black and white state seal

DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
BUREAU OF INSURANCE

CHERYL ANN FRIEDMAN

PRODUCER RESIDENT

License Number:
PRR98237
Status:
Active
First Licensure:
09/10/2003
Cancel Date:
None
Renewal Date:
06/30/2026

Continuing Education:
Required by 06/30/2026
Hours Required:
Ethics:
3
Total Required:
24
Hours Acquired:
Ethics:
3
Total Acquired:
24

Mailing:
BANGOR, ME 04402
Phone:
+1 (207) 947-7345
Email:
licensing@crossagency.com

History
License Type Start Date End Date
PRODUCER RESIDENT 09/10/2003 06/30/2026

Agency
Name Issue Date License Number Expiration Date Cancel Date
CROSS INSURANCE, INC. - MAINE
 09/10/2003 AGR19087

Employer
Name Issue Date License Number Expiration Date Cancel Date
21ST CENTURY CENTENNIAL INSURANCE COMPANY
 07/13/2007 PCF880 03/12/2012
21ST CENTURY PREMIER INSURANCE COMPANY
 02/03/2009 PCF321 01/07/2011
ACE AMERICAN INSURANCE COMPANY
 06/11/2015 PCF640
ACUITY A MUTUAL INSURANCE COMPANY
 06/23/2015 PCF155357 12/20/2023
AIG PROPERTY CASUALTY COMPANY
 05/03/2018 PCF393
AIU INSURANCE COMPANY
 07/13/2007 PCF308
ALLMERICA FINANCIAL ALLIANCE INSURANCE COMPANY
 05/15/2008 PCF75617 10/28/2015
ALLMERICA FINANCIAL BENEFIT INSURANCE COMPANY
 05/15/2008 PCF145893
ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY
 05/22/2015 PCF864 11/24/2022
ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY
 03/24/2025 PCF864 05/30/2025
ALLSTATE INDEMNITY COMPANY
 05/22/2015 PCF522 11/24/2022
ALLSTATE INDEMNITY COMPANY
 03/24/2025 PCF522 05/30/2025
ALLSTATE INSURANCE COMPANY
 05/22/2015 PCF354 11/24/2022
ALLSTATE INSURANCE COMPANY
 03/24/2025 PCF354 05/30/2025
ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY
 05/22/2015 PCF84066 11/24/2022
ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY
 03/24/2025 PCF84066 05/30/2025
AMERICAN AND FOREIGN INSURANCE COMPANY
 09/26/2003 PCF838 12/31/2004
AMERICAN HOME ASSURANCE COMPANY
 07/13/2007 PCF367
AMERICAN MODERN HOME INSURANCE COMPANY
 02/05/2013 PCF808 12/13/2023
AMERICAN MODERN SELECT INSURANCE COMPANY
 02/05/2013 PCF123448 10/28/2021
AMERICAN STRATEGIC INSURANCE CORP
 09/18/2020 PCF258492
AMERICAN ZURICH INSURANCE COMPANY
 06/09/2006 PCF914 05/01/2024
ARROWOOD INDEMNITY COMPANY
 09/26/2003 PCF837 07/17/2006
ASSURANCE COMPANY OF AMERICA
 10/28/2003 PCF651 08/02/2013
ATLANTIC SPECIALTY INSURANCE COMPANY
 10/04/2011 PCF104029 06/18/2018
THE AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT
 10/02/2003 PCF659
BANKERS STANDARD INSURANCE COMPANY
 06/11/2015 PCF152165
BRISTOL WEST INSURANCE COMPANY
 02/23/2004 PCF78370
CAMBRIDGE MUTUAL FIRE INSURANCE COMPANY
 09/25/2003 PCF396
CASCO INDEMNITY COMPANY
 09/22/2003 PCF921
CHUBB INDEMNITY INSURANCE COMPANY
 12/31/2013 PCF591
CHUBB NATIONAL INSURANCE COMPANY
 12/31/2013 PCF80404
CITIZENS INSURANCE COMPANY OF AMERICA
 09/23/2003 PCF937
COMMERCE AND INDUSTRY INSURANCE COMPANY
 05/03/2018 PCF413
COMMERCE INSURANCE COMPANY (THE)
 11/03/2015 PCF53427 05/03/2024
CONCORD GENERAL MUTUAL INSURANCE COMPANY
 09/24/2003 PCF416
COUNTRY MUTUAL INSURANCE COMPANY
 01/01/2017 PCF78610 06/27/2018
COUNTRYWAY INSURANCE COMPANY
 09/01/2004 PCF98
DAIRYLAND INSURANCE COMPANY
 09/26/2003 PCF721
DORCHESTER MUTUAL INSURANCE COMPANY
 05/01/2006 PCF426 08/27/2013
EMPLOYERS INSURANCE COMPANY OF WAUSAU
 02/27/2017 PCF434
ENCOMPASS INSURANCE COMPANY OF AMERICA
 10/31/2005 PCF90705
EXCELSIOR INSURANCE COMPANY
 09/22/2003 PCF46786 04/26/2024
EXECUTIVE RISK INDEMNITY INC.
 10/01/2003 PCF42522
FARMERS CASUALTY INSURANCE COMPANY
 01/20/2021 PCF895
FARMERS INSURANCE EXCHANGE FARMERS GROUP INC
 01/13/2005 IIF106 03/21/2012
FARMERS PROPERTY AND CASUALTY INSURANCE COMPANY
 01/20/2021 PCF714
FARMINGTON CASUALTY COMPANY
 04/12/2006 PCF995 12/05/2009
FEDERAL INSURANCE COMPANY
 10/01/2003 PCF439
FIDELITY AND GUARANTY INSURANCE COMPANY
 09/30/2003 PCF832 12/05/2009
FIDELITY AND GUARANTY INSURANCE UNDERWRITERS INC.
 09/30/2003 PCF441 12/05/2009
FIREMANS FUND INSURANCE COMPANY
 09/28/2009 PCF443
FOREMOST INSURANCE COMPANY GRAND RAPIDS, MICHIGAN
 10/13/2003 PCF445
FOREMOST PROPERTY AND CASUALTY INSURANCE COMPANY
 03/12/2013 PCF37337 11/12/2018
FOREMOST SIGNATURE INSURANCE COMPANY
 03/12/2013 PCF176307 11/12/2018
GLATFELTER INSURANCE COMPANY
 10/28/2003 PCF752 12/05/2007
