black and white state seal

DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
BUREAU OF INSURANCE

CARLENE S. MESSER

PRODUCER NON-RESIDENT

License Number:
PRN254701
Status:
Active
First Licensure:
08/20/2015
Cancel Date:
None

Mailing:
RUTLAND, VT 05701
Phone:
+1 (207) 989-8880
Fax:
+1 (207) 989-8881
Email:
cmesser@allpointsagency.com

History
License Type Start Date End Date
PRODUCER NON-RESIDENT 07/21/2023
*** NOT ACTIVE *** 07/05/2016 07/20/2023
PRODUCER NON-RESIDENT 08/20/2015 07/04/2016

Agency
Name Issue Date License Number Expiration Date Cancel Date
ALL POINTS INSURANCE INC
 07/21/2023 AGR83707
ALL POINTS INSURANCE LLC
 07/21/2023 AGR104455
KINNEY PIKE INSURANCE INC
 08/20/2015 AGN75198 07/05/2016

Employer
Name Issue Date License Number Expiration Date Cancel Date
ACADIA INSURANCE COMPANY
 07/21/2023 PCF35064
ACUITY A MUTUAL INSURANCE COMPANY
 10/21/2025 PCF155357
ALLIED EASTERN INDEMNITY COMPANY
 07/21/2023 PCF242683
ALLIED INSURANCE COMPANY OF AMERICA
 07/21/2023 PCF216138 09/25/2023
ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY
 07/21/2023 PCF223935
ALLMERICA FINANCIAL ALLIANCE INSURANCE COMPANY
 05/14/2024 PCF75617
ALLMERICA FINANCIAL BENEFIT INSURANCE COMPANY
 05/14/2024 PCF145893
AMCO INSURANCE COMPANY
 07/21/2023 PCF223938
AMERICAN ECONOMY INSURANCE COMPANY
 08/20/2015 PCF363 10/06/2015
AMERICAN FIRE AND CASUALTY COMPANY
 08/20/2015 PCF200822 10/06/2015
AMERICAN RELIABLE INSURANCE COMPANY
 07/21/2023 PCF45416
AMERICAN STATES INSURANCE COMPANY
 08/20/2015 PCF377 10/06/2015
ANSUR AMERICA INSURANCE COMPANY
 03/07/2024 PCF95773
CASCO INDEMNITY COMPANY
 07/21/2023 PCF921
CITIZENS INSURANCE COMPANY OF AMERICA
 05/14/2024 PCF937
CONCORD GENERAL MUTUAL INSURANCE COMPANY
 08/20/2015 PCF416 07/05/2016
CONCORD GENERAL MUTUAL INSURANCE COMPANY
 07/21/2023 PCF416 08/31/2023
CONCORD GENERAL MUTUAL INSURANCE COMPANY
 12/28/2023 PCF416
CONTINENTAL WESTERN INSURANCE COMPANY
 07/21/2023 PCF673
COUNTRYWAY INSURANCE COMPANY
 08/20/2015 PCF98 07/05/2016
COUNTRYWAY INSURANCE COMPANY
 07/21/2023 PCF98
DAIRYLAND INSURANCE COMPANY
 08/20/2015 PCF721 07/05/2016
DAIRYLAND INSURANCE COMPANY
 07/21/2023 PCF721 08/29/2023
DEPOSITORS INSURANCE COMPANY
 07/21/2023 PCF223940
EASTERN ADVANTAGE ASSURANCE COMPANY
 07/21/2023 PCF242684
EASTERN ALLIANCE INSURANCE COMPANY
 07/21/2023 PCF242682
EXCELSIOR INSURANCE COMPANY
 08/20/2015 PCF46786 10/06/2015
FIREMEN'S INSURANCE COMPANY OF WASHINGTON DC
 07/21/2023 PCF35141
FRANKENMUTH INSURANCE COMPANY
 07/21/2023 PCF83684
