black and white state seal

DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
BUREAU OF INSURANCE

MICHAEL JOSEPH GARAND

PRODUCER NON-RESIDENT

License Number:
PRN191887
Status:
First Licensure:
07/13/2011
Cancel Date:
None

Mailing:
BOSTON, MA 02110
Phone:
+1 (508) 770-7029
Fax:
+1 (617) 434-2311
Email:
michael.garand@bofa.com

History

License Type Start Date End Date
PRODUCER NON-RESIDENT 07/13/2011

Agency

Name Issue Date License Number Expiration Date Cancel Date
MERRILL LYNCH LIFE AGENCY INC
07/13/2011 AGN47860 01/12/2018
MERRILL LYNCH LIFE AGENCY INC
01/17/2018 AGN47860

Employer

Name Issue Date License Number Expiration Date Cancel Date
BRIGHTHOUSE LIFE INSURANCE COMPANY
01/18/2018 LHF277
EMPOWER ANNUITY INSURANCE COMPANY OF AMERICA
01/17/2018 LHF874
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
07/13/2011 LHF619 01/16/2018
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
01/17/2018 LHF619 12/02/2019

Authority

Description Issue Date Termination Date Status
HEALTH 07/13/2011 Active
LIFE 07/13/2011 Active
VARIABLE CONTRACTS 07/13/2011 Active

License/Disciplinary Action

None.

GENERAL INFORMATION

NAIC Information

National Producer Number (NPN):
5427519

Other Addresses

Address Type
100 FRONT ST
WORCESTER, MA 01608-1425
Office

An active license/permit may still be subject to limitations and restrictions as a result of disciplinary action imposed. Please contact the specific licensing board about specific disciplinary actions.

Date: 04/12/2026 05:09:30 PM