black and white state seal

DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
BUREAU OF INSURANCE

HEATHER LYNN SMITH

PRODUCER RESIDENT

License Number:
PRR51975
Status:
Active
First Licensure:
11/05/1997
Cancel Date:
None
Renewal Date:
07/31/2026

Continuing Education:
Required by 07/31/2026
Hours Required:
Ethics:
3
Total Required:
24
Hours Acquired:
Ethics:
0
Total Acquired:
0

Mailing:
BANGOR, ME 04401
Phone:
+1 (207) 947-8802
Fax:
+1 (207) 941-1647
Email:
heathersmith@eradawson.com

History
License Type Start Date End Date
PRODUCER RESIDENT 11/05/1997 07/31/2026

Agency
Name Issue Date License Number Expiration Date Cancel Date
C Q INSURANCE AGENCY, LLC
 06/02/2010 AGR152754 03/03/2011
CROSS INSURANCE, INC. - MAINE
 11/05/1997 AGR19087 12/26/2001
CROSS INSURANCE, INC. - MAINE
 11/04/1998 AGR19087 12/26/2001
RICHARD S BRADFORD INC
 05/08/2013 AGR29508

Employer
Name Issue Date License Number Expiration Date Cancel Date
ACADIA INSURANCE COMPANY
 06/07/2010 PCF35064 10/12/2015
ACE AMERICAN INSURANCE COMPANY
 04/01/2001 PCF640 09/23/2010
ACE FIRE UNDERWRITERS INSURANCE COMPANY
 04/01/2001 PCF43 09/23/2010
ACE PROPERTY & CASUALTY INSURANCE COMPANY
 04/01/2001 PCF44 09/23/2010
ALLIED INSURANCE COMPANY OF AMERICA
 10/05/2021 PCF216138
ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY
 10/25/2019 PCF223935
ALLMERICA FINANCIAL ALLIANCE INSURANCE COMPANY
 05/15/2008 PCF75617 10/28/2015
ALLMERICA FINANCIAL BENEFIT INSURANCE COMPANY
 05/15/2008 PCF145893
ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY
 06/14/2021 PCF864
ALLSTATE INDEMNITY COMPANY
 06/14/2021 PCF522
ALLSTATE INSURANCE COMPANY
 06/14/2021 PCF354
ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY
 06/14/2021 PCF84066
AMERICAN ECONOMY INSURANCE COMPANY
 07/09/2012 PCF363 05/28/2021
AMERICAN ECONOMY INSURANCE COMPANY
 06/29/2021 PCF363
AMERICAN FAMILY HOME INSURANCE
 03/04/2021 PCF201383
AMERICAN MODERN PROPERTY & CASUALTY INSURANCE COMPANY
 01/11/2024 PCF234561
AMERICAN STATES INSURANCE COMPANY
 07/09/2012 PCF377 07/09/2021
ASSURANCE COMPANY OF AMERICA
 09/30/1999 PCF651 07/16/2003
THE AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT
 05/05/2010 PCF659
BRISTOL WEST INSURANCE COMPANY
 04/04/2008 PCF78370 03/22/2011
BRISTOL WEST INSURANCE COMPANY
 03/05/2012 PCF78370
CITIZENS INSURANCE COMPANY OF AMERICA
 02/07/2002 PCF937
COMMERCE INSURANCE COMPANY (THE)
 05/02/2016 PCF53427 12/29/2017
CONCORD GENERAL MUTUAL INSURANCE COMPANY
 06/04/2010 PCF416 04/08/2011
CONCORD GENERAL MUTUAL INSURANCE COMPANY
 10/25/2024 PCF416
CONTINENTAL INSURANCE COMPANY
 03/05/1998 PCF782 11/20/2003
CONTINENTAL WESTERN INSURANCE COMPANY
 06/07/2010 PCF673 10/12/2015
DAIRYLAND INSURANCE COMPANY
 06/11/2002 PCF721 10/23/2025
EMPLOYERS FIRE INSURANCE COMPANY
 01/24/2008 PCF41 02/25/2009
EMPLOYERS INSURANCE COMPANY OF WAUSAU
 02/27/2017 PCF434
EXCELSIOR INSURANCE COMPANY
 08/11/2010 PCF46786 03/18/2011
EXCELSIOR INSURANCE COMPANY
 07/09/2012 PCF46786 04/26/2024
FARMERS INSURANCE EXCHANGE FARMERS GROUP INC
 09/30/1999 IIF106 07/16/2003
FARMERS INSURANCE EXCHANGE FARMERS GROUP INC
 08/10/2005 IIF106 03/22/2011
FARMERS INSURANCE EXCHANGE FARMERS GROUP INC
 03/05/2012 IIF106 03/23/2012