GENERAL INSURANCE COMPANY OF AMERICA
 08/20/2015 PCF447 10/06/2015
GREAT FALLS INSURANCE COMPANY
 08/20/2015 PCD185974 07/05/2016
GREEN MOUNTAIN INSURANCE COMPANY INC
 08/20/2015 PCF73 07/05/2016
GREEN MOUNTAIN INSURANCE COMPANY INC
 07/21/2023 PCF73 08/31/2023
GREEN MOUNTAIN INSURANCE COMPANY INC
 12/28/2023 PCF73
THE HANOVER AMERICAN INSURANCE COMPANY
 05/14/2024 PCF197298
THE HANOVER INSURANCE COMPANY
 05/14/2024 PCF712
MAIN STREET AMERICA ASSURANCE COMPANY
 03/04/2024 PCF997
MAIN STREET AMERICA PROTECTION INSURANCE COMPANY
 03/04/2024 PCF235440
MASSACHUSETTS BAY INSURANCE COMPANY
 05/14/2024 PCF505
MIDVALE INDEMNITY COMPANY
 03/04/2024 PCF79410
MMG INSURANCE COMPANY
 08/20/2015 PCD5 07/05/2016
MMG INSURANCE COMPANY
 07/21/2023 PCD5
NATIONWIDE AFFINITY INSURANCE COMPANY OF AMERICA
 07/21/2023 PCF34188
NATIONWIDE AGRIBUSINESS INSURANCE COMPANY
 07/21/2023 PCF151937
NATIONWIDE ASSURANCE COMPANY
 07/21/2023 PCF38952
NATIONWIDE GENERAL INSURANCE COMPANY
 07/21/2023 PCF30
NATIONWIDE INSURANCE COMPANY OF AMERICA
 07/21/2023 PCF422 07/09/2025
NATIONWIDE MUTUAL INSURANCE COMPANY
 07/21/2023 PCF32
NATIONWIDE PROPERTY & CASUALTY INSURANCE COMPANY
 07/21/2023 PCF151089
NETHERLANDS INSURANCE COMPANY
 08/20/2015 PCF827 10/06/2015
NGM INSURANCE COMPANY
 03/04/2024 PCF86
OHIO CASUALTY INSURANCE COMPANY
 08/20/2015 PCF73059 10/06/2015
OHIO SECURITY INSURANCE COMPANY
 08/20/2015 PCF200581 10/06/2015
PATRIOT INSURANCE COMPANY
 07/21/2023 PCD208274
PATRONS OXFORD INSURANCE COMPANY
 08/20/2015 PCD7 10/01/2015
PATRONS OXFORD INSURANCE COMPANY
 07/21/2023 PCD7
PEERLESS INDEMNITY INSURANCE COMPANY
 08/20/2015 PCF97399 10/06/2015
PEERLESS INSURANCE COMPANY
 08/20/2015 PCF548 10/06/2015
STATE MUTUAL INSURANCE COMPANY
 08/20/2015 PCD102 07/05/2016
STATE MUTUAL INSURANCE COMPANY
 07/21/2023 PCD102 08/31/2023
STATE MUTUAL INSURANCE COMPANY
 12/28/2023 PCD102
TRI STATE INSURANCE COMPANY OF MINNESOTA
 07/21/2023 PCF146321
UNION INSURANCE COMPANY
 07/21/2023 PCF141739
UNITED OHIO INSURANCE COMPANY
 07/21/2023 PCF192494
VERMONT ACCIDENT INSURANCE COMPANY INC
 08/20/2015 PCF883 07/05/2016
VERMONT ACCIDENT INSURANCE COMPANY INC
 07/21/2023 PCF883 08/31/2023
VERMONT ACCIDENT INSURANCE COMPANY INC
 12/28/2023 PCF883
WEST AMERICAN INSURANCE COMPANY
 08/20/2015 PCF200576 10/06/2015

Authority
Description Issue Date Termination Date Status
CASUALTY 07/21/2023 Active
PROPERTY 07/21/2023 Active
PROPERTY AND CASUALTY 08/20/2015 07/05/2016 Terminated

License/Disciplinary Action

None.