GLENS FALLS INSURANCE COMPANY
 11/16/2004 PCF786 12/31/2006
GLOBE INDEMNITY COMPANY
 09/26/2003 PCF839 12/31/2004
GREAT NORTHERN INSURANCE COMPANY
 10/01/2003 PCF455
GREEN MOUNTAIN INSURANCE COMPANY INC
 05/23/2023 PCF73
THE HANOVER INSURANCE COMPANY
 09/23/2003 PCF712
HARTFORD ACCIDENT & INDEMNITY COMPANY
 03/24/2004 PCF462 06/25/2007
HARTFORD CASUALTY INSURANCE COMPANY
 03/24/2004 PCF967 07/07/2008
HARTFORD FIRE INSURANCE COMPANY
 03/24/2004 PCF464 07/07/2008
HARTFORD INSURANCE COMPANY OF THE MIDWEST
 03/24/2004 PCF1021 07/02/2008
HARTFORD UNDERWRITERS INSURANCE COMPANY
 03/24/2004 PCF992 07/02/2008
HINGHAM MUTUAL FIRE INSURANCE COMPANY
 09/19/2003 PCF76 07/21/2016
INDEMNITY INSURANCE COMPANY OF NORTH AMERICA
 06/11/2015 PCF50104
INTEGON NATIONAL INSURANCE COMPANY
 09/03/2015 PCF310
KEMPER INDEPENDENCE INSURANCE COMPANY
 10/02/2003 PCF94586
MAIN STREET AMERICA ASSURANCE COMPANY
 10/09/2003 PCF997
MAIN STREET AMERICA PROTECTION INSURANCE COMPANY
 04/20/2016 PCF235440
MAINE BONDING AND CASUALTY COMPANY
 10/28/2003 PCD499 09/09/2008
MARYLAND CASUALTY COMPANY
 10/28/2003 PCF500 08/02/2013
MASSACHUSETTS BAY INSURANCE COMPANY
 09/23/2003 PCF505
MERRIMACK MUTUAL FIRE INSURANCE COMPANY
 07/31/2019 PCF79
MIDDLESEX MUTUAL ASSURANCE COMPANY
 09/26/2003 PCF844 12/31/2016
MIDVALE INDEMNITY COMPANY
 09/15/2020 PCF79410
MMG INSURANCE COMPANY
 09/16/2003 PCD5
NETHERLANDS INSURANCE COMPANY
 09/22/2003 PCF827 04/26/2024
NEW HAMPSHIRE INSURANCE COMPANY
 09/23/2003 PCF531
NGM INSURANCE COMPANY
 10/09/2003 PCF86
NORFOLK & DEDHAM MUTUAL FIRE INSURANCE COMPANY
 05/01/2006 PCF535 08/27/2013
NORTH EAST INSURANCE COMPANY
 12/22/2003 PCF536 02/11/2009
NORTHERN INSURANCE COMPANY OF NEW YORK
 10/28/2003 PCF501 08/02/2013
NORTHERN SECURITY INSURANCE COMPANY INC
 10/26/2006 PCF36 04/22/2021
NORTHERN SECURITY INSURANCE COMPANY INC
 06/01/2021 PCF36
OHIO SECURITY INSURANCE COMPANY
 09/05/2014 PCF200581
PACIFIC EMPLOYERS INSURANCE COMPANY
 06/11/2015 PCF546
PACIFIC INDEMNITY COMPANY
 10/01/2003 PCF547
PATRONS OXFORD INSURANCE COMPANY
 10/01/2003 PCD7 09/25/2007
PEERLESS INSURANCE COMPANY
 09/22/2003 PCF548
PHENIX MUTUAL FIRE INSURANCE COMPANY
 04/01/2008 PCF554 02/18/2024
THE PHOENIX INSURANCE COMPANY
 10/02/2003 PCF557
PROGRESSIVE NORTHERN INSURANCE COMPANY
 11/17/2003 PCF51006
PROGRESSIVE NORTHWESTERN INSURANCE COMPANY
 11/17/2003 PCF27738
PROVIDENCE MUTUAL FIRE INSURANCE COMPANY
 05/03/2004 PCF562
RIVERSTONE INTERNATIONAL INSURANCE, INC.
 11/25/2003 PCF60 05/15/2009
ROYAL INSURANCE COMPANY OF AMERICA
 09/26/2003 PCF684 12/31/2004
SAFECO NATIONAL INSURANCE COMPANY
 02/27/2017 PCF248658
SAFEGUARD INSURANCE COMPANY
 09/26/2003 PCF574 12/31/2004
ST. PAUL FIRE AND MARINE INSURANCE COMPANY
 09/30/2003 PCF575
ST. PAUL MERCURY INSURANCE COMPANY
 09/30/2003 PCF576 06/09/2015
THE STANDARD FIRE INSURANCE COMPANY
 10/02/2003 PCF584
STATE MUTUAL INSURANCE COMPANY
 05/23/2023 PCD102
TRAVELERS CASUALTY COMPANY OF CONNECTICUT
 10/02/2003 PCF31810 12/05/2009
TRAVELERS CASUALTY INSURANCE COMPANY OF AMERICA
 04/12/2006 PCF935
TRAVELERS COMMERCIAL INSURANCE COMPANY
 08/17/2009 PCF31811 07/01/2014
THE TRAVELERS HOME AND MARINE INSURANCE COMPANY
 06/18/2007 PCF56556
THE TRAVELERS INDEMNITY COMPANY OF AMERICA
 10/02/2003 PCF585
THE TRAVELERS INDEMNITY COMPANY OF CONNECTICUT
 10/02/2003 PCF435
THE TRAVELERS INDEMNITY COMPANY
 10/02/2003 PCF602
TRAVELERS PROPERTY CASUALTY INSURANCE COMPANY
 10/02/2003 PCF31808 12/05/2009
TRAVELERS PROPERTY CASUALTY INSURANCE COMPANY
 12/21/2009 PCF31808 07/01/2014
TRUCK INSURANCE EXCHANGE TRUCK UNDERWRITERS ASSOCIATION
 06/07/2007 IIF107 10/19/2012
TWIN CITY FIRE INSURANCE COMPANY
 03/24/2004 PCF963 07/07/2008
UNITED FINANCIAL CASUALTY COMPANY
 08/11/2006 PCF61704 03/31/2012
UNITED OHIO INSURANCE COMPANY
 01/01/2013 PCF192494
UNITED STATES FIDELITY AND GUARANTY COMPANY
 09/30/2003 PCF608 12/05/2009
UNITRIN SAFEGUARD INSURANCE COMPANY
 07/20/2017 PCF167010
VERLAN FIRE INSURANCE COMPANY
 10/21/2010 PCF161934 10/28/2015
VERMONT ACCIDENT INSURANCE COMPANY INC
 05/23/2023 PCF883
VERMONT MUTUAL INSURANCE COMPANY
 10/26/2006 PCF37 04/22/2021
VERMONT MUTUAL INSURANCE COMPANY
 06/01/2021 PCF37
VIGILANT INSURANCE COMPANY
 10/01/2003 PCF613
YORK INSURANCE COMPANY OF MAINE
 09/22/2003 PCF498 07/21/2016

