black and white state seal

DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
BUREAU OF INSURANCE

LISA M. PICARD

PRODUCER RESIDENT

License Number:
PRR108317
Status:
Active
First Licensure:
11/09/2004
Cancel Date:
None
Renewal Date:
05/31/2025

Continuing Education:
Required by 05/31/2025
Hours Required:
Ethics:
3
Total Required:
24
Hours Acquired:
Ethics:
4
Total Acquired:
36

Mailing:
EAST WATERBORO, ME 04030
Phone:
+1 (207) 808-5970
Email:
lisa.picard@crossagency.com

History
License Type Start Date End Date
PRODUCER RESIDENT 11/09/2004 05/31/2025

Agency
Name Issue Date License Number Expiration Date Cancel Date
ATLANTIC INSURANCE AGENCIES
 11/09/2004 AGR23900 09/14/2009
CROSS INSURANCE, INC. - MAINE
 02/16/2024 AGR19087
DESMOND & PAYNE INC
 07/29/2022 AGR2206 01/24/2024
UIG INC
 04/30/2008 AGR123009 08/02/2018

Employer
Name Issue Date License Number Expiration Date Cancel Date
ACADIA INSURANCE COMPANY
 01/27/2009 PCF35064 03/30/2010
ACE AMERICAN INSURANCE COMPANY
 08/18/2022 PCF640
ACUITY A MUTUAL INSURANCE COMPANY
 07/06/2015 PCF155357 09/06/2018
ACUITY A MUTUAL INSURANCE COMPANY
 08/03/2022 PCF155357 12/20/2023
AEGIS SECURITY INSURANCE COMPANY
 02/11/2020 PCF49874 03/15/2023
AIG PROPERTY CASUALTY COMPANY
 08/02/2022 PCF393
ALLIED INSURANCE COMPANY OF AMERICA
 07/19/2022 PCF216138
ALLMERICA FINANCIAL BENEFIT INSURANCE COMPANY
 03/01/2019 PCF145893
ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY
 02/28/2022 PCF864 06/26/2024
ALLSTATE INDEMNITY COMPANY
 02/28/2022 PCF522 06/26/2024
ALLSTATE INSURANCE COMPANY
 02/28/2022 PCF354 06/26/2024
ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY
 02/28/2022 PCF84066 06/26/2024
AMERICAN ECONOMY INSURANCE COMPANY
 02/08/2022 PCF363 10/10/2024
AMERICAN GUARANTEE & LIABILITY INSURANCE COMPANY
 12/06/2023 PCF366
AMERICAN MODERN HOME INSURANCE COMPANY
 12/11/2015 PCF808 10/28/2021
AMERICAN MODERN PROPERTY & CASUALTY INSURANCE COMPANY
 10/15/2019 PCF234561
AMERICAN RELIABLE INSURANCE COMPANY
 01/05/2011 PCF45416 01/14/2021
AMERICAN STRATEGIC INSURANCE CORP
 08/15/2022 PCF258492 05/12/2025
AMERICAN ZURICH INSURANCE COMPANY
 12/06/2023 PCF914
ANSUR AMERICA INSURANCE COMPANY
 02/27/2024 PCF95773
THE AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT
 02/14/2005 PCF659 08/30/2024
BANKERS STANDARD INSURANCE COMPANY
 08/18/2022 PCF152165
BRISTOL WEST INSURANCE COMPANY
 08/07/2018 PCF78370
CAMBRIDGE MUTUAL FIRE INSURANCE COMPANY
 06/29/2005 PCF396 06/15/2009
CAMBRIDGE MUTUAL FIRE INSURANCE COMPANY
 10/24/2012 PCF396
CASCO INDEMNITY COMPANY
 12/27/2012 PCF921 09/06/2018
CASCO INDEMNITY COMPANY
 07/29/2022 PCF921 06/17/2024
CHUBB INDEMNITY INSURANCE COMPANY
 08/18/2022 PCF591
CHUBB NATIONAL INSURANCE COMPANY
 08/18/2022 PCF80404
THE CINCINNATI CASUALTY COMPANY
 11/17/2022 PCF137248 05/12/2025
THE CINCINNATI INDEMNITY COMPANY
 11/17/2022 PCF137240 05/12/2025
THE CINCINNATI INSURANCE COMPANY
 11/17/2022 PCF989 05/12/2025
CITIZENS INSURANCE COMPANY OF AMERICA
 05/01/2008 PCF937
COMMERCE AND INDUSTRY INSURANCE COMPANY
 08/02/2022 PCF413
COMMERCE INSURANCE COMPANY (THE)
 08/10/2018 PCF53427 08/12/2024
CONCORD GENERAL MUTUAL INSURANCE COMPANY