PRODUCER RESIDENT

License Number:
PRR34406
Status:
Withdrawn/Terminated by Licensee
First Licensure:
02/15/1992
Cancel Date:
07/21/2023
Renewal Date:
07/21/2023

Mailing:
RUTLAND, VT 05701
Phone:
+1 (207) 989-8880
Fax:
+1 (207) 989-8881
Email:
cmesser@allpointsagency.com

History
License Type Start Date End Date
PRODUCER RESIDENT 07/05/2016 07/20/2023
*** NOT ACTIVE *** 08/20/2015 07/04/2016
PRODUCER RESIDENT 10/28/2013 08/19/2015
*** NOT ACTIVE *** 06/15/1993 10/27/2013
PRODUCER RESIDENT 02/15/1992 06/14/1993

Agency
Name Issue Date License Number Expiration Date Cancel Date
ALL POINTS INSURANCE INC
 06/16/2020 AGR83707 07/21/2023
ALL POINTS INSURANCE LLC
 07/05/2016 AGR104455 07/21/2023
DOWNEAST INSURANCE LLC
 10/28/2013 AGR96159 08/01/2014
UIG INC
 09/26/2014 AGR123009 08/20/2015

Employer
Name Issue Date License Number Expiration Date Cancel Date
ACADIA INSURANCE COMPANY
 01/05/2017 PCF35064 07/21/2023
ACUITY A MUTUAL INSURANCE COMPANY
 08/11/2015 PCF155357 08/14/2015
ALLIED EASTERN INDEMNITY COMPANY
 07/12/2017 PCF242683 07/21/2023
ALLIED INSURANCE COMPANY OF AMERICA
 09/14/2016 PCF216138 07/21/2023
ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY
 09/14/2016 PCF223935 07/21/2023
ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY
 02/07/2019 PCF864 08/02/2019
ALLSTATE INDEMNITY COMPANY
 02/07/2019 PCF522 08/02/2019
ALLSTATE INSURANCE COMPANY
 02/07/2019 PCF354 08/02/2019
ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY
 02/07/2019 PCF84066 08/02/2019
AMCO INSURANCE COMPANY
 09/14/2016 PCF223938 07/21/2023
AMERICAN ECONOMY INSURANCE COMPANY
 12/02/2013 PCF363 08/20/2015
AMERICAN FIRE AND CASUALTY COMPANY
 12/02/2013 PCF200822 08/20/2015
AMERICAN RELIABLE INSURANCE COMPANY
 12/05/2022 PCF45416 07/21/2023
AMERICAN STATES INSURANCE COMPANY
 12/02/2013 PCF377 08/20/2015
BRISTOL WEST INSURANCE COMPANY
 12/18/2013 PCF78370 08/19/2014
CASCO INDEMNITY COMPANY
 11/25/2013 PCF921 08/01/2014
CASCO INDEMNITY COMPANY
 03/01/2018 PCF921 07/21/2023
CONCORD GENERAL MUTUAL INSURANCE COMPANY
 11/07/2013 PCF416 08/20/2015
CONCORD GENERAL MUTUAL INSURANCE COMPANY
 07/05/2016 PCF416 07/21/2023
CONTINENTAL WESTERN INSURANCE COMPANY
 01/05/2017 PCF673 07/21/2023
COUNTRYWAY INSURANCE COMPANY
 11/19/2013 PCF98 08/20/2015
COUNTRYWAY INSURANCE COMPANY
 07/05/2016 PCF98 07/21/2023
DAIRYLAND INSURANCE COMPANY
 11/19/2013 PCF721 08/05/2014
DAIRYLAND INSURANCE COMPANY
 07/20/2015 PCF721 08/20/2015
DAIRYLAND INSURANCE COMPANY
 07/05/2016 PCF721 07/21/2023
DEPOSITORS INSURANCE COMPANY
 09/14/2016 PCF223940 07/21/2023
EASTERN ADVANTAGE ASSURANCE COMPANY
 07/12/2017 PCF242684 07/21/2023
EASTERN ALLIANCE INSURANCE COMPANY
 07/12/2017 PCF242682 07/21/2023
EXCELSIOR INSURANCE COMPANY
 12/02/2013 PCF46786 08/20/2015
FIREMEN'S INSURANCE COMPANY OF WASHINGTON DC
 01/05/2017 PCF35141 07/21/2023
FOREMOST INSURANCE COMPANY GRAND RAPIDS, MICHIGAN
 12/18/2013 PCF445 08/19/2014
FOREMOST PROPERTY AND CASUALTY INSURANCE COMPANY