Authority
Description Issue Date Termination Date Status
CASUALTY 09/10/2003 Active
PROPERTY 09/10/2003 Active

License/Disciplinary Action

None.

GENERAL INFORMATION

NAIC Information

National Producer Number (NPN):
7871999

Other Addresses
Address Type
CROSS INSURANCE
491 MAIN ST
BANGOR, ME 04401-6296
 Office

CE Courses
Date Description Course Number Content Areas
06/13/2025 PERSONAL LINES INSURANCE COVERAGE GAPS 21576
10
credits in General Education
Total:
10
06/06/2025 WORKING FROM HOME: EXPOSURES AND COVERAGES 27339
4
credits in General Education
Total:
4
05/29/2025 INSURING PETS 29282
4
credits in General Education
Total:
4
05/28/2025 FLOOD INSURANCE FUNDAMENTALS: NFIP TRAINING FOR INSURANCE PRODUCERS 21961
3
credits in General Education
Total:
3
05/23/2025 PROFESSIONAL EXCELLENCE THROUGH ETHICS AND VALUES 25679
3
credits in Ethics
Total:
3

An active license/permit may still be subject to limitations and restrictions as a result of disciplinary action imposed. Please contact the specific licensing board about specific disciplinary actions.

Date: 10/31/2025 11:27:55 AM