 PCF711
TRI STATE INSURANCE COMPANY OF MINNESOTA
 03/26/2014 PCF146321 10/06/2014
UNION INSURANCE COMPANY
 06/15/2010 PCF141739 10/06/2014
UNION MUTUAL FIRE INSURANCE COMPANY
 03/18/2014 PCF95
UNITED FINANCIAL CASUALTY COMPANY
 12/05/2006 PCF61704 03/31/2012
VERMONT ACCIDENT INSURANCE COMPANY INC
 04/28/2010 PCF883
VERMONT MUTUAL INSURANCE COMPANY
 03/27/2007 PCF37
WEST AMERICAN INSURANCE COMPANY
 10/07/2014 PCF200576
WESTERN SURETY COMPANY
 05/18/2022 PCF96

Authority
Description Issue Date Termination Date Status
CASUALTY 04/11/2006 Active
PROPERTY 04/11/2006 Active

License/Disciplinary Action

None.

GENERAL INFORMATION

NAIC Information

National Producer Number (NPN):
7749885

CE Courses

None.

An active license/permit may still be subject to limitations and restrictions as a result of disciplinary action imposed. Please contact the specific licensing board about specific disciplinary actions.

Date: 05/14/2025 07:31:55 AM