 10/06/2005 PCF416 06/14/2011
CONCORD GENERAL MUTUAL INSURANCE COMPANY
 09/14/2012 PCF416 07/12/2022
CONCORD GENERAL MUTUAL INSURANCE COMPANY
 07/22/2022 PCF416
CONTINENTAL WESTERN INSURANCE COMPANY
 01/27/2009 PCF673 03/30/2010
COUNTRYWAY INSURANCE COMPANY
 03/09/2015 PCF98
DAIRYLAND INSURANCE COMPANY
 10/23/2007 PCF721 12/20/2018
DAIRYLAND INSURANCE COMPANY
 01/02/2019 PCF721
EXCELSIOR INSURANCE COMPANY
 04/07/2005 PCF46786 06/18/2008
EXECUTIVE RISK INDEMNITY INC.
 08/18/2022 PCF42522
FARMERS CASUALTY INSURANCE COMPANY
 05/29/2019 PCF895 04/30/2020
FARMERS CASUALTY INSURANCE COMPANY
 08/04/2020 PCF895
FARMERS DIRECT PROPERTY AND CASUALTY INSURANCE COMPANY
 07/28/2021 PCF267721
FARMERS INSURANCE EXCHANGE FARMERS GROUP INC
 12/14/2004 IIF106 03/21/2012
FARMERS PROPERTY AND CASUALTY INSURANCE COMPANY
 08/14/2018 PCF714 04/30/2020
FARMERS PROPERTY AND CASUALTY INSURANCE COMPANY
 08/04/2020 PCF714
FARMINGTON CASUALTY COMPANY
 04/12/2006 PCF995 08/24/2018
FEDERAL INSURANCE COMPANY
 08/18/2022 PCF439
FIREMEN'S INSURANCE COMPANY OF WASHINGTON DC
 01/27/2009 PCF35141 03/30/2010
FOREMOST INSURANCE COMPANY GRAND RAPIDS, MICHIGAN
 12/14/2004 PCF445
FRANKENMUTH INSURANCE COMPANY
 08/07/2018 PCF83684 07/06/2022
FRANKENMUTH INSURANCE COMPANY
 07/22/2022 PCF83684
GREAT NORTHERN INSURANCE COMPANY
 08/18/2022 PCF455
GREEN MOUNTAIN INSURANCE COMPANY INC
 09/14/2012 PCF73 07/12/2022
GREEN MOUNTAIN INSURANCE COMPANY INC
 07/22/2022 PCF73
THE HANOVER AMERICAN INSURANCE COMPANY
 08/16/2022 PCF197298
THE HANOVER INSURANCE COMPANY
 05/01/2008 PCF712
HARLEYSVILLE INSURANCE COMPANY
 07/19/2022 PCF129870
HARLEYSVILLE PREFERRED INSURANCE COMPANY
 07/19/2022 PCF128998
HARLEYSVILLE WORCESTER INSURANCE COMPANY
 07/19/2022 PCF908
HOLYOKE MUTUAL INSURANCE COMPANY IN SALEM
 12/19/2012 PCF472 01/19/2017
INTEGON NATIONAL INSURANCE COMPANY
 10/19/2015 PCF310 08/23/2019
MAIN STREET AMERICA ASSURANCE COMPANY
 03/24/2020 PCF997
MAIN STREET AMERICA PROTECTION INSURANCE COMPANY
 03/24/2020 PCF235440
MASSACHUSETTS BAY INSURANCE COMPANY
 05/01/2008 PCF505
MERRIMACK MUTUAL FIRE INSURANCE COMPANY
 06/29/2005 PCF79 06/15/2009
MERRIMACK MUTUAL FIRE INSURANCE COMPANY
 04/20/2016 PCF79
MIDDLESEX MUTUAL ASSURANCE COMPANY
 05/01/2008 PCF844 12/14/2016
MIDVALE INDEMNITY COMPANY
 09/15/2020 PCF79410
MMG INSURANCE COMPANY
 05/06/2008 PCD5
NATIONWIDE ASSURANCE COMPANY
 07/19/2022 PCF38952
NATIONWIDE GENERAL INSURANCE COMPANY
 07/19/2022 PCF30
NATIONWIDE INSURANCE COMPANY OF AMERICA
 07/19/2022 PCF422
NATIONWIDE MUTUAL FIRE INSURANCE COMPANY
 07/19/2022 PCF31 01/01/2023
NATIONWIDE MUTUAL INSURANCE COMPANY
 07/19/2022 PCF32
NATIONWIDE PROPERTY & CASUALTY INSURANCE COMPANY
 07/19/2022 PCF151089
NETHERLANDS INSURANCE COMPANY
 04/07/2005 PCF827 06/18/2008
NETHERLANDS INSURANCE COMPANY
 08/14/2018 PCF827 04/26/2024
NEW ENGLAND GUARANTY INSURANCE COMPANY INC
 12/07/2004 PCF87 03/28/2008
NEW ENGLAND GUARANTY INSURANCE COMPANY INC
 06/20/2018 PCF87 12/12/2018
NGM INSURANCE COMPANY
 03/24/2020 PCF86
NORTHERN INSURANCE COMPANY OF NEW YORK
 12/14/2004 PCF501 02/03/2015
NORTHERN SECURITY INSURANCE COMPANY INC
 04/30/2008 PCF36 08/14/2018