 12/18/2013 PCF37337 12/23/2013
FOREMOST PROPERTY AND CASUALTY INSURANCE COMPANY
 01/26/2014 PCF37337 08/19/2014
FOREMOST SIGNATURE INSURANCE COMPANY
 12/18/2013 PCF176307 12/23/2013
FOREMOST SIGNATURE INSURANCE COMPANY
 01/26/2014 PCF176307 08/19/2014
FRANKENMUTH INSURANCE COMPANY
 11/07/2013 PCF83684 08/01/2014
FRANKENMUTH INSURANCE COMPANY
 08/15/2016 PCF83684 07/21/2023
GENERAL INSURANCE COMPANY OF AMERICA
 12/02/2013 PCF447 08/20/2015
GREAT FALLS INSURANCE COMPANY
 11/04/2013 PCD185974 08/20/2015
GREAT FALLS INSURANCE COMPANY
 07/05/2016 PCD185974 02/10/2022
GREEN MOUNTAIN INSURANCE COMPANY INC
 11/07/2013 PCF73 08/20/2015
GREEN MOUNTAIN INSURANCE COMPANY INC
 07/05/2016 PCF73 07/21/2023
MMG INSURANCE COMPANY
 01/07/2015 PCD5 08/20/2015
MMG INSURANCE COMPANY
 07/05/2016 PCD5 12/12/2016
MMG INSURANCE COMPANY
 04/16/2021 PCD5 07/21/2023
NATIONWIDE AFFINITY INSURANCE COMPANY OF AMERICA
 10/05/2021 PCF34188 07/21/2023
NATIONWIDE AGRIBUSINESS INSURANCE COMPANY
 09/14/2016 PCF151937 07/21/2023
NATIONWIDE ASSURANCE COMPANY
 10/05/2021 PCF38952 07/21/2023
NATIONWIDE GENERAL INSURANCE COMPANY
 01/01/2020 PCF30 07/21/2023
NATIONWIDE INSURANCE COMPANY OF AMERICA
 10/05/2021 PCF422 07/21/2023
NATIONWIDE MUTUAL INSURANCE COMPANY
 09/14/2016 PCF32 07/21/2023
NATIONWIDE PROPERTY & CASUALTY INSURANCE COMPANY
 10/05/2021 PCF151089 07/21/2023
NETHERLANDS INSURANCE COMPANY
 12/02/2013 PCF827 08/20/2015
OHIO CASUALTY INSURANCE COMPANY
 12/02/2013 PCF73059 08/20/2015
OHIO SECURITY INSURANCE COMPANY
 12/02/2013 PCF200581 08/20/2015
PATRIOT INSURANCE COMPANY
 11/07/2013 PCD208274 08/01/2014
PATRIOT INSURANCE COMPANY
 08/15/2016 PCD208274 07/21/2023
PATRONS OXFORD INSURANCE COMPANY
 03/10/2014 PCD7 08/20/2015
PATRONS OXFORD INSURANCE COMPANY
 09/09/2016 PCD7 07/21/2023
PEERLESS INDEMNITY INSURANCE COMPANY
 12/02/2013 PCF97399 08/20/2015
PEERLESS INSURANCE COMPANY
 12/02/2013 PCF548 08/20/2015
PROGRESSIVE NORTHERN INSURANCE COMPANY
 11/15/2013 PCF51006 08/04/2014
PROGRESSIVE NORTHWESTERN INSURANCE COMPANY
 11/14/2013 PCF27738 08/04/2014
STATE MUTUAL INSURANCE COMPANY
 11/07/2013 PCD102 08/20/2015
STATE MUTUAL INSURANCE COMPANY
 07/05/2016 PCD102 07/21/2023
TRI STATE INSURANCE COMPANY OF MINNESOTA
 01/05/2017 PCF146321 07/21/2023
UNION INSURANCE COMPANY
 01/05/2017 PCF141739 07/21/2023
UNITED OHIO INSURANCE COMPANY
 11/25/2013 PCF192494 08/01/2014
UNITED OHIO INSURANCE COMPANY
 03/01/2018 PCF192494 07/21/2023
VERMONT ACCIDENT INSURANCE COMPANY INC
 11/07/2013 PCF883 08/20/2015
VERMONT ACCIDENT INSURANCE COMPANY INC
 07/05/2016 PCF883 07/21/2023
WEST AMERICAN INSURANCE COMPANY
 12/02/2013 PCF200576 08/20/2015

Authority
Description Issue Date Termination Date Status
CASUALTY 07/05/2016 07/21/2023 Terminated
PROPERTY AND CASUALTY 10/28/2013 08/20/2015 Terminated
PROPERTY AND CASUALTY 02/15/1992 06/15/1993 Terminated
PROPERTY 07/05/2016 07/21/2023 Terminated

License/Disciplinary Action

None.