FARMERS PROPERTY AND CASUALTY INSURANCE COMPANY
 06/26/2000 PCF714 12/15/2006
FARMERS PROPERTY AND CASUALTY INSURANCE COMPANY
 06/10/2010 PCF714 06/14/2011
FIREMEN'S INSURANCE COMPANY OF WASHINGTON DC
 06/07/2010 PCF35141 10/12/2015
FOREMOST INSURANCE COMPANY GRAND RAPIDS, MICHIGAN
 03/26/2002 PCF445 03/22/2011
FOREMOST INSURANCE COMPANY GRAND RAPIDS, MICHIGAN
 03/05/2012 PCF445
GENERAL INSURANCE COMPANY OF AMERICA
 07/09/2012 PCF447
GLENS FALLS INSURANCE COMPANY
 01/01/2001 PCF786 01/12/2004
GREEN MOUNTAIN INSURANCE COMPANY INC
 06/04/2010 PCF73 04/08/2011
GREEN MOUNTAIN INSURANCE COMPANY INC
 10/25/2024 PCF73
THE HANOVER INSURANCE COMPANY
 02/07/2002 PCF712
HARLEYSVILLE WORCESTER INSURANCE COMPANY
 11/05/1997 PCF908 05/31/2004
HARTFORD ACCIDENT & INDEMNITY COMPANY
 11/14/1997 PCF462 01/26/2006
HARTFORD ACCIDENT & INDEMNITY COMPANY
 08/27/2013 PCF462 05/08/2017
HARTFORD CASUALTY INSURANCE COMPANY
 11/14/1997 PCF967 01/26/2006
HARTFORD FIRE INSURANCE COMPANY
 11/14/1997 PCF464 01/26/2006
HOLYOKE MUTUAL INSURANCE COMPANY IN SALEM
 07/01/2004 PCF472 06/19/2009
HOLYOKE MUTUAL INSURANCE COMPANY IN SALEM
 06/10/2011 PCF472 05/01/2015
INDEMNITY INSURANCE COMPANY OF NORTH AMERICA
 04/01/2001 PCF50104 09/23/2010
INSURANCE COMPANY OF NORTH AMERICA
 04/01/2001 PCF480 09/23/2010
INTEGON NATIONAL INSURANCE COMPANY
 07/14/2015 PCF310
LAMORAK INSURANCE COMPANY
 01/24/2008 PCF671 12/08/2010
MAIN STREET AMERICA ASSURANCE COMPANY
 10/22/2007 PCF997
MAIN STREET AMERICA PROTECTION INSURANCE COMPANY
 05/13/2016 PCF235440
MAINE BONDING AND CASUALTY COMPANY
 09/30/1999 PCD499 07/16/2003
MAINE EMPLOYERS MUTUAL INSURANCE COMPANY
 06/08/2010 PCD35999
MARYLAND CASUALTY COMPANY
 09/30/1999 PCF500 07/16/2003
MASSACHUSETTS BAY INSURANCE COMPANY
 02/07/2002 PCF505
METROPOLITAN GENERAL INSURANCE COMPANY
 06/26/2000 PCF893 12/15/2006
MIDDLESEX MUTUAL ASSURANCE COMPANY
 01/17/2011 PCF844 05/01/2015
MIDVALE INDEMNITY COMPANY
 09/15/2020 PCF79410
MMG INSURANCE COMPANY
 11/17/1997 PCD5
NATIONWIDE AFFINITY INSURANCE COMPANY OF AMERICA
 10/05/2021 PCF34188
NATIONWIDE ASSURANCE COMPANY
 12/30/2019 PCF38952 09/25/2023
NATIONWIDE GENERAL INSURANCE COMPANY
 12/03/2018 PCF30 09/25/2023
NATIONWIDE INSURANCE COMPANY OF AMERICA
 12/30/2019 PCF422 09/25/2023
NATIONWIDE MUTUAL FIRE INSURANCE COMPANY
 12/03/2018 PCF31 01/01/2023
NATIONWIDE MUTUAL INSURANCE COMPANY
 10/25/2019 PCF32
NATIONWIDE PROPERTY & CASUALTY INSURANCE COMPANY
 10/25/2019 PCF151089 09/25/2023
NETHERLANDS INSURANCE COMPANY
 08/11/2010 PCF827 03/18/2011
NETHERLANDS INSURANCE COMPANY
 07/09/2012 PCF827 04/26/2024
NEW ENGLAND GUARANTY INSURANCE COMPANY INC
 06/07/2010 PCF87 06/17/2011
NEW ENGLAND GUARANTY INSURANCE COMPANY INC
 05/13/2013 PCF87 12/13/2018
NGM INSURANCE COMPANY
 10/22/2007 PCF86
NORTH EAST INSURANCE COMPANY
 02/01/2002 PCF536 02/11/2009
NORTHERN INSURANCE COMPANY OF NEW YORK
 09/30/1999 PCF501 07/16/2003
NORTHERN SECURITY INSURANCE COMPANY INC
 12/01/2008 PCF36 04/01/2011
NORTHERN SECURITY INSURANCE COMPANY INC
 09/04/2012 PCF36
OHIO CASUALTY INSURANCE COMPANY
 07/09/2012 PCF73059
OHIO SECURITY INSURANCE COMPANY
 09/05/2014 PCF200581
OLD DOMINION INSURANCE COMPANY
 10/22/2007 PCF146225 08/05/2013
PATRONS OXFORD INSURANCE COMPANY