NORTHERN SECURITY INSURANCE COMPANY INC
 11/01/2018 PCF36 07/07/2022
NORTHERN SECURITY INSURANCE COMPANY INC
 08/10/2022 PCF36
OHIO CASUALTY INSURANCE COMPANY
 11/07/2007 PCF73059
PACIFIC INDEMNITY COMPANY
 08/18/2022 PCF547
PATRIOT INSURANCE COMPANY
 02/24/2015 PCD208274 08/03/2018
PATRIOT INSURANCE COMPANY
 08/07/2018 PCD208274 07/06/2022
PATRIOT INSURANCE COMPANY
 07/22/2022 PCD208274
PATRONS OXFORD INSURANCE COMPANY
 12/09/2004 PCD7 04/22/2008
PATRONS OXFORD INSURANCE COMPANY
 05/06/2008 PCD7 08/29/2018
PATRONS OXFORD INSURANCE COMPANY
 10/19/2018 PCD7
PEERLESS INSURANCE COMPANY
 04/07/2005 PCF548 06/18/2008
PEERLESS INSURANCE COMPANY
 08/14/2018 PCF548
PHENIX MUTUAL FIRE INSURANCE COMPANY
 04/21/2017 PCF554 08/20/2018
THE PHOENIX INSURANCE COMPANY
 05/02/2008 PCF557 08/30/2024
PROGRESSIVE NORTHERN INSURANCE COMPANY
 01/06/2005 PCF51006 03/17/2008
PROGRESSIVE NORTHERN INSURANCE COMPANY
 05/20/2008 PCF51006 08/06/2018
PROGRESSIVE NORTHERN INSURANCE COMPANY
 08/15/2018 PCF51006 05/12/2025
PROGRESSIVE NORTHWESTERN INSURANCE COMPANY
 01/06/2005 PCF27738 03/17/2008
PROGRESSIVE NORTHWESTERN INSURANCE COMPANY
 05/20/2008 PCF27738 08/06/2018
PROGRESSIVE NORTHWESTERN INSURANCE COMPANY
 08/15/2018 PCF27738 05/12/2025
PROVIDENCE MUTUAL FIRE INSURANCE COMPANY
 11/05/2013 PCF562 01/24/2018
PROVIDENCE MUTUAL FIRE INSURANCE COMPANY
 04/12/2018 PCF562
SAFECO NATIONAL INSURANCE COMPANY
 08/14/2018 PCF248658
THE STANDARD FIRE INSURANCE COMPANY
 02/14/2005 PCF584 08/30/2024
STATE MUTUAL INSURANCE COMPANY
 09/14/2012 PCD102 07/12/2022
STATE MUTUAL INSURANCE COMPANY
 07/22/2022 PCD102
TRAVELERS CASUALTY AND SURETY COMPANY OF AMERICA
 09/30/2009 PCF974 08/24/2018
TRAVELERS CASUALTY COMPANY OF CONNECTICUT
 02/14/2005 PCF31810 12/05/2009
TRAVELERS CASUALTY INSURANCE COMPANY OF AMERICA
 04/12/2006 PCF935 08/24/2018
THE TRAVELERS HOME AND MARINE INSURANCE COMPANY
 06/18/2007 PCF56556 08/30/2024
THE TRAVELERS INDEMNITY COMPANY OF AMERICA
 02/14/2005 PCF585 08/24/2018
THE TRAVELERS INDEMNITY COMPANY
 05/02/2008 PCF602 08/24/2018
TRAVELERS PERSONAL INSURANCE COMPANY
 05/03/2019 PCF201268 08/30/2024
TRAVELERS PROPERTY CASUALTY INSURANCE COMPANY
 02/14/2005 PCF31808 12/05/2009
TRUCK INSURANCE EXCHANGE TRUCK UNDERWRITERS ASSOCIATION
 06/07/2007 IIF107 10/19/2012
UNION MUTUAL FIRE INSURANCE COMPANY
 12/07/2004 PCF95 03/28/2008
UNION MUTUAL FIRE INSURANCE COMPANY
 06/20/2018 PCF95
UNITED FINANCIAL CASUALTY COMPANY
 08/11/2006 PCF61704 03/17/2008
UNITED FINANCIAL CASUALTY COMPANY
 05/20/2008 PCF61704 03/31/2012
UNITED OHIO INSURANCE COMPANY
 12/27/2012 PCF192494 09/06/2018
UNITED OHIO INSURANCE COMPANY
 07/29/2022 PCF192494 06/17/2024
VERMONT ACCIDENT INSURANCE COMPANY INC
 09/14/2012 PCF883 07/12/2022
VERMONT ACCIDENT INSURANCE COMPANY INC
 07/22/2022 PCF883
VERMONT MUTUAL INSURANCE COMPANY
 04/30/2008 PCF37 08/14/2018
VERMONT MUTUAL INSURANCE COMPANY
 11/01/2018 PCF37 07/07/2022
VERMONT MUTUAL INSURANCE COMPANY
 08/10/2022 PCF37
VIGILANT INSURANCE COMPANY
 08/18/2022 PCF613
ZURICH AMERICAN INSURANCE COMPANY
 12/06/2023 PCF61397
ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS
 12/06/2023 PCF165251