GENERAL INFORMATION

NAIC Information

National Producer Number (NPN):
7511148

Other Addresses
Address Type
ALL POINTS INS
309 S MAIN ST
BREWER, ME 04412-2231
 Office

CE Courses
Date Description Course Number Content Areas
01/16/2023 CLAIMS 101 20256
8
credits in General Education
Total:
8
01/15/2023 IRMI ON PERSONAL LINES 101 ME12346
5
credits in General Education
Total:
5
01/15/2023 FOUNDATIONS OF FARM INSURANCE 24071
5
credits in General Education
Total:
5
01/13/2023 WORKING FROM HOME: EXPOSURES AND COVERAGES 27339
4
credits in General Education
Total:
4
01/02/2023 ETHICAL PRINCIPLES, ETHICAL PRACTICES 23709
3
credits in Ethics
Total:
3
01/10/2021 SOLVING THE NAMED INSURED PUZZLE IN COMMERCIAL LINES POLICIES 26506
6
credits in General Education
Total:
6
01/10/2021 ANALYZING P&C INSURANCE POLICIES AND THEIR KEY PROVISIONS 25421
5
credits in General Education
Total:
5
01/09/2021 FOUNDATIONS OF FARM INSURANCE 24071
5
credits in General Education
Total:
5
01/05/2021 ETHICAL PRINCIPLES, ETHICAL PRACTICES 23709
3
credits in Ethics
Total:
3
01/05/2021 PERSONAL AUTOS USED IN BUSINESS 25123
2
credits in General Education
Total:
2
01/01/2021 UNDERSTANDING THE WORKERS COMPENSATION SYSTEM 24077
3
credits in General Education
Total:
3
08/12/2019 AGRICULTURAL INSURANCE AND RISK MANAGEMENT ME16575
11
credits in General Education
Total:
11
01/12/2019 IRMI ON LEGAL PRINCIPLES AFFECTING THE P & C INSURANCE CONTRACT ME13499
9
credits in General Education
Total:
9
01/12/2019 FOUNDATIONS OF FARM INSURANCE 24071
5
credits in General Education
Total:
5
01/11/2019 ETHICAL PRINCIPLES, ETHICAL PRACTICES 23709
3
credits in Ethics
Total:
3
06/05/2017 FARM AUTO, WORKERS COMPENSATION AND UMBRELLA INSURANCE 22660
9
credits in General Education
Total:
9
04/23/2017 FARM LIABILITY 22549
6
credits in General Education
Total:
6
10/05/2016 IRMI ON COMMERCIAL GENERAL LIABILITY ME10605
8
credits in General Education
Total:
8
10/03/2016 IRMI ON INSURANCE LAW FOR P & C PROFESSIONALS ME13495
8
credits in General Education
Total:
8
10/03/2016 IRMI ON ETHICS CONSIDERATIONS FOR P & C INSURANCE PROFESSIONALS ME12752
3
credits in Ethics
3
credits in General Education
Total:
6
10/03/2016 CYBER AND PRIVACY EXPOSURES AND INSURANCE COVERAGE 21832
9
credits in General Education
Total:
9
05/11/2015 101 COMMERCIAL COVERAGE GAPS AND HOW TO CLOSE THEM 21197
15
credits in General Education
Total:
15
02/13/2015 EMPLOYMENT PRACTICES LIABILITY EXPOSURES & INSURANCE COVERAGE ME15950
9
credits in General Education
Total:
9
02/08/2015 DIRECTORS & OFFICERS LIABILITY INSURANCE COVERAGE ME15853
9
credits in General Education
Total:
9
08/12/2014 ETHICS AND AGENT LIABILITY 21738
3
credits in Ethics
Total:
3
03/29/2014 COMMERCIAL LINES 101 ME14074
9
credits in General Education
Total:
9
02/12/2014 IRMI ON COMMERCIAL AUTO INSURANCE ME10856
10
credits in General Education
Total:
10
02/02/2014 IRMI ON WORKERS COMPENSATION ME8869
12
credits in General Education
Total:
12

An active license/permit may still be subject to limitations and restrictions as a result of disciplinary action imposed. Please contact the specific licensing board about specific disciplinary actions.

Date: 10/31/2025 12:06:57 AM