 09/30/2002 PCD7 09/22/2003
PATRONS OXFORD INSURANCE COMPANY
 06/28/2017 PCD7
PEERLESS INDEMNITY INSURANCE COMPANY
 08/11/2010 PCF97399 03/18/2011
PEERLESS INDEMNITY INSURANCE COMPANY
 07/09/2012 PCF97399 12/23/2021
PEERLESS INSURANCE COMPANY
 08/11/2010 PCF548 03/18/2011
PEERLESS INSURANCE COMPANY
 07/09/2012 PCF548
THE PHOENIX INSURANCE COMPANY
 05/05/2010 PCF557
PROGRESSIVE CASUALTY INSURANCE COMPANY
 11/24/1997 PCF637 01/19/2006
PROGRESSIVE NORTHERN INSURANCE COMPANY
 07/28/1999 PCF51006 01/19/2006
PROGRESSIVE NORTHERN INSURANCE COMPANY
 07/05/2006 PCF51006 03/07/2011
PROGRESSIVE NORTHERN INSURANCE COMPANY
 07/15/2011 PCF51006
PROGRESSIVE NORTHWESTERN INSURANCE COMPANY
 11/24/1997 PCF27738 01/19/2006
PROGRESSIVE NORTHWESTERN INSURANCE COMPANY
 07/05/2006 PCF27738 03/07/2011
PROGRESSIVE NORTHWESTERN INSURANCE COMPANY
 07/15/2011 PCF27738
PROVIDENCE MUTUAL FIRE INSURANCE COMPANY
 06/20/2013 PCF562 05/09/2023
SAFECO NATIONAL INSURANCE COMPANY
 02/27/2017 PCF248658
THE STANDARD FIRE INSURANCE COMPANY
 05/05/2010 PCF584 06/30/2014
THE STANDARD FIRE INSURANCE COMPANY
 12/17/2014 PCF584
STATE MUTUAL INSURANCE COMPANY
 06/04/2010 PCD102 04/08/2011
STATE MUTUAL INSURANCE COMPANY
 10/25/2024 PCD102
TRAVELERS CASUALTY COMPANY OF CONNECTICUT
 05/05/2010 PCF31810 06/30/2014
TRAVELERS COMMERCIAL INSURANCE COMPANY
 04/24/2013 PCF31811 06/30/2014
THE TRAVELERS HOME AND MARINE INSURANCE COMPANY
 05/05/2010 PCF56556
THE TRAVELERS INDEMNITY COMPANY OF AMERICA
 05/05/2010 PCF585 06/30/2014
THE TRAVELERS INDEMNITY COMPANY
 05/05/2010 PCF602 06/30/2014
TRAVELERS PERSONAL INSURANCE COMPANY
 12/17/2018 PCF201268
TRI STATE INSURANCE COMPANY OF MINNESOTA
 03/26/2014 PCF146321 10/12/2015
TRUCK INSURANCE EXCHANGE TRUCK UNDERWRITERS ASSOCIATION
 06/07/2007 IIF107 03/22/2011
TRUCK INSURANCE EXCHANGE TRUCK UNDERWRITERS ASSOCIATION
 03/05/2012 IIF107 10/19/2012
TWIN CITY FIRE INSURANCE COMPANY
 11/14/1997 PCF963 01/26/2006
TWIN CITY FIRE INSURANCE COMPANY
 04/18/2014 PCF963 05/08/2017
UNION INSURANCE COMPANY
 09/23/2014 PCF141739 10/12/2015
UNION MUTUAL FIRE INSURANCE COMPANY
 06/07/2010 PCF95 06/17/2011
UNION MUTUAL FIRE INSURANCE COMPANY
 05/13/2013 PCF95
UNITED FINANCIAL CASUALTY COMPANY
 08/11/2006 PCF61704 03/07/2011
VERMONT ACCIDENT INSURANCE COMPANY INC
 06/04/2010 PCF883 04/08/2011
VERMONT ACCIDENT INSURANCE COMPANY INC
 10/25/2024 PCF883
VERMONT MUTUAL INSURANCE COMPANY
 12/01/2008 PCF37 04/01/2011
VERMONT MUTUAL INSURANCE COMPANY
 09/04/2012 PCF37
WESTCHESTER FIRE INSURANCE COMPANY
 04/01/2001 PCF335 09/23/2010
YORK INSURANCE COMPANY OF MAINE
 12/01/2001 PCF498 07/21/2016

Authority
Description Issue Date Termination Date Status
CASUALTY 11/05/1997 Active
PROPERTY 11/05/1997 Active

Responsible For
Name License Number
RICHARD S BRADFORD INC AGR29508

License/Disciplinary Action

None.

GENERAL INFORMATION

NAIC Information

National Producer Number (NPN):
3683475

Other Phone Numbers
Phone Number Type
+1 (207) 947-8802 Office

CE Courses

None.

An active license/permit may still be subject to limitations and restrictions as a result of disciplinary action imposed. Please contact the specific licensing board about specific disciplinary actions.

Date: 11/04/2025 08:32:55 AM