Authority
Description Issue Date Termination Date Status
CASUALTY 11/09/2004 Active
PROPERTY 11/09/2004 Active

License/Disciplinary Action

None.

GENERAL INFORMATION

NAIC Information

National Producer Number (NPN):
8303186

Other Addresses
Address Type
2331 CONGRESS ST
PORTLAND, ME 04102-1907
 Office

Other Phone Numbers
Phone Number Type
+1 (207) 517-4185 Office

CE Courses
Date Description Course Number Content Areas
12/12/2024 STINKIN' RICH, INSURANCE POOR: P&C COVERAGE CHALLENGES FOR HIGH NET WORTH INDIVIDUALS 29172
3
credits in General Education
Total:
3
08/27/2024 INFLATION & PERSONAL LINES 28502
3
credits in General Education
Total:
3
03/22/2024 CISR - AGENCY OPERATIONS (WEBINAR) 27523
1
credits in Ethics
5
credits in General Education
Total:
6
08/14/2023 WORKING FROM HOME: EXPOSURES AND COVERAGES 27339
4
credits in General Education
Total:
4
08/14/2023 PERSONAL AUTO INSURANCE: HOW PREMIUMS ARE DETERMINED 26082
1
credits in General Education
Total:
1
07/18/2023 IRMI ON PERSONAL UMBRELLA INSURANCE ME11196
10
credits in General Education
Total:
10
07/13/2023 INSURING THE RENTAL CAR 24151
3
credits in General Education
Total:
3
06/27/2023 HOMEOWNERS INSURANCE: FACTORS IMPACTING PREMIUMS 26083
1
credits in General Education
Total:
1
06/27/2023 PROFESSIONAL EXCELLENCE THROUGH ETHICS AND VALUES 25679
3
credits in Ethics
Total:
3
06/27/2023 HOMEOWNERS 2022: WHAT CHANGED? 27952
2
credits in General Education
Total:
2

An active license/permit may still be subject to limitations and restrictions as a result of disciplinary action imposed. Please contact the specific licensing board about specific disciplinary actions.

Date: 05/13/2025 06:42:06 PM